What we know is incomplete on this page
- 4 products live under more than one w.e.f.. FD · General (2), FD · Senior Citizen (2), FD · Super Senior (2), NRO RD (2). Each date is shown as its own rate card, because a single table blending several w.e.f. dates is a table the bank never published.
Fixed deposits
FD · GeneralFD
2 w.e.f. dates live at once
w.e.f. 2026-06-12rate card 1 of 215 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,000 – ₹3,00,00,000 | 3.50% |
| 15 days to 45 days | ₹1,000 – ₹3,00,00,000 | 3.50% |
| 46 days to 90 days | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 91 days to 180 days | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 181 days to 210 days | ₹1,000 – ₹3,00,00,000 | 5.50% |
| 211 days to 270 days | ₹1,000 – ₹3,00,00,000 | 5.75% |
| 271 days & above and less than 1 year | ₹1,000 – ₹3,00,00,000 | 6.00% |
| 1 year | ₹1,000 – ₹3,00,00,000 | 6.25% |
| Above 1 year to 400 days | ₹1,000 – ₹3,00,00,000 | 6.25% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,000 – ₹3,00,00,000 | 6.25% |
| bob Square Drive Deposit Scheme (444 Days)bob_square_drive | ₹1,000 – ₹3,00,00,000 | 6.45% |
| bob Golden Goal deposit Scheme (555 Days)bob_golden_goal | ₹1,000 – ₹3,00,00,000 | 6.75% |
| Above 2 Years and upto 3 Years | ₹1,000 – ₹3,00,00,000 | 6.25% |
| Above 3 Years and upto 5 Years | ₹1,000 – ₹3,00,00,000 | 6.30% |
| Above 5 Years and upto 10 Years | ₹1,000 – ₹3,00,00,000 | 6.00% |
w.e.f. 2026-05-16rate card 2 of 212 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| bob Earth Green — 12 monthsbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.20% |
| bob Earth Green — 12 monthsbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 6.25% |
| bob Earth Green — 1.5 yearsbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.20% |
| bob Earth Green — 1.5 yearsbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 6.25% |
| bob Earth Green — 777 daysbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.20% |
| bob Earth Green — 777 daysbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 6.25% |
| bob Earth Green — 1111 daysbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.25% |
| bob Earth Green — 1111 daysbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| bob Earth Green — 1717 daysbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.25% |
| bob Earth Green — 1717 daysbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| bob Earth Green — 2201 daysbob_earth_green | ₹5,000 – ₹3,00,00,000 | 5.95% |
| bob Earth Green — 2201 daysbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 6.00% |
FD · Senior CitizenFD_SC
2 w.e.f. dates live at once
w.e.f. 2026-06-12rate card 1 of 215 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,000 – ₹3,00,00,000 | 4.00% |
| 15 days to 45 days | ₹1,000 – ₹3,00,00,000 | 4.00% |
| 46 days to 90 days | ₹1,000 – ₹3,00,00,000 | 5.50% |
| 91 days to 180 days | ₹1,000 – ₹3,00,00,000 | 5.50% |
| 181 days to 210 days | ₹1,000 – ₹3,00,00,000 | 6.00% |
| 211 days to 270 days | ₹1,000 – ₹3,00,00,000 | 6.25% |
| 271 days & above and less than 1 year | ₹1,000 – ₹3,00,00,000 | 6.50% |
| 1 year | ₹1,000 – ₹3,00,00,000 | 6.75% |
| Above 1 year to 400 days | ₹1,000 – ₹3,00,00,000 | 6.75% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,000 – ₹3,00,00,000 | 6.75% |
| bob Square Drive Deposit Scheme (444 Days)bob_square_drive | ₹1,000 – ₹3,00,00,000 | 6.95% |
| bob Golden Goal deposit Scheme (555 Days)bob_golden_goal | ₹1,000 – ₹3,00,00,000 | 7.25% |
| Above 2 Years and upto 3 Years | ₹1,000 – ₹3,00,00,000 | 6.75% |
| Above 3 Years and upto 5 Years | ₹1,000 – ₹3,00,00,000 | 6.90% |
| Above 5 Years and upto 10 Years | ₹1,000 – ₹3,00,00,000 | 7.00% |
w.e.f. 2026-05-16rate card 2 of 212 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| bob Earth Green — 12 monthsbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.70% |
| bob Earth Green — 12 monthsbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 6.75% |
| bob Earth Green — 1.5 yearsbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.70% |
| bob Earth Green — 1.5 yearsbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 6.75% |
| bob Earth Green — 777 daysbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.70% |
| bob Earth Green — 777 daysbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 6.75% |
| bob Earth Green — 1111 daysbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.85% |
| bob Earth Green — 1111 daysbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| bob Earth Green — 1717 daysbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.85% |
| bob Earth Green — 1717 daysbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 6.90% |
| bob Earth Green — 2201 daysbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.95% |
| bob Earth Green — 2201 daysbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
FD · Super SeniorFD_SSC
2 w.e.f. dates live at once
w.e.f. 2026-06-12rate card 1 of 215 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,000 – ₹3,00,00,000 | 4.00% |
| 15 days to 45 days | ₹1,000 – ₹3,00,00,000 | 4.00% |
| 46 days to 90 days | ₹1,000 – ₹3,00,00,000 | 5.50% |
| 91 days to 180 days | ₹1,000 – ₹3,00,00,000 | 5.50% |
| 181 days to 210 days | ₹1,000 – ₹3,00,00,000 | 6.00% |
| 211 days to 270 days | ₹1,000 – ₹3,00,00,000 | 6.25% |
| 271 days & above and less than 1 year | ₹1,000 – ₹3,00,00,000 | 6.50% |
| 1 year | ₹1,000 – ₹3,00,00,000 | 6.75% |
| Above 1 year to 400 days | ₹1,000 – ₹3,00,00,000 | 6.85% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,000 – ₹3,00,00,000 | 6.85% |
| bob Square Drive Deposit Scheme (444 Days)bob_square_drive | ₹1,000 – ₹3,00,00,000 | 7.05% |
| bob Golden Goal deposit Scheme (555 Days)bob_golden_goal | ₹1,000 – ₹3,00,00,000 | 7.35% |
| Above 2 Years and upto 3 Years | ₹1,000 – ₹3,00,00,000 | 6.85% |
| Above 3 Years and upto 5 Years | ₹1,000 – ₹3,00,00,000 | 7.00% |
| Above 5 Years and upto 10 Years | ₹1,000 – ₹3,00,00,000 | 7.00% |
w.e.f. 2026-05-16rate card 2 of 212 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| bob Earth Green — 12 monthsbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.70% |
| bob Earth Green — 12 monthsbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 6.75% |
| bob Earth Green — 1.5 yearsbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.80% |
| bob Earth Green — 1.5 yearsbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 6.85% |
| bob Earth Green — 777 daysbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.80% |
| bob Earth Green — 777 daysbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 6.85% |
| bob Earth Green — 1111 daysbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.95% |
| bob Earth Green — 1111 daysbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| bob Earth Green — 1717 daysbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.95% |
| bob Earth Green — 1717 daysbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
| bob Earth Green — 2201 daysbob_earth_green | ₹5,000 – ₹3,00,00,000 | 6.95% |
| bob Earth Green — 2201 daysbob_earth_green | ₹1,00,00,000 – ₹3,00,00,000 | 7.00% |
FD · Non-CallableFD_NC
w.e.f. 2026-06-128 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹1,00,01,000 – ₹3,00,00,000 | 6.30% |
| Above 1 year to 400 days | ₹1,00,01,000 – ₹3,00,00,000 | 6.30% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,00,01,000 – ₹3,00,00,000 | 6.30% |
| bob Square Drive Deposit Scheme (444 Days)bob_square_drive | ₹1,00,01,000 – ₹3,00,00,000 | 6.50% |
| bob Golden Goal deposit Scheme (555 Days)bob_golden_goal | ₹1,00,01,000 – ₹3,00,00,000 | 6.80% |
| Above 2 Years and upto 3 Years | ₹1,00,01,000 – ₹3,00,00,000 | 6.30% |
| Above 3 Years and upto 5 Years | ₹1,00,01,000 – ₹3,00,00,000 | 6.35% |
| Above 5 Years and upto 10 Years | ₹1,00,01,000 – ₹3,00,00,000 | 6.05% |
FD · Non-Callable SCFD_NC_SC
w.e.f. 2026-06-128 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹1,00,01,000 – ₹3,00,00,000 | 6.80% |
| Above 1 year to 400 days | ₹1,00,01,000 – ₹3,00,00,000 | 6.80% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,00,01,000 – ₹3,00,00,000 | 6.80% |
| bob Square Drive Deposit Scheme (444 Days)bob_square_drive | ₹1,00,01,000 – ₹3,00,00,000 | 7.00% |
| bob Golden Goal deposit Scheme (555 Days)bob_golden_goal | ₹1,00,01,000 – ₹3,00,00,000 | 7.30% |
| Above 2 Years and upto 3 Years | ₹1,00,01,000 – ₹3,00,00,000 | 6.80% |
| Above 3 Years and upto 5 Years | ₹1,00,01,000 – ₹3,00,00,000 | 6.95% |
| Above 5 Years and upto 10 Years | ₹1,00,01,000 – ₹3,00,00,000 | 7.05% |
FD · Non-Callable SSCFD_NC_SSC
w.e.f. 2026-06-128 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Year | ₹1,00,01,000 – ₹3,00,00,000 | 6.80% |
| Above 1 year to 400 days | ₹1,00,01,000 – ₹3,00,00,000 | 6.90% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,00,01,000 – ₹3,00,00,000 | 6.90% |
| bob Square Drive Deposit Scheme (444 Days)bob_square_drive | ₹1,00,01,000 – ₹3,00,00,000 | 7.10% |
| bob Golden Goal deposit Scheme (555 Days)bob_golden_goal | ₹1,00,01,000 – ₹3,00,00,000 | 7.40% |
| Above 2 Years and upto 3 Years | ₹1,00,01,000 – ₹3,00,00,000 | 6.90% |
| Above 3 Years and upto 5 Years | ₹1,00,01,000 – ₹3,00,00,000 | 7.05% |
| Above 5 Years and upto 10 Years | ₹1,00,01,000 – ₹3,00,00,000 | 7.05% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-05-151 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| exactly 5 calendar yearsbaroda_tax_savings_fixed_deposit | ₹100 – ₹1,50,000 | 6.30% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-05-151 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| exactly 5 calendar yearsbaroda_tax_savings_fixed_deposit | ₹100 – ₹1,50,000 | 6.90% |
Tax Saver SSCFD_TAX_SSC
w.e.f. 2026-05-151 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| exactly 5 calendar yearsbaroda_tax_savings_fixed_deposit | ₹100 – ₹1,50,000 | 7.00% |
Recurring deposits
RDRD
w.e.f. 2026-06-1214 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months (180 days) | ₹100 – ₹3,00,00,000 | 5.00% |
| 181 days to 210 daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 5.50% |
| 211 days to 270 daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 5.75% |
| 271 days & above and less than 1 yearinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.00% |
| 1 yearinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.25% |
| Above 1 year to 400 daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.25% |
| Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_fd | ₹100 – ₹3,00,00,000 | 6.25% |
| bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444 | ₹100 – ₹3,00,00,000 | 6.45% |
| Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_fd | ₹100 – ₹3,00,00,000 | 6.25% |
| bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555 | ₹100 – ₹3,00,00,000 | 6.75% |
| Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_fd | ₹100 – ₹3,00,00,000 | 6.25% |
| Above 2 Years and upto 3 Yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.25% |
| Above 3 Years and upto 5 Yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.30% |
| Above 5 Years and upto 10 Yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.00% |
RD · SCRD_SC
w.e.f. 2026-06-1214 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months (180 days) | ₹100 – ₹3,00,00,000 | 5.50% |
| 181 days to 210 daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.00% |
| 211 days to 270 daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.25% |
| 271 days & above and less than 1 yearinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.50% |
| 1 yearinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.75% |
| Above 1 year to 400 daysinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.75% |
| Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_fd | ₹100 – ₹3,00,00,000 | 6.75% |
| bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444 | ₹100 – ₹3,00,00,000 | 6.95% |
| Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_fd | ₹100 – ₹3,00,00,000 | 6.75% |
| bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555 | ₹100 – ₹3,00,00,000 | 7.25% |
| Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_fd | ₹100 – ₹3,00,00,000 | 6.75% |
| Above 2 Years and upto 3 Yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.75% |
| Above 3 Years and upto 5 Yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 6.90% |
| Above 5 Years and upto 10 Yearsinherited_from_fd | ₹100 – ₹3,00,00,000 | 7.00% |
Savings accounts
SavingsSAVINGS
w.e.f. 2025-08-2210 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹1,00,000 | 2.50% |
| on-call | ₹1,00,000 – ₹50,00,000 | 2.50% |
| on-call | ₹50,00,000 – ₹10,00,00,000 | 2.50% |
| on-call | ₹10,00,00,000 – ₹50,00,00,000 | 2.50% |
| on-call | ₹50,00,00,000 – ₹1,00,00,00,000 | 2.75% |
| on-call | ₹1,00,00,00,000 – ₹2,00,00,00,000 | 2.75% |
| on-call | ₹2,00,00,00,000 – ₹5,00,00,00,000 | 2.75% |
| on-call | ₹5,00,00,00,000 – ₹10,00,00,00,000 | 3.50% |
| on-call | ₹10,00,00,00,000 – ₹20,00,00,00,000 | 4.50% |
| on-call | ₹20,00,00,00,000 and above | 4.75% |
NRE SavingsNRE_SAVINGS
w.e.f. 2025-08-2210 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹1,00,000 | 2.50% |
| on-call | ₹1,00,000 – ₹50,00,000 | 2.50% |
| on-call | ₹50,00,000 – ₹10,00,00,000 | 2.50% |
| on-call | ₹10,00,00,000 – ₹50,00,00,000 | 2.50% |
| on-call | ₹50,00,00,000 – ₹1,00,00,00,000 | 2.75% |
| on-call | ₹1,00,00,00,000 – ₹2,00,00,00,000 | 2.75% |
| on-call | ₹2,00,00,00,000 – ₹5,00,00,00,000 | 2.75% |
| on-call | ₹5,00,00,00,000 – ₹10,00,00,00,000 | 3.50% |
| on-call | ₹10,00,00,00,000 – ₹20,00,00,00,000 | 4.50% |
| on-call | ₹20,00,00,00,000 and above | 4.75% |
NRO SavingsNRO_SAVINGS
w.e.f. 2025-08-2210 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹1,00,000 | 2.50% |
| on-call | ₹1,00,000 – ₹50,00,000 | 2.50% |
| on-call | ₹50,00,000 – ₹10,00,00,000 | 2.50% |
| on-call | ₹10,00,00,000 – ₹50,00,00,000 | 2.50% |
| on-call | ₹50,00,00,000 – ₹1,00,00,00,000 | 2.75% |
| on-call | ₹1,00,00,00,000 – ₹2,00,00,00,000 | 2.75% |
| on-call | ₹2,00,00,00,000 – ₹5,00,00,00,000 | 2.75% |
| on-call | ₹5,00,00,00,000 – ₹10,00,00,00,000 | 3.50% |
| on-call | ₹10,00,00,00,000 – ₹20,00,00,00,000 | 4.50% |
| on-call | ₹20,00,00,00,000 and above | 4.75% |
NRI deposits
NRENRE
w.e.f. 2026-06-1210 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,000 – ₹3,00,00,000 | 6.25% |
| Above 1 year to 400 days | ₹1,000 – ₹3,00,00,000 | 6.25% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,000 – ₹3,00,00,000 | 6.25% |
| bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444 | ₹1,000 – ₹3,00,00,000 | 6.45% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,000 – ₹3,00,00,000 | 6.25% |
| bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555 | ₹1,000 – ₹3,00,00,000 | 6.75% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,000 – ₹3,00,00,000 | 6.25% |
| Above 2 Years and upto 3 Years | ₹1,000 – ₹3,00,00,000 | 6.25% |
| Above 3 Years and upto 5 Years | ₹1,000 – ₹3,00,00,000 | 6.30% |
| Above 5 Years and upto 10 Years | ₹1,000 – ₹3,00,00,000 | 6.00% |
NRE · Non-CallableNRE_NC
w.e.f. 2026-06-1210 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| Above 1 year to 400 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444 | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555 | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| Above 2 Years and upto 3 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| Above 3 Years and upto 5 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.35% |
| Above 5 Years and upto 10 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.05% |
NRONRO
w.e.f. 2026-06-1218 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,000 – ₹3,00,00,000 | 3.50% |
| 15 days to 45 days | ₹1,000 – ₹3,00,00,000 | 3.50% |
| 46 days to 90 days | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 91 days to 180 days | ₹1,000 – ₹3,00,00,000 | 5.00% |
| 181 days to 210 days | ₹1,000 – ₹3,00,00,000 | 5.50% |
| 211 days to 270 days | ₹1,000 – ₹3,00,00,000 | 5.75% |
| 271 days & above and less than 1 year | ₹1,000 – ₹3,00,00,000 | 6.00% |
| 1 year | ₹1,000 – ₹3,00,00,000 | 6.25% |
| Above 1 year to 400 days | ₹1,000 – ₹3,00,00,000 | 6.25% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,000 – ₹3,00,00,000 | 6.25% |
| bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444 | ₹1,000 – ₹3,00,00,000 | 6.45% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,000 – ₹3,00,00,000 | 6.25% |
| bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555 | ₹1,000 – ₹3,00,00,000 | 6.75% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,000 – ₹3,00,00,000 | 6.25% |
| Above 2 Years and upto 3 Years | ₹1,000 – ₹3,00,00,000 | 6.25% |
| Above 3 Years and upto 5 Years | ₹1,000 – ₹3,00,00,000 | 6.30% |
| Above 5 Years and upto 10 Years | ₹1,000 – ₹3,00,00,000 | 6.00% |
| Above 10 years (MACAD only) | ₹1,000 – ₹3,00,00,000 | 5.50% |
NRO · Non-CallableNRO_NC
w.e.f. 2026-06-1210 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| Above 1 year to 400 days | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444 | ₹1,00,00,000 – ₹3,00,00,000 | 6.50% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555 | ₹1,00,00,000 – ₹3,00,00,000 | 6.80% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| Above 2 Years and upto 3 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.30% |
| Above 3 Years and upto 5 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.35% |
| Above 5 Years and upto 10 Years | ₹1,00,00,000 – ₹3,00,00,000 | 6.05% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-07-13USD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| One Year and above but less than Two Years | — | 5.00% |
| Two Years and above but less than Three years | — | 3.55% |
| Three Years and above but less than Four Years | — | 3.35% |
| Four Years and above but less than Five Years | — | 2.95% |
| 5 Years Only | — | 3.05% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2026-07-13GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| One Year and above but less than Two Years | — | 4.25% |
| Two Years and above but less than Three years | — | 2.35% |
| Three Years and above but less than Four Years | — | 2.45% |
| Four Years and above but less than Five Years | — | 2.45% |
| 5 Years Only | — | 2.45% |
RFC · EUR (returned NRI)RFC_EUR
w.e.f. 2026-07-13EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| One Year and above but less than Two Years | — | 2.75% |
| Two Years and above but less than Three years | — | 1.50% |
| Three Years and above but less than Four Years | — | 1.50% |
| Four Years and above but less than Five Years | — | 1.50% |
| 5 Years Only | — | 1.50% |
RFC · AUD (returned NRI)RFC_AUD
w.e.f. 2026-07-13AUD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| One Year and above but less than Two Years | — | 3.75% |
| Two Years and above but less than Three years | — | 3.50% |
| Three Years and above but less than Four Years | — | 3.00% |
| Four Years and above but less than Five Years | — | 3.00% |
| 5 Years Only | — | 3.00% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-06-1110 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yearinherited_from_nre_fd_per_rbi | ₹100 – ₹25,00,000 | 6.25% |
| Above 1 year to 400 daysinherited_from_nre_fd_per_rbi | ₹100 – ₹25,00,000 | 6.25% |
| Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_nre_fd_per_rbi | ₹100 – ₹25,00,000 | 6.25% |
| bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444 | ₹100 – ₹25,00,000 | 6.45% |
| Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_nre_fd_per_rbi | ₹100 – ₹25,00,000 | 6.25% |
| bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555 | ₹100 – ₹25,00,000 | 6.75% |
| Above 400 days and upto 2 Years (except 444 and 555 Days)inherited_from_nre_fd_per_rbi | ₹100 – ₹25,00,000 | 6.25% |
| Above 2 Years and upto 3 Yearsinherited_from_nre_fd_per_rbi | ₹100 – ₹25,00,000 | 6.25% |
| Above 3 Years and upto 5 Yearsinherited_from_nre_fd_per_rbi | ₹100 – ₹25,00,000 | 6.30% |
| Above 5 Years and upto 10 Yearsinherited_from_nre_fd_per_rbi | ₹100 – ₹25,00,000 | 6.00% |
NRO RDNRO_RD
2 w.e.f. dates live at once
w.e.f. 2026-06-24rate card 1 of 213 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 181 days to 210 days | ₹1,000 – ₹25,00,000 | 5.50% |
| 211 days to 270 days | ₹1,000 – ₹25,00,000 | 5.75% |
| 271 days & above and less than 1 year | ₹1,000 – ₹25,00,000 | 6.00% |
| 1 year | ₹1,000 – ₹25,00,000 | 6.25% |
| Above 1 year to 400 days | ₹1,000 – ₹25,00,000 | 6.25% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,000 – ₹25,00,000 | 6.25% |
| bob Square Drive Deposit Scheme (444 Days)bob_square_drive_444 | ₹1,000 – ₹25,00,000 | 6.45% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,000 – ₹25,00,000 | 6.25% |
| bob Golden Goal deposit Scheme (555 Days)bob_golden_goal_555 | ₹1,000 – ₹25,00,000 | 6.75% |
| Above 400 days and upto 2 Years (except 444 and 555 Days) | ₹1,000 – ₹25,00,000 | 6.25% |
| Above 2 Years and upto 3 Years | ₹1,000 – ₹25,00,000 | 6.25% |
| Above 3 Years and upto 5 Years | ₹1,000 – ₹25,00,000 | 6.30% |
| Above 5 Years and upto 10 Years | ₹1,000 – ₹25,00,000 | 6.00% |
w.e.f. 2026-06-12rate card 2 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months (180 days) | ₹1,000 – ₹25,00,000 | 5.00% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-13USD20 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| One Year and above but less than Two Years | USD 0 – USD 200,000 | 5.00% |
| One Year and above but less than Two Years | USD 200,000 – USD 1,000,000 | 5.00% |
| One Year and above but less than Two Years | USD 1,000,000 – USD 5,000,000 | 5.00% |
| One Year and above but less than Two Years | USD 5,000,000 and above | 5.00% |
| Two Years and above but less than Three years | USD 0 – USD 200,000 | 3.55% |
| Two Years and above but less than Three years | USD 200,000 – USD 1,000,000 | 3.55% |
| Two Years and above but less than Three years | USD 1,000,000 – USD 5,000,000 | 3.55% |
| Two Years and above but less than Three years | USD 5,000,000 and above | 3.55% |
| Three Years and above but less than Four Years | USD 0 – USD 200,000 | 3.35% |
| Three Years and above but less than Four Years | USD 200,000 – USD 1,000,000 | 3.35% |
| Three Years and above but less than Four Years | USD 1,000,000 – USD 5,000,000 | 3.35% |
| Three Years and above but less than Four Years | USD 5,000,000 and above | 3.35% |
| Four Years and above but less than Five Years | USD 0 – USD 200,000 | 2.95% |
| Four Years and above but less than Five Years | USD 200,000 – USD 1,000,000 | 2.95% |
| Four Years and above but less than Five Years | USD 1,000,000 – USD 5,000,000 | 2.95% |
| Four Years and above but less than Five Years | USD 5,000,000 and above | 2.95% |
| 5 Years Only | USD 0 – USD 200,000 | 3.05% |
| 5 Years Only | USD 200,000 – USD 1,000,000 | 3.05% |
| 5 Years Only | USD 1,000,000 – USD 5,000,000 | 3.05% |
| 5 Years Only | USD 5,000,000 and above | 3.05% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-07-13GBP5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| One Year and above but less than Two Years | — | 4.25% |
| Two Years and above but less than Three years | — | 2.35% |
| Three Years and above but less than Four Years | — | 2.45% |
| Four Years and above but less than Five Years | — | 2.45% |
| 5 Years Only | — | 2.45% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-07-13EUR5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| One Year and above but less than Two Years | — | 2.75% |
| Two Years and above but less than Three years | — | 1.50% |
| Three Years and above but less than Four Years | — | 1.50% |
| Four Years and above but less than Five Years | — | 1.50% |
| 5 Years Only | — | 1.50% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-07-13CAD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| One Year and above but less than Two Years | — | 3.25% |
| Two Years and above but less than Three years | — | 3.00% |
| Three Years and above but less than Four Years | — | 2.75% |
| Four Years and above but less than Five Years | — | 2.80% |
| 5 Years Only | — | 2.85% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-07-13AUD5 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| One Year and above but less than Two Years | — | 3.75% |
| Two Years and above but less than Three years | — | 3.50% |
| Three Years and above but less than Four Years | — | 3.00% |
| Four Years and above but less than Five Years | — | 3.00% |
| 5 Years Only | — | 3.00% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-07-13USD12 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 Years and above but less than 4 Years | USD 0 – USD 200,000 | 6.25% |
| 3 Years and above but less than 4 Years | USD 200,000 – USD 1,000,000 | 6.25% |
| 3 Years and above but less than 4 Years | USD 1,000,000 – USD 5,000,000 | 6.25% |
| 3 Years and above but less than 4 Years | USD 5,000,000 and above | 6.25% |
| 4 Years and above but less than 5 Years | USD 0 – USD 200,000 | 6.50% |
| 4 Years and above but less than 5 Years | USD 200,000 – USD 1,000,000 | 6.50% |
| 4 Years and above but less than 5 Years | USD 1,000,000 – USD 5,000,000 | 6.50% |
| 4 Years and above but less than 5 Years | USD 5,000,000 and above | 6.50% |
| 5 Years Only | USD 0 – USD 200,000 | 6.50% |
| 5 Years Only | USD 200,000 – USD 1,000,000 | 6.50% |
| 5 Years Only | USD 1,000,000 – USD 5,000,000 | 6.50% |
| 5 Years Only | USD 5,000,000 and above | 6.50% |
FCNR · GBP · Non-CallableFCNR_GBP_NC
w.e.f. 2026-07-13GBP3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 Years and above but less than 4 Years | — | 5.50% |
| 4 Years and above but less than 5 Years | — | 5.75% |
| 5 Years Only | — | 6.00% |
FCNR · EUR · Non-CallableFCNR_EUR_NC
w.e.f. 2026-07-13EUR3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 Years and above but less than 4 Years | — | 3.50% |
| 4 Years and above but less than 5 Years | — | 3.65% |
| 5 Years Only | — | 3.75% |
FCNR · CAD · Non-CallableFCNR_CAD_NC
w.e.f. 2026-07-13CAD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 Years and above but less than 4 Years | — | 5.00% |
| 4 Years and above but less than 5 Years | — | 5.10% |
| 5 Years Only | — | 5.15% |
FCNR · AUD · Non-CallableFCNR_AUD_NC
w.e.f. 2026-07-13AUD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 Years and above but less than 4 Years | — | 4.60% |
| 4 Years and above but less than 5 Years | — | 4.65% |
| 5 Years Only | — | 4.75% |
If you break it early
Breaking this deposit early — FD · General
Every band Bank of Baroda publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹5 lakh | 0 days to under 12 months | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹5 lakh | 0 days to under 12 months | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5 lakh to under ₹1 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | 1.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | 2% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early | |
| ₹5 lakh to under ₹1 crore | 7 days to 555 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 7 days to 555 days | 1.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹5 lakh | 12 months to 555 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹5 lakh | 12 months to 2201 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹1,000 to ₹5 lakh · 0 days to under 12 months
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1,000 to ₹5 lakh · 0 days to under 12 months
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹5 lakh to under ₹1 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹5 lakh to under ₹1 crore · 7 days to 555 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 7 days to 555 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1,000 to ₹5 lakh · 12 months to 555 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1,000 to ₹5 lakh · 12 months to 2201 days
“Premature withdrawal of Deposits (at the Discretion of”
Source
Breaking this deposit early — FD · Senior Citizen
Every band Bank of Baroda publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹5 lakh | 0 days to under 12 months | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹5 lakh | 0 days to under 12 months | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5 lakh to under ₹1 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | 2% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | 1.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early | |
| ₹5 lakh to under ₹1 crore | 7 days to 555 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 7 days to 555 days | 1.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹5 lakh | 12 months to 2201 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹5 lakh | 12 months to 555 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹1,000 to ₹5 lakh · 0 days to under 12 months
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1,000 to ₹5 lakh · 0 days to under 12 months
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹5 lakh to under ₹1 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹5 lakh to under ₹1 crore · 7 days to 555 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 7 days to 555 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1,000 to ₹5 lakh · 12 months to 2201 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1,000 to ₹5 lakh · 12 months to 555 days
“Premature withdrawal of Deposits (at the Discretion of”
Source
Breaking this deposit early — FD · Super Senior
Every band Bank of Baroda publishes for premature closure of FD · Super Senior, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹5 lakh | 0 days to under 12 months | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹5 lakh | 0 days to under 12 months | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5 lakh to under ₹1 crore | 0 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | 1.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early | |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | 2% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5 lakh to under ₹1 crore | 7 days to 555 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 7 days to 555 days | 1.50% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹5 lakh | 12 months to 2201 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1,000 to ₹5 lakh | 12 months to 555 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹1,000 to ₹5 lakh · 0 days to under 12 months
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1,000 to ₹5 lakh · 0 days to under 12 months
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹5 lakh to under ₹1 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹5 lakh to under ₹1 crore · 7 days to 555 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 7 days to 555 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1,000 to ₹5 lakh · 12 months to 2201 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1,000 to ₹5 lakh · 12 months to 555 days
“Premature withdrawal of Deposits (at the Discretion of”
Source
Breaking this deposit early — FD · Non-Callable
Every band Bank of Baroda publishes for premature closure of FD · Non-Callable, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early | |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | 2% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source
Breaking this deposit early — FD · Non-Callable SC
Every band Bank of Baroda publishes for premature closure of FD · Non-Callable SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | 2% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source
Breaking this deposit early — FD · Non-Callable SSC
Every band Bank of Baroda publishes for premature closure of FD · Non-Callable SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | cannot be closed early | |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹1 crore to under ₹3 crore | 0 days to 36500 days | 2% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source - ₹1 crore to under ₹3 crore · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source
Breaking this deposit early — Tax Saver
Every band Bank of Baroda publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source
Breaking this deposit early — Tax Saver SC
Every band Bank of Baroda publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source
Breaking this deposit early — Tax Saver SSC
Every band Bank of Baroda publishes for premature closure of Tax Saver SSC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 0 days to 36500 days
“Premature withdrawal of Deposits (at the Discretion of”
Source
Not yet verified
We have not read and recorded Bank of Baroda’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRE · Non-Callable, NRO, NRO · Non-Callable, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · AUD (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable, FCNR · GBP · Non-Callable, FCNR · EUR · Non-Callable, FCNR · CAD · Non-Callable, FCNR · AUD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Bank of Baroda
24 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Recurring deposits
- RD · SSCsource ↗checked 2026-08-16
Auto-sweep
NRI deposits
- RFC · CAD (returned NRI)source ↗checked 2026-07-20
- RFC · CHF (returned NRI)source ↗checked 2026-07-20
- RFC · HKD (returned NRI)source ↗checked 2026-07-20
- RFC · NZD (returned NRI)source ↗checked 2026-07-20
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)source ↗checked 2026-07-20
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-20
- RFC Savings (returned NRI)source ↗checked 2026-07-20
FCNR — callable
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-22
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22
Financial healthQ4FY26
Full transparency report →- GNPA
- 2.05%
- NNPA
- 0.45%
- CAR
- 16.90%
- CASA
- 34.30%
- ROA
- 1.22%
- ROE
- 18.80%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Bank of Baroda prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 322 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.