What we know is incomplete on this page
- 6 products live under more than one w.e.f.. FD · General (2), FD · Senior Citizen (2), FD · Super Senior (2), RD (2), RD · SC (2), NRO RD (2). Each date is shown as its own rate card, because a single table blending several w.e.f. dates is a table the bank never published.
Fixed deposits
FD · GeneralFD
2 w.e.f. dates live at once
w.e.f. 2026-06-01rate card 1 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 999 Daysharit_jama_yojana | ₹1,00,000 – ₹3,00,00,000 | 6.85% |
w.e.f. 2026-05-18rate card 2 of 215 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 daysregular | ₹10,000 – ₹3,00,00,000 | 3.00% |
| 15 days to 30 daysregular | ₹10,000 – ₹3,00,00,000 | 3.00% |
| 31 days to 45 daysregular | ₹10,000 – ₹3,00,00,000 | 3.00% |
| 46 days to 90 daysregular | ₹10,000 – ₹3,00,00,000 | 4.50% |
| 91 days to 179 daysregular | ₹10,000 – ₹3,00,00,000 | 4.25% |
| 180 days to 210 daysregular | ₹10,000 – ₹3,00,00,000 | 5.50% |
| 211 days to 269 daysregular | ₹10,000 – ₹3,00,00,000 | 5.50% |
| 270 days to less than 1 Yearregular | ₹10,000 – ₹3,00,00,000 | 5.50% |
| 1 Yearregular | ₹10,000 – ₹3,00,00,000 | 6.50% |
| Above 1 Year to less than 2 Yearsregular | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 2 Years to less than 3 Yearsregular | ₹10,000 – ₹3,00,00,000 | 6.60% |
| 3 Yearsregular | ₹10,000 – ₹3,00,00,000 | 6.70% |
| Above 3 Years to less than 5 Yearsregular | ₹10,000 – ₹3,00,00,000 | 6.25% |
| 5 Years to less than 8 Yearsregular | ₹10,000 – ₹3,00,00,000 | 6.00% |
| 8 years & above to up to 10 Yearsregular | ₹10,000 – ₹3,00,00,000 | 6.00% |
FD · Senior CitizenFD_SC
2 w.e.f. dates live at once
w.e.f. 2026-06-01rate card 1 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 999 Daysharit_jama_yojana | ₹1,00,000 – ₹3,00,00,000 | 7.35% |
w.e.f. 2026-05-18rate card 2 of 215 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 daysregular | ₹10,000 – ₹3,00,00,000 | 3.00% |
| 15 days to 30 daysregular | ₹10,000 – ₹3,00,00,000 | 3.00% |
| 31 days to 45 daysregular | ₹10,000 – ₹3,00,00,000 | 3.00% |
| 46 days to 90 daysregular | ₹10,000 – ₹3,00,00,000 | 4.50% |
| 91 days to 179 daysregular | ₹10,000 – ₹3,00,00,000 | 4.25% |
| 180 days to 210 daysregular | ₹10,000 – ₹3,00,00,000 | 6.00% |
| 211 days to 269 daysregular | ₹10,000 – ₹3,00,00,000 | 6.00% |
| 270 days to less than 1 Yearregular | ₹10,000 – ₹3,00,00,000 | 6.00% |
| 1 Yearregular | ₹10,000 – ₹3,00,00,000 | 7.00% |
| Above 1 Year to less than 2 Yearsregular | ₹10,000 – ₹3,00,00,000 | 7.00% |
| 2 Years to less than 3 Yearsregular | ₹10,000 – ₹3,00,00,000 | 7.10% |
| 3 Yearsregular | ₹10,000 – ₹3,00,00,000 | 7.45% |
| Above 3 Years to less than 5 Yearsregular | ₹10,000 – ₹3,00,00,000 | 7.00% |
| 5 Years to less than 8 Yearsregular | ₹10,000 – ₹3,00,00,000 | 6.75% |
| 8 years & above to up to 10 Yearsregular | ₹10,000 – ₹3,00,00,000 | 6.75% |
FD · Super SeniorFD_SSC
2 w.e.f. dates live at once
w.e.f. 2026-06-01rate card 1 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 999 Daysharit_jama_yojana | ₹1,00,000 – ₹3,00,00,000 | 7.50% |
w.e.f. 2026-05-18rate card 2 of 215 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 daysregular | ₹10,000 – ₹3,00,00,000 | 3.00% |
| 15 days to 30 daysregular | ₹10,000 – ₹3,00,00,000 | 3.00% |
| 31 days to 45 daysregular | ₹10,000 – ₹3,00,00,000 | 3.00% |
| 46 days to 90 daysregular | ₹10,000 – ₹3,00,00,000 | 4.50% |
| 91 days to 179 daysregular | ₹10,000 – ₹3,00,00,000 | 4.25% |
| 180 days to 210 daysregular | ₹10,000 – ₹3,00,00,000 | 6.15% |
| 211 days to 269 daysregular | ₹10,000 – ₹3,00,00,000 | 6.15% |
| 270 days to less than 1 Yearregular | ₹10,000 – ₹3,00,00,000 | 6.15% |
| 1 Yearregular | ₹10,000 – ₹3,00,00,000 | 7.15% |
| Above 1 Year to less than 2 Yearsregular | ₹10,000 – ₹3,00,00,000 | 7.15% |
| 2 Years to less than 3 Yearsregular | ₹10,000 – ₹3,00,00,000 | 7.25% |
| 3 Yearsregular | ₹10,000 – ₹3,00,00,000 | 7.60% |
| Above 3 Years to less than 5 Yearsregular | ₹10,000 – ₹3,00,00,000 | 7.15% |
| 5 Years to less than 8 Yearsregular | ₹10,000 – ₹3,00,00,000 | 6.90% |
| 8 years & above to up to 10 Yearsregular | ₹10,000 – ₹3,00,00,000 | 6.90% |
FD · Non-CallableFD_NC
w.e.f. 2026-05-184 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Yearnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 6.65% |
| Above 1 Year to less than 2 Yearsnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 6.65% |
| 2 Years to less than 3 Yearsnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 6.75% |
| 3 Yearsnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 6.85% |
FD · Non-Callable SCFD_NC_SC
w.e.f. 2026-05-184 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Yearnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 7.15% |
| Above 1 Year to less than 2 Yearsnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 7.15% |
| 2 Years to less than 3 Yearsnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 7.25% |
| 3 Yearsnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 7.60% |
FD · Non-Callable SSCFD_NC_SSC
w.e.f. 2026-05-184 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Yearnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| Above 1 Year to less than 2 Yearsnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 7.30% |
| 2 Years to less than 3 Yearsnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 7.40% |
| 3 Yearsnon_callable | ₹1,00,00,000 – ₹3,00,00,000 | 7.75% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-05-181 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 calendar yearstax_saver | ₹10,000 – ₹1,50,000 | 6.00% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-05-181 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 calendar yearstax_saver | ₹10,000 – ₹1,50,000 | 6.50% |
Recurring deposits
RDRD
2 w.e.f. dates live at once
w.e.f. 2026-06-19rate card 1 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91-179 days (3 months) | ₹500 – ₹2,99,99,999 | 4.25% |
w.e.f. 2026-05-18rate card 2 of 212 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 months (90 days) | ₹500 – ₹2,99,99,999 | 4.50% |
| 180-210 days | ₹500 – ₹2,99,99,999 | 5.50% |
| 211-269 days | ₹500 – ₹2,99,99,999 | 5.50% |
| 270 days to <1y | ₹500 – ₹2,99,99,999 | 5.50% |
| 1 year | ₹500 – ₹2,99,99,999 | 6.50% |
| >1 to <2y | ₹500 – ₹2,99,99,999 | 6.50% |
| 2 to <3y | ₹500 – ₹2,99,99,999 | 6.60% |
| 999 days (Green/Harit Jama) | ₹500 – ₹2,99,99,999 | 6.85% |
| 3 years | ₹500 – ₹2,99,99,999 | 6.70% |
| >3 to <5y | ₹500 – ₹2,99,99,999 | 6.25% |
| 5 to <8y | ₹500 – ₹2,99,99,999 | 6.00% |
| 8-10y | ₹500 – ₹2,99,99,999 | 6.00% |
RD · SCRD_SC
2 w.e.f. dates live at once
w.e.f. 2026-06-19rate card 1 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91-179 days (3 months) | ₹500 – ₹2,99,99,999 | 4.25% |
w.e.f. 2026-05-18rate card 2 of 212 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 months (90 days) | ₹500 – ₹2,99,99,999 | 4.50% |
| 180-210 days | ₹500 – ₹2,99,99,999 | 6.00% |
| 211-269 days | ₹500 – ₹2,99,99,999 | 6.00% |
| 270 days to <1y | ₹500 – ₹2,99,99,999 | 6.00% |
| 1 year | ₹500 – ₹2,99,99,999 | 7.00% |
| >1 to <2y | ₹500 – ₹2,99,99,999 | 7.00% |
| 2 to <3y | ₹500 – ₹2,99,99,999 | 7.10% |
| 999 days (Green/Harit Jama) | ₹500 – ₹2,99,99,999 | 7.35% |
| 3 years | ₹500 – ₹2,99,99,999 | 7.20% |
| >3 to <5y | ₹500 – ₹2,99,99,999 | 7.00% |
| 5 to <8y | ₹500 – ₹2,99,99,999 | 6.75% |
| 8-10y | ₹500 – ₹2,99,99,999 | 6.75% |
RD · SSCRD_SSC
w.e.f. 2026-05-1813 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 months (90 days) | ₹500 – ₹2,99,99,999 | 4.50% |
| 91-179 days (3 months) | ₹500 – ₹2,99,99,999 | 4.25% |
| 180-210 days | ₹500 – ₹2,99,99,999 | 6.15% |
| 211-269 days | ₹500 – ₹2,99,99,999 | 6.15% |
| 270 days to <1y | ₹500 – ₹2,99,99,999 | 6.15% |
| 1 year | ₹500 – ₹2,99,99,999 | 7.15% |
| >1 to <2y | ₹500 – ₹2,99,99,999 | 7.15% |
| 2 to <3y | ₹500 – ₹2,99,99,999 | 7.25% |
| 999 days (Green/Harit Jama) | ₹500 – ₹2,99,99,999 | 7.50% |
| 3 years | ₹500 – ₹2,99,99,999 | 7.35% |
| >3 to <5y | ₹500 – ₹2,99,99,999 | 7.15% |
| 5 to <8y | ₹500 – ₹2,99,99,999 | 6.90% |
| 8-10y | ₹500 – ₹2,99,99,999 | 6.90% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-05-019 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Upto Rs 1 lakh | ₹0 – ₹1,00,000 | 2.50% |
| Above Rs 1L to Rs 50 Crs | ₹1,00,000 – ₹50,00,00,000 | 2.50% |
| Above Rs 50 Crs to Rs 250 Crs | ₹50,00,00,000 – ₹2,50,00,00,000 | 2.60% |
| Above Rs 250 Crs to Rs 500 Crs | ₹2,50,00,00,000 – ₹5,00,00,00,000 | 2.75% |
| Above Rs 500 Crs to Rs 1000 Crs | ₹5,00,00,00,000 – ₹10,00,00,00,000 | 3.00% |
| Above Rs 1000 Crs to Rs 1500 Crs | ₹10,00,00,00,000 – ₹15,00,00,00,000 | 3.15% |
| Above Rs 1500 Crs to Rs 2000 Crs | ₹15,00,00,00,000 – ₹20,00,00,00,000 | 3.30% |
| Above Rs 2000 Crs to Rs 2500 Crs | ₹20,00,00,00,000 – ₹25,00,00,00,000 | 4.75% |
| Above Rs 2500 Crs | ₹25,00,00,00,000 and above | 5.50% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-05-019 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Upto Rs 1 lakh | ₹0 – ₹1,00,000 | 2.50% |
| Above Rs 1L to Rs 50 Crs | ₹1,00,000 – ₹50,00,00,000 | 2.50% |
| Above Rs 50 Crs to Rs 250 Crs | ₹50,00,00,000 – ₹2,50,00,00,000 | 2.60% |
| Above Rs 250 Crs to Rs 500 Crs | ₹2,50,00,00,000 – ₹5,00,00,00,000 | 2.75% |
| Above Rs 500 Crs to Rs 1000 Crs | ₹5,00,00,00,000 – ₹10,00,00,00,000 | 3.00% |
| Above Rs 1000 Crs to Rs 1500 Crs | ₹10,00,00,00,000 – ₹15,00,00,00,000 | 3.15% |
| Above Rs 1500 Crs to Rs 2000 Crs | ₹15,00,00,00,000 – ₹20,00,00,00,000 | 3.30% |
| Above Rs 2000 Crs to Rs 2500 Crs | ₹20,00,00,00,000 – ₹25,00,00,00,000 | 4.75% |
| Above Rs 2500 Crs | ₹25,00,00,00,000 and above | 5.50% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-05-019 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Upto Rs 1 lakh | ₹0 – ₹1,00,000 | 2.50% |
| Above Rs 1L to Rs 50 Crs | ₹1,00,000 – ₹50,00,00,000 | 2.50% |
| Above Rs 50 Crs to Rs 250 Crs | ₹50,00,00,000 – ₹2,50,00,00,000 | 2.60% |
| Above Rs 250 Crs to Rs 500 Crs | ₹2,50,00,00,000 – ₹5,00,00,00,000 | 2.75% |
| Above Rs 500 Crs to Rs 1000 Crs | ₹5,00,00,00,000 – ₹10,00,00,00,000 | 3.00% |
| Above Rs 1000 Crs to Rs 1500 Crs | ₹10,00,00,00,000 – ₹15,00,00,00,000 | 3.15% |
| Above Rs 1500 Crs to Rs 2000 Crs | ₹15,00,00,00,000 – ₹20,00,00,00,000 | 3.30% |
| Above Rs 2000 Crs to Rs 2500 Crs | ₹20,00,00,00,000 – ₹25,00,00,00,000 | 4.75% |
| Above Rs 2500 Crs | ₹25,00,00,00,000 and above | 5.50% |
NRI deposits
NRENRE
w.e.f. 2026-05-188 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹10,000 – ₹2,99,99,999 | 6.50% |
| >1 to <2y | ₹10,000 – ₹2,99,99,999 | 6.50% |
| 2 to <3y | ₹10,000 – ₹2,99,99,999 | 6.60% |
| 999 days (Green/Harit Jama)nre_boi_harit_jama_999 | ₹10,000 – ₹2,99,99,999 | 6.85% |
| 3 years | ₹10,000 – ₹2,99,99,999 | 6.70% |
| >3 to <5y | ₹10,000 – ₹2,99,99,999 | 6.25% |
| 5 to <8y | ₹10,000 – ₹2,99,99,999 | 6.00% |
| 8-10y | ₹10,000 – ₹2,99,99,999 | 6.00% |
NRE · Non-CallableNRE_NC
w.e.f. 2026-05-184 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,00,00,001 – ₹2,99,99,999 | 6.65% |
| >1 to <2y | ₹1,00,00,001 – ₹2,99,99,999 | 6.65% |
| 2 to <3y | ₹1,00,00,001 – ₹2,99,99,999 | 6.75% |
| 3 years | ₹1,00,00,001 – ₹2,99,99,999 | 6.85% |
NRONRO
w.e.f. 2026-05-1816 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 15-30 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 31-45 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 46-90 days | ₹10,000 – ₹2,99,99,999 | 4.50% |
| 91-179 days | ₹10,000 – ₹2,99,99,999 | 4.25% |
| 180-210 days | ₹10,000 – ₹2,99,99,999 | 5.50% |
| 211-269 days | ₹10,000 – ₹2,99,99,999 | 5.50% |
| 270 days to <1y | ₹10,000 – ₹2,99,99,999 | 5.50% |
| 1 year | ₹10,000 – ₹2,99,99,999 | 6.50% |
| >1 to <2y | ₹10,000 – ₹2,99,99,999 | 6.50% |
| 2 to <3y | ₹10,000 – ₹2,99,99,999 | 6.60% |
| 999 days (Green/Harit Jama)nro_boi_harit_jama_999 | ₹10,000 – ₹2,99,99,999 | 6.85% |
| 3 years | ₹10,000 – ₹2,99,99,999 | 6.70% |
| >3 to <5y | ₹10,000 – ₹2,99,99,999 | 6.25% |
| 5 to <8y | ₹10,000 – ₹2,99,99,999 | 6.00% |
| 8-10y | ₹10,000 – ₹2,99,99,999 | 6.00% |
NRO · Non-CallableNRO_NC
w.e.f. 2026-05-184 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,00,00,001 – ₹2,99,99,999 | 6.65% |
| >1 to <2y | ₹1,00,00,001 – ₹2,99,99,999 | 6.65% |
| 2 to <3y | ₹1,00,00,001 – ₹2,99,99,999 | 6.75% |
| 3 years | ₹1,00,00,001 – ₹2,99,99,999 | 6.85% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-07-02USD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 4.75% |
| 2 yrs to less than 3 yrs | — | 4.00% |
| 3 yrs (Maximum) | — | 4.00% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2026-07-02GBP3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 4.30% |
| 2 yrs to less than 3 yrs | — | 3.00% |
| 3 yrs (Maximum) | — | 3.00% |
RFC Savings (returned NRI)RFC_SAVINGS
w.e.f. 2025-01-01GBPrate card 1 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC SB (GBP) | — | 0.18% |
w.e.f. 2025-01-01USDrate card 2 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC SB (USD) | — | 0.10% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-05-188 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹500 – ₹2,99,99,999 | 6.50% |
| >1 to <2y | ₹500 – ₹2,99,99,999 | 6.50% |
| 2 to <3y | ₹500 – ₹2,99,99,999 | 6.60% |
| 999 days (Green/Harit Jama) | ₹500 – ₹2,99,99,999 | 6.85% |
| 3 years | ₹500 – ₹2,99,99,999 | 6.70% |
| >3 to <5y | ₹500 – ₹2,99,99,999 | 6.25% |
| 5 to <8y | ₹500 – ₹2,99,99,999 | 6.00% |
| 8-10y | ₹500 – ₹2,99,99,999 | 6.00% |
NRO RDNRO_RD
2 w.e.f. dates live at once
w.e.f. 2026-06-19rate card 1 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91-179 days (3 months) | ₹500 – ₹2,99,99,999 | 4.25% |
w.e.f. 2026-05-18rate card 2 of 212 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 months (90 days) | ₹500 – ₹2,99,99,999 | 4.50% |
| 180-210 days | ₹500 – ₹2,99,99,999 | 5.50% |
| 211-269 days | ₹500 – ₹2,99,99,999 | 5.50% |
| 270 days to <1y | ₹500 – ₹2,99,99,999 | 5.50% |
| 1 year | ₹500 – ₹2,99,99,999 | 6.50% |
| >1 to <2y | ₹500 – ₹2,99,99,999 | 6.50% |
| 2 to <3y | ₹500 – ₹2,99,99,999 | 6.60% |
| 999 days (Green/Harit Jama) | ₹500 – ₹2,99,99,999 | 6.85% |
| 3 years | ₹500 – ₹2,99,99,999 | 6.70% |
| >3 to <5y | ₹500 – ₹2,99,99,999 | 6.25% |
| 5 to <8y | ₹500 – ₹2,99,99,999 | 6.00% |
| 8-10y | ₹500 – ₹2,99,99,999 | 6.00% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-02USD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | USD 1,000 – USD 29,999,999 | 4.75% |
| 2 to <3 Yrs | USD 1,000 – USD 29,999,999 | 4.00% |
| 3 to <4 Yrs | USD 1,000 – USD 29,999,999 | 4.00% |
| 4 to <5 Yrs | USD 1,000 – USD 29,999,999 | 4.25% |
| 5 Yrs | USD 1,000 – USD 29,999,999 | 4.50% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-07-02GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | GBP 1,000 – GBP 29,999,999 | 4.30% |
| 2 to <3 Yrs | GBP 1,000 – GBP 29,999,999 | 3.00% |
| 3 to <4 Yrs | GBP 1,000 – GBP 29,999,999 | 3.00% |
| 4 to <5 Yrs | GBP 1,000 – GBP 29,999,999 | 2.50% |
| 5 Yrs | GBP 1,000 – GBP 29,999,999 | 2.50% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-07-02EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | EUR 1,000 – EUR 29,999,999 | 2.75% |
| 2 to <3 Yrs | EUR 1,000 – EUR 29,999,999 | 2.00% |
| 3 to <4 Yrs | EUR 1,000 – EUR 29,999,999 | 1.50% |
| 4 to <5 Yrs | EUR 1,000 – EUR 29,999,999 | 1.50% |
| 5 Yrs | EUR 1,000 – EUR 29,999,999 | 1.50% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-07-02JPY5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | JPY 1,000 – JPY 29,999,999 | 0.40% |
| 2 to <3 Yrs | JPY 1,000 – JPY 29,999,999 | 0.40% |
| 3 to <4 Yrs | JPY 1,000 – JPY 29,999,999 | 0.40% |
| 4 to <5 Yrs | JPY 1,000 – JPY 29,999,999 | 0.30% |
| 5 Yrs | JPY 1,000 – JPY 29,999,999 | 0.30% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-07-02CAD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | CAD 1,000 – CAD 29,999,999 | 3.00% |
| 2 to <3 Yrs | CAD 1,000 – CAD 29,999,999 | 2.75% |
| 3 to <4 Yrs | CAD 1,000 – CAD 29,999,999 | 2.50% |
| 4 to <5 Yrs | CAD 1,000 – CAD 29,999,999 | 2.50% |
| 5 Yrs | CAD 1,000 – CAD 29,999,999 | 2.50% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-07-02AUD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | AUD 1,000 – AUD 29,999,999 | 3.90% |
| 2 to <3 Yrs | AUD 1,000 – AUD 29,999,999 | 3.65% |
| 3 to <4 Yrs | AUD 1,000 – AUD 29,999,999 | 3.50% |
| 4 to <5 Yrs | AUD 1,000 – AUD 29,999,999 | 3.50% |
| 5 Yrs | AUD 1,000 – AUD 29,999,999 | 3.50% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-07-02USD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 YRS TO < 4 YRS | up to USD 100,000 | 6.00% |
| 3 YRS TO < 4 YRS | USD 100,000 and above | 6.25% |
| 4 YRS TO < 5 YRS | up to USD 100,000 | 6.05% |
| 4 YRS TO < 5 YRS | USD 100,000 and above | 6.30% |
| 5 YRS (Maximum) | up to USD 100,000 | 6.25% |
| 5 YRS (Maximum) | USD 100,000 and above | 6.50% |
If you break it early
Breaking this deposit early — FD · General
Every band Bank of India publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to under ₹5 lakh | 0 days to under 12 months | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹5 lakh | 0 days to under 12 months | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5 lakh to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5 lakh to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹5 lakh | 12 months to 36500 days | no penalty | |
| ₹10,000 to under ₹5 lakh | 12 months to 36500 days | no penalty |
The bank’s own wording
- ₹10,000 to under ₹5 lakh · 0 days to under 12 months
“0.50%”
Source - ₹10,000 to under ₹5 lakh · 0 days to under 12 months
“0.50%”
Source - ₹5 lakh to under ₹3 crore · 0 days to 36500 days
“1.00%”
Source - ₹5 lakh to under ₹3 crore · 0 days to 36500 days
“1.00%”
Source - ₹10,000 to under ₹5 lakh · 12 months to 36500 days
“NIL”
Source - ₹10,000 to under ₹5 lakh · 12 months to 36500 days
“NIL”
Source
Breaking this deposit early — FD · Senior Citizen
Every band Bank of India publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to under ₹5 lakh | 0 days to under 12 months | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹5 lakh | 0 days to under 12 months | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5 lakh to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5 lakh to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹5 lakh | 12 months to 36500 days | no penalty | |
| ₹10,000 to under ₹5 lakh | 12 months to 36500 days | no penalty |
The bank’s own wording
- ₹10,000 to under ₹5 lakh · 0 days to under 12 months
“0.50%”
Source - ₹10,000 to under ₹5 lakh · 0 days to under 12 months
“0.50%”
Source - ₹5 lakh to under ₹3 crore · 0 days to 36500 days
“1.00%”
Source - ₹5 lakh to under ₹3 crore · 0 days to 36500 days
“1.00%”
Source - ₹10,000 to under ₹5 lakh · 12 months to 36500 days
“NIL”
Source - ₹10,000 to under ₹5 lakh · 12 months to 36500 days
“NIL”
Source
Breaking this deposit early — FD · Super Senior
Every band Bank of India publishes for premature closure of FD · Super Senior, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to under ₹5 lakh | 0 days to under 12 months | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹5 lakh | 0 days to under 12 months | 0.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5 lakh to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5 lakh to under ₹3 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹10,000 to under ₹5 lakh | 12 months to 36500 days | no penalty | |
| ₹10,000 to under ₹5 lakh | 12 months to 36500 days | no penalty |
The bank’s own wording
- ₹10,000 to under ₹5 lakh · 0 days to under 12 months
“0.50%”
Source - ₹10,000 to under ₹5 lakh · 0 days to under 12 months
“0.50%”
Source - ₹5 lakh to under ₹3 crore · 0 days to 36500 days
“1.00%”
Source - ₹5 lakh to under ₹3 crore · 0 days to 36500 days
“1.00%”
Source - ₹10,000 to under ₹5 lakh · 12 months to 36500 days
“NIL”
Source - ₹10,000 to under ₹5 lakh · 12 months to 36500 days
“NIL”
Source
Breaking this deposit early — FD · Non-Callable
Every band Bank of India publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 0 days to 36500 days
“no option for premature closure”
Source
Breaking this deposit early — FD · Non-Callable SC
Every band Bank of India publishes for premature closure of FD · Non-Callable SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 0 days to 36500 days
“no option for premature closure”
Source
Breaking this deposit early — FD · Non-Callable SSC
Every band Bank of India publishes for premature closure of FD · Non-Callable SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 0 days to 36500 days
“no option for premature closure”
Source
Breaking this deposit early — Tax Saver
Every band Bank of India publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to ₹1,50,000 | 0 days to 1827 days | no penalty | |
| ₹10,000 to ₹1,50,000 | 0 days to 1827 days | cannot be closed early |
Breaking this deposit early — Tax Saver SC
Every band Bank of India publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹10,000 to ₹1,50,000 | 0 days to 1827 days | cannot be closed early | |
| ₹10,000 to ₹1,50,000 | 0 days to 1827 days | no penalty |
Not yet verified
We have not read and recorded Bank of India’s premature-withdrawal terms for RD, RD · SC, RD · SSC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC Savings (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Bank of India
28 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-22
Auto-sweep
NRI deposits
- RFC · AUD (returned NRI)checked 2026-07-20
- RFC · CAD (returned NRI)checked 2026-07-20
- RFC · CHF (returned NRI)checked 2026-07-20
- RFC · EUR (returned NRI)checked 2026-07-20
- RFC · HKD (returned NRI)checked 2026-07-20
- RFC · NZD (returned NRI)checked 2026-07-20
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)checked 2026-07-20
- RFC · YEN (JPY) (returned NRI)checked 2026-07-20
FCNR — callable
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-22
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-22
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-22
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22
Financial healthQ4FY26
Full transparency report →- GNPA
- 3.05%
- NNPA
- 0.60%
- CAR
- 16.50%
- CASA
- 39.70%
- ROA
- 0.96%
- ROE
- 15.30%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Bank of India prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 225 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.