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Bank of BarodaPublic sector bank

Bank of Baroda
every deposit rate, in one place.

Every product Bank of Baroda publishes — fixed, recurring, tax-saver, savings, sweep, NRE, NRO, FCNR and RFC — each with the bank's own tenure wording, its own amount slab and the w.e.f. date that governs it. Sourced from the bank's official pages. We never restate a rate the bank did not print.

Products published
35
Live rate rows
315
Rate cards
36
Newest w.e.f.
2026-07-13

What we know is incomplete on this page

  • 1 product live under more than one w.e.f.. NRO RD (2). Each date is shown as its own rate card, because a single table blending several w.e.f. dates is a table the bank never published.

Fixed deposits

FD · GeneralFD

w.e.f. 2026-06-1218 rows
View source — product page
FD · General rates — w.e.f. 2026-06-12
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 days to 14 days₹1,000 – ₹3,00,00,0003.50%
15 days to 45 days₹1,000 – ₹3,00,00,0003.50%
46 days to 90 days₹1,000 – ₹3,00,00,0005.00%
91 days to 180 days₹1,000 – ₹3,00,00,0005.00%
181 days to 210 days₹1,000 – ₹3,00,00,0005.50%
211 days to 270 days₹1,000 – ₹3,00,00,0005.75%
271 days & above and less than 1 year₹1,000 – ₹3,00,00,0006.00%
1 year₹1,000 – ₹3,00,00,0006.25%
Above 1 year to 400 days₹1,000 – ₹3,00,00,0006.25%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹3,00,00,0006.25%
bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444₹1,000 – ₹3,00,00,0006.45%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹3,00,00,0006.25%
bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555₹1,000 – ₹3,00,00,0006.75%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹3,00,00,0006.25%
Above 2 Years and upto 3 Years₹1,000 – ₹3,00,00,0006.25%
Above 3 Years and upto 5 Years₹1,000 – ₹3,00,00,0006.30%
Above 5 Years and upto 10 Years₹1,000 – ₹3,00,00,0006.00%
Above 10 years (MACAD only)₹1,000 – ₹3,00,00,0005.50%

FD · Senior CitizenFD_SC

w.e.f. 2026-06-1218 rows
View source — product page
FD · Senior Citizen rates — w.e.f. 2026-06-12
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 days to 14 days₹1,000 – ₹3,00,00,0004.00%
15 days to 45 days₹1,000 – ₹3,00,00,0004.00%
46 days to 90 days₹1,000 – ₹3,00,00,0005.50%
91 days to 180 days₹1,000 – ₹3,00,00,0005.50%
181 days to 210 days₹1,000 – ₹3,00,00,0006.00%
211 days to 270 days₹1,000 – ₹3,00,00,0006.25%
271 days & above and less than 1 year₹1,000 – ₹3,00,00,0006.50%
1 year₹1,000 – ₹3,00,00,0006.75%
Above 1 year to 400 days₹1,000 – ₹3,00,00,0006.75%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹3,00,00,0006.75%
bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444₹1,000 – ₹3,00,00,0006.95%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹3,00,00,0006.75%
bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555₹1,000 – ₹3,00,00,0007.25%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹3,00,00,0006.75%
Above 2 Years and upto 3 Years₹1,000 – ₹3,00,00,0006.75%
Above 3 Years and upto 5 Years₹1,000 – ₹3,00,00,0006.90%
Above 5 Years and upto 10 Years₹1,000 – ₹3,00,00,0007.00%
Above 10 years (MACAD only)₹1,000 – ₹3,00,00,0006.00%

FD · Super SeniorFD_SSC

w.e.f. 2026-06-1218 rows
View source — product page
FD · Super Senior rates — w.e.f. 2026-06-12
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 days to 14 days₹1,000 – ₹3,00,00,0004.00%
15 days to 45 days₹1,000 – ₹3,00,00,0004.00%
46 days to 90 days₹1,000 – ₹3,00,00,0005.50%
91 days to 180 days₹1,000 – ₹3,00,00,0005.50%
181 days to 210 days₹1,000 – ₹3,00,00,0006.00%
211 days to 270 days₹1,000 – ₹3,00,00,0006.25%
271 days & above and less than 1 year₹1,000 – ₹3,00,00,0006.50%
1 year₹1,000 – ₹3,00,00,0006.75%
Above 1 year to 400 days₹1,000 – ₹3,00,00,0006.85%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹3,00,00,0006.85%
bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444₹1,000 – ₹3,00,00,0007.05%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹3,00,00,0006.85%
bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555₹1,000 – ₹3,00,00,0007.35%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹3,00,00,0006.85%
Above 2 Years and upto 3 Years₹1,000 – ₹3,00,00,0006.85%
Above 3 Years and upto 5 Years₹1,000 – ₹3,00,00,0007.00%
Above 5 Years and upto 10 Years₹1,000 – ₹3,00,00,0007.00%
Above 10 years (MACAD only)₹1,000 – ₹3,00,00,0006.00%

FD · Non-CallableFD_NC

w.e.f. 2026-06-1210 rows
View source — product page
FD · Non-Callable rates — w.e.f. 2026-06-12
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Years₹1,00,00,000 – ₹3,00,00,0006.30%
Above 1 year to 400 days₹1,00,00,000 – ₹3,00,00,0006.30%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,00,00,000 – ₹3,00,00,0006.30%
bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444₹1,00,00,000 – ₹3,00,00,0006.50%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,00,00,000 – ₹3,00,00,0006.30%
bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555₹1,00,00,000 – ₹3,00,00,0006.80%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,00,00,000 – ₹3,00,00,0006.30%
Above 2 Years and upto 3 Years₹1,00,00,000 – ₹3,00,00,0006.30%
Above 3 Years and upto 5 Years₹1,00,00,000 – ₹3,00,00,0006.35%
Above 5 Years and upto 10 Years₹1,00,00,000 – ₹3,00,00,0006.05%

FD · Non-Callable SCFD_NC_SC

w.e.f. 2026-06-1210 rows
View source — product page
FD · Non-Callable SC rates — w.e.f. 2026-06-12
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Years₹1,00,00,000 – ₹3,00,00,0006.80%
Above 1 year to 400 days₹1,00,00,000 – ₹3,00,00,0006.80%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,00,00,000 – ₹3,00,00,0006.80%
bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444₹1,00,00,000 – ₹3,00,00,0007.00%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,00,00,000 – ₹3,00,00,0006.80%
bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555₹1,00,00,000 – ₹3,00,00,0007.30%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,00,00,000 – ₹3,00,00,0006.80%
Above 2 Years and upto 3 Years₹1,00,00,000 – ₹3,00,00,0006.80%
Above 3 Years and upto 5 Years₹1,00,00,000 – ₹3,00,00,0006.95%
Above 5 Years and upto 10 Years₹1,00,00,000 – ₹3,00,00,0007.05%

FD · Non-Callable SSCFD_NC_SSC

w.e.f. 2026-06-1210 rows
View source — product page
FD · Non-Callable SSC rates — w.e.f. 2026-06-12
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Years₹1,00,00,000 – ₹3,00,00,0006.80%
Above 1 year to 400 days₹1,00,00,000 – ₹3,00,00,0006.90%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,00,00,000 – ₹3,00,00,0006.90%
bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444₹1,00,00,000 – ₹3,00,00,0007.10%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,00,00,000 – ₹3,00,00,0006.90%
bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555₹1,00,00,000 – ₹3,00,00,0007.40%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,00,00,000 – ₹3,00,00,0006.90%
Above 2 Years and upto 3 Years₹1,00,00,000 – ₹3,00,00,0006.90%
Above 3 Years and upto 5 Years₹1,00,00,000 – ₹3,00,00,0007.05%
Above 5 Years and upto 10 Years₹1,00,00,000 – ₹3,00,00,0007.05%

Tax-saver deposits (80C)

Tax SaverFD_TAX

w.e.f. 2026-05-151 row
View source — product page
Tax Saver rates — w.e.f. 2026-05-15
Tenure (as the bank states it)Amount slabRate (% p.a.)
For 5 years₹100 – ₹1,50,0006.30%

Tax Saver SCFD_TAX_SC

w.e.f. 2026-05-151 row
View source — product page
Tax Saver SC rates — w.e.f. 2026-05-15
Tenure (as the bank states it)Amount slabRate (% p.a.)
For 5 years₹100 – ₹1,50,0006.90%

Tax Saver SSCFD_TAX_SSC

w.e.f. 2026-05-151 row
View source — product page
Tax Saver SSC rates — w.e.f. 2026-05-15
Tenure (as the bank states it)Amount slabRate (% p.a.)
For 5 years₹100 – ₹1,50,0007.00%

Recurring deposits

RDRD

w.e.f. 2026-06-1214 rows
View source — product page
RD rates — w.e.f. 2026-06-12
Tenure (as the bank states it)Amount slabRate (% p.a.)
6 months (180 days)₹100 – ₹3,00,00,0005.00%
181 days to 210 daysinherited_from_fd₹100 – ₹3,00,00,0005.50%
211 days to 270 daysinherited_from_fd₹100 – ₹3,00,00,0005.75%
271 days & above and less than 1 yearinherited_from_fd₹100 – ₹3,00,00,0006.00%
1 yearinherited_from_fd₹100 – ₹3,00,00,0006.25%
Above 1 year to 400 daysinherited_from_fd₹100 – ₹3,00,00,0006.25%
Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_fd₹100 – ₹3,00,00,0006.25%
bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444₹100 – ₹3,00,00,0006.45%
Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_fd₹100 – ₹3,00,00,0006.25%
bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555₹100 – ₹3,00,00,0006.75%
Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_fd₹100 – ₹3,00,00,0006.25%
Above 2 Years and upto 3 Yearsinherited_from_fd₹100 – ₹3,00,00,0006.25%
Above 3 Years and upto 5 Yearsinherited_from_fd₹100 – ₹3,00,00,0006.30%
Above 5 Years and upto 10 Yearsinherited_from_fd₹100 – ₹3,00,00,0006.00%

RD · SCRD_SC

w.e.f. 2026-06-1214 rows
View source — product page
RD · SC rates — w.e.f. 2026-06-12
Tenure (as the bank states it)Amount slabRate (% p.a.)
6 months (180 days)₹100 – ₹3,00,00,0005.50%
181 days to 210 daysinherited_from_fd₹100 – ₹3,00,00,0006.00%
211 days to 270 daysinherited_from_fd₹100 – ₹3,00,00,0006.25%
271 days & above and less than 1 yearinherited_from_fd₹100 – ₹3,00,00,0006.50%
1 yearinherited_from_fd₹100 – ₹3,00,00,0006.75%
Above 1 year to 400 daysinherited_from_fd₹100 – ₹3,00,00,0006.75%
Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_fd₹100 – ₹3,00,00,0006.75%
bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444₹100 – ₹3,00,00,0006.95%
Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_fd₹100 – ₹3,00,00,0006.75%
bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555₹100 – ₹3,00,00,0007.25%
Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_fd₹100 – ₹3,00,00,0006.75%
Above 2 Years and upto 3 Yearsinherited_from_fd₹100 – ₹3,00,00,0006.75%
Above 3 Years and upto 5 Yearsinherited_from_fd₹100 – ₹3,00,00,0006.90%
Above 5 Years and upto 10 Yearsinherited_from_fd₹100 – ₹3,00,00,0007.00%

RD · SSCRD_SSC

w.e.f. 2026-06-1214 rows
View source — product page
RD · SSC rates — w.e.f. 2026-06-12
Tenure (as the bank states it)Amount slabRate (% p.a.)
6 months (180 days)₹100 – ₹3,00,00,0005.50%
181 days to 210 daysinherited_from_fd₹100 – ₹3,00,00,0006.00%
211 days to 270 daysinherited_from_fd₹100 – ₹3,00,00,0006.25%
271 days & above and less than 1 yearinherited_from_fd₹100 – ₹3,00,00,0006.50%
1 yearinherited_from_fd₹100 – ₹3,00,00,0006.75%
Above 1 year to 400 daysinherited_from_fd₹100 – ₹3,00,00,0006.85%
Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_fd₹100 – ₹3,00,00,0006.85%
bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444₹100 – ₹3,00,00,0007.05%
Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_fd₹100 – ₹3,00,00,0006.85%
bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555₹100 – ₹3,00,00,0007.35%
Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_fd₹100 – ₹3,00,00,0006.85%
Above 2 Years and upto 3 Yearsinherited_from_fd₹100 – ₹3,00,00,0006.85%
Above 3 Years and upto 5 Yearsinherited_from_fd₹100 – ₹3,00,00,0007.00%
Above 5 Years and upto 10 Yearsinherited_from_fd₹100 – ₹3,00,00,0007.00%

Savings accounts

SavingsSAVINGS

w.e.f. 2025-08-2210 rows
View source — product page
Savings rates — w.e.f. 2025-08-22
Tenure (as the bank states it)Amount slabRate (% p.a.)
on-call₹0 – ₹1,00,0002.50%
on-call₹1,00,000 – ₹50,00,0002.50%
on-call₹50,00,000 – ₹10,00,00,0002.50%
on-call₹10,00,00,000 – ₹50,00,00,0002.50%
on-call₹50,00,00,000 – ₹1,00,00,00,0002.75%
on-call₹1,00,00,00,000 – ₹2,00,00,00,0002.75%
on-call₹2,00,00,00,000 – ₹5,00,00,00,0002.75%
on-call₹5,00,00,00,000 – ₹10,00,00,00,0003.50%
on-call₹10,00,00,00,000 – ₹20,00,00,00,0004.50%
on-call₹20,00,00,00,000 and above4.75%

NRE SavingsNRE_SAVINGS

w.e.f. 2025-08-2210 rows
View source — product page
NRE Savings rates — w.e.f. 2025-08-22
Tenure (as the bank states it)Amount slabRate (% p.a.)
on-call₹0 – ₹1,00,0002.50%
on-call₹1,00,000 – ₹50,00,0002.50%
on-call₹50,00,000 – ₹10,00,00,0002.50%
on-call₹10,00,00,000 – ₹50,00,00,0002.50%
on-call₹50,00,00,000 – ₹1,00,00,00,0002.75%
on-call₹1,00,00,00,000 – ₹2,00,00,00,0002.75%
on-call₹2,00,00,00,000 – ₹5,00,00,00,0002.75%
on-call₹5,00,00,00,000 – ₹10,00,00,00,0003.50%
on-call₹10,00,00,00,000 – ₹20,00,00,00,0004.50%
on-call₹20,00,00,00,000 and above4.75%

NRO SavingsNRO_SAVINGS

w.e.f. 2025-08-2210 rows
View source — product page
NRO Savings rates — w.e.f. 2025-08-22
Tenure (as the bank states it)Amount slabRate (% p.a.)
on-call₹0 – ₹1,00,0002.50%
on-call₹1,00,000 – ₹50,00,0002.50%
on-call₹50,00,000 – ₹10,00,00,0002.50%
on-call₹10,00,00,000 – ₹50,00,00,0002.50%
on-call₹50,00,00,000 – ₹1,00,00,00,0002.75%
on-call₹1,00,00,00,000 – ₹2,00,00,00,0002.75%
on-call₹2,00,00,00,000 – ₹5,00,00,00,0002.75%
on-call₹5,00,00,00,000 – ₹10,00,00,00,0003.50%
on-call₹10,00,00,00,000 – ₹20,00,00,00,0004.50%
on-call₹20,00,00,00,000 and above4.75%

NRI deposits

NRENRE

w.e.f. 2026-06-1210 rows
View source — product page
NRE rates — w.e.f. 2026-06-12
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year₹1,000 – ₹3,00,00,0006.25%
Above 1 year to 400 days₹1,000 – ₹3,00,00,0006.25%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹3,00,00,0006.25%
bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444₹1,000 – ₹3,00,00,0006.45%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹3,00,00,0006.25%
bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555₹1,000 – ₹3,00,00,0006.75%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹3,00,00,0006.25%
Above 2 Years and upto 3 Years₹1,000 – ₹3,00,00,0006.25%
Above 3 Years and upto 5 Years₹1,000 – ₹3,00,00,0006.30%
Above 5 Years and upto 10 Years₹1,000 – ₹3,00,00,0006.00%

NRE · Non-CallableNRE_NC

w.e.f. 2026-06-1210 rows
View source — product page
NRE · Non-Callable rates — w.e.f. 2026-06-12
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Years₹1,00,00,000 – ₹3,00,00,0006.30%
Above 1 year to 400 days₹1,00,00,000 – ₹3,00,00,0006.30%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,00,00,000 – ₹3,00,00,0006.30%
bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444₹1,00,00,000 – ₹3,00,00,0006.50%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,00,00,000 – ₹3,00,00,0006.30%
bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555₹1,00,00,000 – ₹3,00,00,0006.80%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,00,00,000 – ₹3,00,00,0006.30%
Above 2 Years and upto 3 Years₹1,00,00,000 – ₹3,00,00,0006.30%
Above 3 Years and upto 5 Years₹1,00,00,000 – ₹3,00,00,0006.35%
Above 5 Years and upto 10 Years₹1,00,00,000 – ₹3,00,00,0006.05%

NRONRO

w.e.f. 2026-06-1218 rows
View source — product page
NRO rates — w.e.f. 2026-06-12
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 days to 14 days₹1,000 – ₹3,00,00,0003.50%
15 days to 45 days₹1,000 – ₹3,00,00,0003.50%
46 days to 90 days₹1,000 – ₹3,00,00,0005.00%
91 days to 180 days₹1,000 – ₹3,00,00,0005.00%
181 days to 210 days₹1,000 – ₹3,00,00,0005.50%
211 days to 270 days₹1,000 – ₹3,00,00,0005.75%
271 days & above and less than 1 year₹1,000 – ₹3,00,00,0006.00%
1 year₹1,000 – ₹3,00,00,0006.25%
Above 1 year to 400 days₹1,000 – ₹3,00,00,0006.25%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹3,00,00,0006.25%
bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444₹1,000 – ₹3,00,00,0006.45%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹3,00,00,0006.25%
bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555₹1,000 – ₹3,00,00,0006.75%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹3,00,00,0006.25%
Above 2 Years and upto 3 Years₹1,000 – ₹3,00,00,0006.25%
Above 3 Years and upto 5 Years₹1,000 – ₹3,00,00,0006.30%
Above 5 Years and upto 10 Years₹1,000 – ₹3,00,00,0006.00%
Above 10 years (MACAD only)₹1,000 – ₹3,00,00,0005.50%

NRO · Non-CallableNRO_NC

w.e.f. 2026-06-1210 rows
View source — product page
NRO · Non-Callable rates — w.e.f. 2026-06-12
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 Years₹1,00,00,000 – ₹3,00,00,0006.30%
Above 1 year to 400 days₹1,00,00,000 – ₹3,00,00,0006.30%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,00,00,000 – ₹3,00,00,0006.30%
bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444₹1,00,00,000 – ₹3,00,00,0006.50%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,00,00,000 – ₹3,00,00,0006.30%
bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555₹1,00,00,000 – ₹3,00,00,0006.80%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,00,00,000 – ₹3,00,00,0006.30%
Above 2 Years and upto 3 Years₹1,00,00,000 – ₹3,00,00,0006.30%
Above 3 Years and upto 5 Years₹1,00,00,000 – ₹3,00,00,0006.35%
Above 5 Years and upto 10 Years₹1,00,00,000 – ₹3,00,00,0006.05%

RFC · USD (returned NRI)RFC_USD

w.e.f. 2026-07-13USD5 rows
View source — product page
RFC · USD (returned NRI) rates — w.e.f. 2026-07-13
Tenure (as the bank states it)Amount slabRate (% p.a.)
One Year and above but less than Two Years5.00%
Two Years and above but less than Three years3.55%
Three Years and above but less than Four Years3.35%
Four Years and above but less than Five Years2.95%
5 Years Only3.05%

RFC · GBP (returned NRI)RFC_GBP

w.e.f. 2026-07-13GBP5 rows
View source — product page
RFC · GBP (returned NRI) rates — w.e.f. 2026-07-13
Tenure (as the bank states it)Amount slabRate (% p.a.)
One Year and above but less than Two Years4.25%
Two Years and above but less than Three years2.35%
Three Years and above but less than Four Years2.45%
Four Years and above but less than Five Years2.45%
5 Years Only2.45%

RFC · EUR (returned NRI)RFC_EUR

w.e.f. 2026-07-13EUR5 rows
View source — product page
RFC · EUR (returned NRI) rates — w.e.f. 2026-07-13
Tenure (as the bank states it)Amount slabRate (% p.a.)
One Year and above but less than Two Years2.75%
Two Years and above but less than Three years1.50%
Three Years and above but less than Four Years1.50%
Four Years and above but less than Five Years1.50%
5 Years Only1.50%

RFC · AUD (returned NRI)RFC_AUD

w.e.f. 2026-07-13AUD5 rows
View source — product page
RFC · AUD (returned NRI) rates — w.e.f. 2026-07-13
Tenure (as the bank states it)Amount slabRate (% p.a.)
One Year and above but less than Two Years3.75%
Two Years and above but less than Three years3.50%
Three Years and above but less than Four Years3.00%
Four Years and above but less than Five Years3.00%
5 Years Only3.00%

NRI recurring deposits

NRE RDNRE_RD

w.e.f. 2026-06-1110 rows
View source — product page
NRE RD rates — w.e.f. 2026-06-11
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 yearinherited_from_nre_fd_per_rbi₹100 – ₹25,00,0006.25%
Above 1 year to 400 daysinherited_from_nre_fd_per_rbi₹100 – ₹25,00,0006.25%
Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_nre_fd_per_rbi₹100 – ₹25,00,0006.25%
bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444₹100 – ₹25,00,0006.45%
Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_nre_fd_per_rbi₹100 – ₹25,00,0006.25%
bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555₹100 – ₹25,00,0006.75%
Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_nre_fd_per_rbi₹100 – ₹25,00,0006.25%
Above 2 Years and upto 3 Yearsinherited_from_nre_fd_per_rbi₹100 – ₹25,00,0006.25%
Above 3 Years and upto 5 Yearsinherited_from_nre_fd_per_rbi₹100 – ₹25,00,0006.30%
Above 5 Years and upto 10 Yearsinherited_from_nre_fd_per_rbi₹100 – ₹25,00,0006.00%

NRO RDNRO_RD

2 w.e.f. dates live at once
w.e.f. 2026-06-24rate card 1 of 213 rows
View source — product page
NRO RD rates — w.e.f. 2026-06-24
Tenure (as the bank states it)Amount slabRate (% p.a.)
181 days to 210 days₹1,000 – ₹25,00,0005.50%
211 days to 270 days₹1,000 – ₹25,00,0005.75%
271 days & above and less than 1 year₹1,000 – ₹25,00,0006.00%
1 year₹1,000 – ₹25,00,0006.25%
Above 1 year to 400 days₹1,000 – ₹25,00,0006.25%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹25,00,0006.25%
bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444₹1,000 – ₹25,00,0006.45%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹25,00,0006.25%
bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555₹1,000 – ₹25,00,0006.75%
Above 400 days and upto 2 Years (except 444 and 555 Days)₹1,000 – ₹25,00,0006.25%
Above 2 Years and upto 3 Years₹1,000 – ₹25,00,0006.25%
Above 3 Years and upto 5 Years₹1,000 – ₹25,00,0006.30%
Above 5 Years and upto 10 Years₹1,000 – ₹25,00,0006.00%
w.e.f. 2026-06-12rate card 2 of 21 row
View source — product page
NRO RD rates — w.e.f. 2026-06-12
Tenure (as the bank states it)Amount slabRate (% p.a.)
6 months (180 days)₹1,000 – ₹25,00,0005.00%

FCNR — callable

FCNR · USD · CallableFCNR_USD

w.e.f. 2026-07-13USD20 rows
View source — product page
FCNR · USD · Callable rates — w.e.f. 2026-07-13
Tenure (as the bank states it)Amount slabRate (% p.a.)
One Year and above but less than Two YearsUSD 0 – USD 200,0005.00%
One Year and above but less than Two YearsUSD 200,000 – USD 1,000,0005.00%
One Year and above but less than Two YearsUSD 1,000,000 – USD 5,000,0005.00%
One Year and above but less than Two YearsUSD 5,000,000 and above5.00%
Two Years and above but less than Three yearsUSD 0 – USD 200,0003.55%
Two Years and above but less than Three yearsUSD 200,000 – USD 1,000,0003.55%
Two Years and above but less than Three yearsUSD 1,000,000 – USD 5,000,0003.55%
Two Years and above but less than Three yearsUSD 5,000,000 and above3.55%
Three Years and above but less than Four YearsUSD 0 – USD 200,0003.35%
Three Years and above but less than Four YearsUSD 200,000 – USD 1,000,0003.35%
Three Years and above but less than Four YearsUSD 1,000,000 – USD 5,000,0003.35%
Three Years and above but less than Four YearsUSD 5,000,000 and above3.35%
Four Years and above but less than Five YearsUSD 0 – USD 200,0002.95%
Four Years and above but less than Five YearsUSD 200,000 – USD 1,000,0002.95%
Four Years and above but less than Five YearsUSD 1,000,000 – USD 5,000,0002.95%
Four Years and above but less than Five YearsUSD 5,000,000 and above2.95%
5 Years OnlyUSD 0 – USD 200,0003.05%
5 Years OnlyUSD 200,000 – USD 1,000,0003.05%
5 Years OnlyUSD 1,000,000 – USD 5,000,0003.05%
5 Years OnlyUSD 5,000,000 and above3.05%

FCNR · GBP · CallableFCNR_GBP

w.e.f. 2026-07-13GBP5 rows
View source — product page
FCNR · GBP · Callable rates — w.e.f. 2026-07-13
Tenure (as the bank states it)Amount slabRate (% p.a.)
One Year and above but less than Two Years4.25%
Two Years and above but less than Three years2.35%
Three Years and above but less than Four Years2.45%
Four Years and above but less than Five Years2.45%
5 Years Only2.45%

FCNR · EUR · CallableFCNR_EUR

w.e.f. 2026-07-13EUR5 rows
View source — product page
FCNR · EUR · Callable rates — w.e.f. 2026-07-13
Tenure (as the bank states it)Amount slabRate (% p.a.)
One Year and above but less than Two Years2.75%
Two Years and above but less than Three years1.50%
Three Years and above but less than Four Years1.50%
Four Years and above but less than Five Years1.50%
5 Years Only1.50%

FCNR · CAD · CallableFCNR_CAD

w.e.f. 2026-07-13CAD5 rows
View source — product page
FCNR · CAD · Callable rates — w.e.f. 2026-07-13
Tenure (as the bank states it)Amount slabRate (% p.a.)
One Year and above but less than Two Years3.25%
Two Years and above but less than Three years3.00%
Three Years and above but less than Four Years2.75%
Four Years and above but less than Five Years2.80%
5 Years Only2.85%

FCNR · AUD · CallableFCNR_AUD

w.e.f. 2026-07-13AUD5 rows
View source — product page
FCNR · AUD · Callable rates — w.e.f. 2026-07-13
Tenure (as the bank states it)Amount slabRate (% p.a.)
One Year and above but less than Two Years3.75%
Two Years and above but less than Three years3.50%
Three Years and above but less than Four Years3.00%
Four Years and above but less than Five Years3.00%
5 Years Only3.00%

FCNR — non-callable

FCNR · USD · Non-CallableFCNR_USD_NC

w.e.f. 2026-07-13USD12 rows
View source — product page
FCNR · USD · Non-Callable rates — w.e.f. 2026-07-13
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 Years and above but less than 4 YearsUSD 0 – USD 200,0006.25%
3 Years and above but less than 4 YearsUSD 200,000 – USD 1,000,0006.25%
3 Years and above but less than 4 YearsUSD 1,000,000 – USD 5,000,0006.25%
3 Years and above but less than 4 YearsUSD 5,000,000 and above6.25%
4 Years and above but less than 5 YearsUSD 0 – USD 200,0006.50%
4 Years and above but less than 5 YearsUSD 200,000 – USD 1,000,0006.50%
4 Years and above but less than 5 YearsUSD 1,000,000 – USD 5,000,0006.50%
4 Years and above but less than 5 YearsUSD 5,000,000 and above6.50%
5 Years OnlyUSD 0 – USD 200,0006.50%
5 Years OnlyUSD 200,000 – USD 1,000,0006.50%
5 Years OnlyUSD 1,000,000 – USD 5,000,0006.50%
5 Years OnlyUSD 5,000,000 and above6.50%

FCNR · GBP · Non-CallableFCNR_GBP_NC

w.e.f. 2026-07-13GBP3 rows
View source — product page
FCNR · GBP · Non-Callable rates — w.e.f. 2026-07-13
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 Years and above but less than 4 Years5.50%
4 Years and above but less than 5 Years5.75%
5 Years Only6.00%

FCNR · EUR · Non-CallableFCNR_EUR_NC

w.e.f. 2026-07-13EUR3 rows
View source — product page
FCNR · EUR · Non-Callable rates — w.e.f. 2026-07-13
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 Years and above but less than 4 Years3.50%
4 Years and above but less than 5 Years3.65%
5 Years Only3.75%

FCNR · CAD · Non-CallableFCNR_CAD_NC

w.e.f. 2026-07-13CAD3 rows
View source — product page
FCNR · CAD · Non-Callable rates — w.e.f. 2026-07-13
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 Years and above but less than 4 Years5.00%
4 Years and above but less than 5 Years5.10%
5 Years Only5.15%

FCNR · AUD · Non-CallableFCNR_AUD_NC

w.e.f. 2026-07-13AUD3 rows
View source — product page
FCNR · AUD · Non-Callable rates — w.e.f. 2026-07-13
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 Years and above but less than 4 Years4.60%
4 Years and above but less than 5 Years4.65%
5 Years Only4.75%

If you break it early

Not yet verified

We have not read and recorded Bank of Baroda’s premature-withdrawal terms for FD · General, FD · Senior Citizen, FD · Super Senior, FD · Non-Callable, FD · Non-Callable SC, FD · Non-Callable SSC, Tax Saver, Tax Saver SC, Tax Saver SSC, RD, RD · SC, RD · SSC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · AUD (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable, FCNR · GBP · Non-Callable, FCNR · EUR · Non-Callable, FCNR · CAD · Non-Callable, FCNR · AUD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.

Not offered by Bank of Baroda

23 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.

Auto-sweep

NRI deposits

  • RFC · CAD (returned NRI)source ↗checked 2026-07-20
  • RFC · CHF (returned NRI)source ↗checked 2026-07-20
  • RFC · HKD (returned NRI)source ↗checked 2026-07-20
  • RFC · NZD (returned NRI)source ↗checked 2026-07-20
  • RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
  • RFC · SGD (returned NRI)source ↗checked 2026-07-20
  • RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-20
  • RFC Savings (returned NRI)source ↗checked 2026-07-20

FCNR — callable

  • FCNR · CHF · Callablesource ↗checked 2026-07-22
  • FCNR · HKD · Callablesource ↗checked 2026-07-22
  • FCNR · NZD · Callablesource ↗checked 2026-07-22
  • FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
  • FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
  • FCNR · SGD · Callablesource ↗checked 2026-07-22
  • FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22

FCNR — non-callable

  • FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
  • FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22

Financial healthQ4FY26

Full transparency report →
GNPA
2.05%
NNPA
0.45%
CAR
16.90%
CASA
34.30%
ROA
1.22%
ROE
18.80%

How to read this page

  • Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Bank of Baroda prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
  • One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
  • Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
  • Only approved, current rows appear. 315 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.

MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.