What we know is incomplete on this page
- 4 products live under more than one w.e.f.. FD · General (2), RD (2), RD · SC (2), NRO RD (2). Each date is shown as its own rate card, because a single table blending several w.e.f. dates is a table the bank never published.
Fixed deposits
FD · GeneralFD
2 w.e.f. dates live at once
w.e.f. 2026-06-01rate card 1 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 999 days (Green/Harit Jama)boi_harit_jama_999 | ₹10,000 – ₹2,99,99,999 | 6.85% |
w.e.f. 2026-05-18rate card 2 of 215 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 15-30 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 31-45 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 46-90 days | ₹10,000 – ₹2,99,99,999 | 4.50% |
| 91-179 days | ₹10,000 – ₹2,99,99,999 | 4.25% |
| 180-210 days | ₹10,000 – ₹2,99,99,999 | 5.50% |
| 211-269 days | ₹10,000 – ₹2,99,99,999 | 5.50% |
| 270 days to <1y | ₹10,000 – ₹2,99,99,999 | 5.50% |
| 1 year | ₹10,000 – ₹2,99,99,999 | 6.50% |
| >1 to <2y | ₹10,000 – ₹2,99,99,999 | 6.50% |
| 2 to <3y | ₹10,000 – ₹2,99,99,999 | 6.60% |
| 3 years | ₹10,000 – ₹2,99,99,999 | 6.70% |
| >3 to <5y | ₹10,000 – ₹2,99,99,999 | 6.25% |
| 5 to <8y | ₹10,000 – ₹2,99,99,999 | 6.00% |
| 8-10y | ₹10,000 – ₹2,99,99,999 | 6.00% |
FD · Senior CitizenFD_SC
w.e.f. 2026-05-1816 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 15-30 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 31-45 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 46-90 days | ₹10,000 – ₹2,99,99,999 | 4.50% |
| 91-179 days | ₹10,000 – ₹2,99,99,999 | 4.25% |
| 180-210 days | ₹10,000 – ₹2,99,99,999 | 6.00% |
| 211-269 days | ₹10,000 – ₹2,99,99,999 | 6.00% |
| 270 days to <1y | ₹10,000 – ₹2,99,99,999 | 6.00% |
| 1 year | ₹10,000 – ₹2,99,99,999 | 7.00% |
| >1 to <2y | ₹10,000 – ₹2,99,99,999 | 7.00% |
| 2 to <3y | ₹10,000 – ₹2,99,99,999 | 7.10% |
| 999 days (Green/Harit Jama)boi_harit_jama_999_sc | ₹10,000 – ₹2,99,99,999 | 7.35% |
| 3 years | ₹10,000 – ₹2,99,99,999 | 7.20% |
| >3 to <5y | ₹10,000 – ₹2,99,99,999 | 7.00% |
| 5 to <8y | ₹10,000 – ₹2,99,99,999 | 6.75% |
| 8-10y | ₹10,000 – ₹2,99,99,999 | 6.75% |
FD · Super SeniorFD_SSC
w.e.f. 2026-05-1816 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 15-30 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 31-45 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 46-90 days | ₹10,000 – ₹2,99,99,999 | 4.50% |
| 91-179 days | ₹10,000 – ₹2,99,99,999 | 4.25% |
| 180-210 days | ₹10,000 – ₹2,99,99,999 | 6.15% |
| 211-269 days | ₹10,000 – ₹2,99,99,999 | 6.15% |
| 270 days to <1y | ₹10,000 – ₹2,99,99,999 | 6.15% |
| 1 year | ₹10,000 – ₹2,99,99,999 | 7.15% |
| >1 to <2y | ₹10,000 – ₹2,99,99,999 | 7.15% |
| 2 to <3y | ₹10,000 – ₹2,99,99,999 | 7.25% |
| 999 days (Green/Harit Jama)boi_harit_jama_999_ssc | ₹10,000 – ₹2,99,99,999 | 7.50% |
| 3 years | ₹10,000 – ₹2,99,99,999 | 7.35% |
| >3 to <5y | ₹10,000 – ₹2,99,99,999 | 7.15% |
| 5 to <8y | ₹10,000 – ₹2,99,99,999 | 6.90% |
| 8-10y | ₹10,000 – ₹2,99,99,999 | 6.90% |
FD · Non-CallableFD_NC
w.e.f. 2026-05-184 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,00,00,001 – ₹2,99,99,999 | 6.65% |
| >1 to <2y | ₹1,00,00,001 – ₹2,99,99,999 | 6.65% |
| 2 to <3y | ₹1,00,00,001 – ₹2,99,99,999 | 6.75% |
| 3 years | ₹1,00,00,001 – ₹2,99,99,999 | 6.85% |
FD · Non-Callable SCFD_NC_SC
w.e.f. 2026-05-184 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,00,00,001 – ₹2,99,99,999 | 7.15% |
| >1 to <2y | ₹1,00,00,001 – ₹2,99,99,999 | 7.15% |
| 2 to <3y | ₹1,00,00,001 – ₹2,99,99,999 | 7.25% |
| 3 years | ₹1,00,00,001 – ₹2,99,99,999 | 7.35% |
FD · Non-Callable SSCFD_NC_SSC
w.e.f. 2026-05-184 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,00,00,001 – ₹2,99,99,999 | 7.30% |
| >1 to <2y | ₹1,00,00,001 – ₹2,99,99,999 | 7.30% |
| 2 to <3y | ₹1,00,00,001 – ₹2,99,99,999 | 7.40% |
| 3 years | ₹1,00,00,001 – ₹2,99,99,999 | 7.50% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-05-181 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 Years (Star Sunidhi) | ₹10,000 – ₹1,50,000 | 6.25% |
Tax Saver SCFD_TAX_SC
Bank of India publishes no separate tax saver sc rate — it pays 7.00%, the exact same rate as its tax saver card at every term we can match. There is no premium to show, so we are not printing the tax saver table a second time under this heading — it is directly above. 1 live row back this rate, and it still resolves correctly for a Bank of India customer using our calculator.
Recurring deposits
RDRD
2 w.e.f. dates live at once
w.e.f. 2026-06-19rate card 1 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91-179 days (3 months) | ₹500 – ₹2,99,99,999 | 4.25% |
w.e.f. 2026-05-18rate card 2 of 212 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 months (90 days) | ₹500 – ₹2,99,99,999 | 4.50% |
| 180-210 days | ₹500 – ₹2,99,99,999 | 5.50% |
| 211-269 days | ₹500 – ₹2,99,99,999 | 5.50% |
| 270 days to <1y | ₹500 – ₹2,99,99,999 | 5.50% |
| 1 year | ₹500 – ₹2,99,99,999 | 6.50% |
| >1 to <2y | ₹500 – ₹2,99,99,999 | 6.50% |
| 2 to <3y | ₹500 – ₹2,99,99,999 | 6.60% |
| 999 days (Green/Harit Jama) | ₹500 – ₹2,99,99,999 | 6.85% |
| 3 years | ₹500 – ₹2,99,99,999 | 6.70% |
| >3 to <5y | ₹500 – ₹2,99,99,999 | 6.25% |
| 5 to <8y | ₹500 – ₹2,99,99,999 | 6.00% |
| 8-10y | ₹500 – ₹2,99,99,999 | 6.00% |
RD · SCRD_SC
2 w.e.f. dates live at once
w.e.f. 2026-06-19rate card 1 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91-179 days (3 months) | ₹500 – ₹2,99,99,999 | 4.25% |
w.e.f. 2026-05-18rate card 2 of 212 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 months (90 days) | ₹500 – ₹2,99,99,999 | 4.50% |
| 180-210 days | ₹500 – ₹2,99,99,999 | 6.00% |
| 211-269 days | ₹500 – ₹2,99,99,999 | 6.00% |
| 270 days to <1y | ₹500 – ₹2,99,99,999 | 6.00% |
| 1 year | ₹500 – ₹2,99,99,999 | 7.00% |
| >1 to <2y | ₹500 – ₹2,99,99,999 | 7.00% |
| 2 to <3y | ₹500 – ₹2,99,99,999 | 7.10% |
| 999 days (Green/Harit Jama) | ₹500 – ₹2,99,99,999 | 7.35% |
| 3 years | ₹500 – ₹2,99,99,999 | 7.20% |
| >3 to <5y | ₹500 – ₹2,99,99,999 | 7.00% |
| 5 to <8y | ₹500 – ₹2,99,99,999 | 6.75% |
| 8-10y | ₹500 – ₹2,99,99,999 | 6.75% |
RD · SSCRD_SSC
w.e.f. 2026-05-1813 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 months (90 days) | ₹500 – ₹2,99,99,999 | 4.50% |
| 91-179 days (3 months) | ₹500 – ₹2,99,99,999 | 4.25% |
| 180-210 days | ₹500 – ₹2,99,99,999 | 6.15% |
| 211-269 days | ₹500 – ₹2,99,99,999 | 6.15% |
| 270 days to <1y | ₹500 – ₹2,99,99,999 | 6.15% |
| 1 year | ₹500 – ₹2,99,99,999 | 7.15% |
| >1 to <2y | ₹500 – ₹2,99,99,999 | 7.15% |
| 2 to <3y | ₹500 – ₹2,99,99,999 | 7.25% |
| 999 days (Green/Harit Jama) | ₹500 – ₹2,99,99,999 | 7.50% |
| 3 years | ₹500 – ₹2,99,99,999 | 7.35% |
| >3 to <5y | ₹500 – ₹2,99,99,999 | 7.15% |
| 5 to <8y | ₹500 – ₹2,99,99,999 | 6.90% |
| 8-10y | ₹500 – ₹2,99,99,999 | 6.90% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-05-019 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Upto Rs 1 lakh | ₹0 – ₹1,00,000 | 2.50% |
| Above Rs 1L to Rs 50 Crs | ₹1,00,000 – ₹50,00,00,000 | 2.50% |
| Above Rs 50 Crs to Rs 250 Crs | ₹50,00,00,000 – ₹2,50,00,00,000 | 2.60% |
| Above Rs 250 Crs to Rs 500 Crs | ₹2,50,00,00,000 – ₹5,00,00,00,000 | 2.75% |
| Above Rs 500 Crs to Rs 1000 Crs | ₹5,00,00,00,000 – ₹10,00,00,00,000 | 3.00% |
| Above Rs 1000 Crs to Rs 1500 Crs | ₹10,00,00,00,000 – ₹15,00,00,00,000 | 3.15% |
| Above Rs 1500 Crs to Rs 2000 Crs | ₹15,00,00,00,000 – ₹20,00,00,00,000 | 3.30% |
| Above Rs 2000 Crs to Rs 2500 Crs | ₹20,00,00,00,000 – ₹25,00,00,00,000 | 4.75% |
| Above Rs 2500 Crs | ₹25,00,00,00,000 and above | 5.50% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-05-019 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Upto Rs 1 lakh | ₹0 – ₹1,00,000 | 2.50% |
| Above Rs 1L to Rs 50 Crs | ₹1,00,000 – ₹50,00,00,000 | 2.50% |
| Above Rs 50 Crs to Rs 250 Crs | ₹50,00,00,000 – ₹2,50,00,00,000 | 2.60% |
| Above Rs 250 Crs to Rs 500 Crs | ₹2,50,00,00,000 – ₹5,00,00,00,000 | 2.75% |
| Above Rs 500 Crs to Rs 1000 Crs | ₹5,00,00,00,000 – ₹10,00,00,00,000 | 3.00% |
| Above Rs 1000 Crs to Rs 1500 Crs | ₹10,00,00,00,000 – ₹15,00,00,00,000 | 3.15% |
| Above Rs 1500 Crs to Rs 2000 Crs | ₹15,00,00,00,000 – ₹20,00,00,00,000 | 3.30% |
| Above Rs 2000 Crs to Rs 2500 Crs | ₹20,00,00,00,000 – ₹25,00,00,00,000 | 4.75% |
| Above Rs 2500 Crs | ₹25,00,00,00,000 and above | 5.50% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-05-019 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Upto Rs 1 lakh | ₹0 – ₹1,00,000 | 2.50% |
| Above Rs 1L to Rs 50 Crs | ₹1,00,000 – ₹50,00,00,000 | 2.50% |
| Above Rs 50 Crs to Rs 250 Crs | ₹50,00,00,000 – ₹2,50,00,00,000 | 2.60% |
| Above Rs 250 Crs to Rs 500 Crs | ₹2,50,00,00,000 – ₹5,00,00,00,000 | 2.75% |
| Above Rs 500 Crs to Rs 1000 Crs | ₹5,00,00,00,000 – ₹10,00,00,00,000 | 3.00% |
| Above Rs 1000 Crs to Rs 1500 Crs | ₹10,00,00,00,000 – ₹15,00,00,00,000 | 3.15% |
| Above Rs 1500 Crs to Rs 2000 Crs | ₹15,00,00,00,000 – ₹20,00,00,00,000 | 3.30% |
| Above Rs 2000 Crs to Rs 2500 Crs | ₹20,00,00,00,000 – ₹25,00,00,00,000 | 4.75% |
| Above Rs 2500 Crs | ₹25,00,00,00,000 and above | 5.50% |
NRI deposits
NRENRE
w.e.f. 2026-05-188 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹10,000 – ₹2,99,99,999 | 6.50% |
| >1 to <2y | ₹10,000 – ₹2,99,99,999 | 6.50% |
| 2 to <3y | ₹10,000 – ₹2,99,99,999 | 6.60% |
| 999 days (Green/Harit Jama)nre_boi_harit_jama_999 | ₹10,000 – ₹2,99,99,999 | 6.85% |
| 3 years | ₹10,000 – ₹2,99,99,999 | 6.70% |
| >3 to <5y | ₹10,000 – ₹2,99,99,999 | 6.25% |
| 5 to <8y | ₹10,000 – ₹2,99,99,999 | 6.00% |
| 8-10y | ₹10,000 – ₹2,99,99,999 | 6.00% |
NRE · Non-CallableNRE_NC
w.e.f. 2026-05-184 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,00,00,001 – ₹2,99,99,999 | 6.65% |
| >1 to <2y | ₹1,00,00,001 – ₹2,99,99,999 | 6.65% |
| 2 to <3y | ₹1,00,00,001 – ₹2,99,99,999 | 6.75% |
| 3 years | ₹1,00,00,001 – ₹2,99,99,999 | 6.85% |
NRONRO
w.e.f. 2026-05-1816 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7-14 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 15-30 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 31-45 days | ₹10,000 – ₹2,99,99,999 | 3.00% |
| 46-90 days | ₹10,000 – ₹2,99,99,999 | 4.50% |
| 91-179 days | ₹10,000 – ₹2,99,99,999 | 4.25% |
| 180-210 days | ₹10,000 – ₹2,99,99,999 | 5.50% |
| 211-269 days | ₹10,000 – ₹2,99,99,999 | 5.50% |
| 270 days to <1y | ₹10,000 – ₹2,99,99,999 | 5.50% |
| 1 year | ₹10,000 – ₹2,99,99,999 | 6.50% |
| >1 to <2y | ₹10,000 – ₹2,99,99,999 | 6.50% |
| 2 to <3y | ₹10,000 – ₹2,99,99,999 | 6.60% |
| 999 days (Green/Harit Jama)nro_boi_harit_jama_999 | ₹10,000 – ₹2,99,99,999 | 6.85% |
| 3 years | ₹10,000 – ₹2,99,99,999 | 6.70% |
| >3 to <5y | ₹10,000 – ₹2,99,99,999 | 6.25% |
| 5 to <8y | ₹10,000 – ₹2,99,99,999 | 6.00% |
| 8-10y | ₹10,000 – ₹2,99,99,999 | 6.00% |
NRO · Non-CallableNRO_NC
w.e.f. 2026-05-184 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,00,00,001 – ₹2,99,99,999 | 6.65% |
| >1 to <2y | ₹1,00,00,001 – ₹2,99,99,999 | 6.65% |
| 2 to <3y | ₹1,00,00,001 – ₹2,99,99,999 | 6.75% |
| 3 years | ₹1,00,00,001 – ₹2,99,99,999 | 6.85% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-07-02USD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 4.75% |
| 2 yrs to less than 3 yrs | — | 4.00% |
| 3 yrs (Maximum) | — | 4.00% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2026-07-02GBP3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yr to less than 2 yrs | — | 4.30% |
| 2 yrs to less than 3 yrs | — | 3.00% |
| 3 yrs (Maximum) | — | 3.00% |
RFC Savings (returned NRI)RFC_SAVINGS
w.e.f. 2025-01-01GBPrate card 1 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC SB (GBP) | — | 0.18% |
w.e.f. 2025-01-01USDrate card 2 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| RFC SB (USD) | — | 0.10% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-05-188 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹500 – ₹2,99,99,999 | 6.50% |
| >1 to <2y | ₹500 – ₹2,99,99,999 | 6.50% |
| 2 to <3y | ₹500 – ₹2,99,99,999 | 6.60% |
| 999 days (Green/Harit Jama) | ₹500 – ₹2,99,99,999 | 6.85% |
| 3 years | ₹500 – ₹2,99,99,999 | 6.70% |
| >3 to <5y | ₹500 – ₹2,99,99,999 | 6.25% |
| 5 to <8y | ₹500 – ₹2,99,99,999 | 6.00% |
| 8-10y | ₹500 – ₹2,99,99,999 | 6.00% |
NRO RDNRO_RD
2 w.e.f. dates live at once
w.e.f. 2026-06-19rate card 1 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 91-179 days (3 months) | ₹500 – ₹2,99,99,999 | 4.25% |
w.e.f. 2026-05-18rate card 2 of 212 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 months (90 days) | ₹500 – ₹2,99,99,999 | 4.50% |
| 180-210 days | ₹500 – ₹2,99,99,999 | 5.50% |
| 211-269 days | ₹500 – ₹2,99,99,999 | 5.50% |
| 270 days to <1y | ₹500 – ₹2,99,99,999 | 5.50% |
| 1 year | ₹500 – ₹2,99,99,999 | 6.50% |
| >1 to <2y | ₹500 – ₹2,99,99,999 | 6.50% |
| 2 to <3y | ₹500 – ₹2,99,99,999 | 6.60% |
| 999 days (Green/Harit Jama) | ₹500 – ₹2,99,99,999 | 6.85% |
| 3 years | ₹500 – ₹2,99,99,999 | 6.70% |
| >3 to <5y | ₹500 – ₹2,99,99,999 | 6.25% |
| 5 to <8y | ₹500 – ₹2,99,99,999 | 6.00% |
| 8-10y | ₹500 – ₹2,99,99,999 | 6.00% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-02USD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | USD 1,000 – USD 29,999,999 | 4.75% |
| 2 to <3 Yrs | USD 1,000 – USD 29,999,999 | 4.00% |
| 3 to <4 Yrs | USD 1,000 – USD 29,999,999 | 4.00% |
| 4 to <5 Yrs | USD 1,000 – USD 29,999,999 | 4.25% |
| 5 Yrs | USD 1,000 – USD 29,999,999 | 4.50% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-07-02GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | GBP 1,000 – GBP 29,999,999 | 4.30% |
| 2 to <3 Yrs | GBP 1,000 – GBP 29,999,999 | 3.00% |
| 3 to <4 Yrs | GBP 1,000 – GBP 29,999,999 | 3.00% |
| 4 to <5 Yrs | GBP 1,000 – GBP 29,999,999 | 2.50% |
| 5 Yrs | GBP 1,000 – GBP 29,999,999 | 2.50% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-07-02EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | EUR 1,000 – EUR 29,999,999 | 2.75% |
| 2 to <3 Yrs | EUR 1,000 – EUR 29,999,999 | 2.00% |
| 3 to <4 Yrs | EUR 1,000 – EUR 29,999,999 | 1.50% |
| 4 to <5 Yrs | EUR 1,000 – EUR 29,999,999 | 1.50% |
| 5 Yrs | EUR 1,000 – EUR 29,999,999 | 1.50% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-07-02JPY5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | JPY 1,000 – JPY 29,999,999 | 0.40% |
| 2 to <3 Yrs | JPY 1,000 – JPY 29,999,999 | 0.40% |
| 3 to <4 Yrs | JPY 1,000 – JPY 29,999,999 | 0.40% |
| 4 to <5 Yrs | JPY 1,000 – JPY 29,999,999 | 0.30% |
| 5 Yrs | JPY 1,000 – JPY 29,999,999 | 0.30% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-07-02CAD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | CAD 1,000 – CAD 29,999,999 | 3.00% |
| 2 to <3 Yrs | CAD 1,000 – CAD 29,999,999 | 2.75% |
| 3 to <4 Yrs | CAD 1,000 – CAD 29,999,999 | 2.50% |
| 4 to <5 Yrs | CAD 1,000 – CAD 29,999,999 | 2.50% |
| 5 Yrs | CAD 1,000 – CAD 29,999,999 | 2.50% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-07-02AUD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 to <2 Yrs | AUD 1,000 – AUD 29,999,999 | 3.90% |
| 2 to <3 Yrs | AUD 1,000 – AUD 29,999,999 | 3.65% |
| 3 to <4 Yrs | AUD 1,000 – AUD 29,999,999 | 3.50% |
| 4 to <5 Yrs | AUD 1,000 – AUD 29,999,999 | 3.50% |
| 5 Yrs | AUD 1,000 – AUD 29,999,999 | 3.50% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-07-02USD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 YRS TO < 4 YRS | up to USD 100,000 | 6.00% |
| 3 YRS TO < 4 YRS | USD 100,000 and above | 6.25% |
| 4 YRS TO < 5 YRS | up to USD 100,000 | 6.05% |
| 4 YRS TO < 5 YRS | USD 100,000 and above | 6.30% |
| 5 YRS (Maximum) | up to USD 100,000 | 6.25% |
| 5 YRS (Maximum) | USD 100,000 and above | 6.50% |
If you break it early
Not yet verified
We have not read and recorded Bank of India’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Super Senior, FD · Non-Callable, FD · Non-Callable SC, FD · Non-Callable SSC, Tax Saver, Tax Saver SC, RD, RD · SC, RD · SSC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC Savings (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Bank of India
28 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-22
Auto-sweep
NRI deposits
- RFC · AUD (returned NRI)checked 2026-07-20
- RFC · CAD (returned NRI)checked 2026-07-20
- RFC · CHF (returned NRI)checked 2026-07-20
- RFC · EUR (returned NRI)checked 2026-07-20
- RFC · HKD (returned NRI)checked 2026-07-20
- RFC · NZD (returned NRI)checked 2026-07-20
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)checked 2026-07-20
- RFC · YEN (JPY) (returned NRI)checked 2026-07-20
FCNR — callable
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-22
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-22
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-22
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22
Financial healthQ4FY26
Full transparency report →- GNPA
- 3.05%
- NNPA
- 0.60%
- CAR
- 16.50%
- CASA
- 39.70%
- ROA
- 0.96%
- ROE
- 15.30%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Bank of India prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 225 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.