What we know is incomplete on this page
- 1 product live under more than one w.e.f.. NRE (2). Each date is shown as its own rate card, because a single table blending several w.e.f. dates is a table the bank never published.
Fixed deposits
FD · GeneralFD
w.e.f. 2026-06-2012 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,000 – ₹3,00,00,000 | 2.95% |
| 15 days to 30 days | ₹1,000 – ₹3,00,00,000 | 2.95% |
| 31 days to less than 2 months | ₹1,000 – ₹3,00,00,000 | 3.45% |
| 2 months to less than 3 months | ₹1,000 – ₹3,00,00,000 | 4.20% |
| 3 months to less than 6 months | ₹1,000 – ₹3,00,00,000 | 4.20% |
| 6 months to less than 1 year | ₹1,000 – ₹3,00,00,000 | 4.20% |
| 1 year | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 1 year 1 day to 1 year 9 months | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 1 year 9 months 1 day to less than 2 years | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 2 years to less than 3 years | ₹1,000 – ₹3,00,00,000 | 7.45% |
| 3 years to less than 5 years | ₹1,000 – ₹3,00,00,000 | 7.25% |
| 5 years to up to 10 years | ₹1,000 – ₹3,00,00,000 | 5.85% |
FD · Senior CitizenFD_SC
w.e.f. 2026-06-2012 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,000 – ₹3,00,00,000 | 3.70% |
| 15 days to 30 days | ₹1,000 – ₹3,00,00,000 | 3.70% |
| 31 days to less than 2 months | ₹1,000 – ₹3,00,00,000 | 4.20% |
| 2 months to less than 3 months | ₹1,000 – ₹3,00,00,000 | 4.95% |
| 3 months to less than 6 months | ₹1,000 – ₹3,00,00,000 | 4.95% |
| 6 months to less than 1 year | ₹1,000 – ₹3,00,00,000 | 4.95% |
| 1 year | ₹1,000 – ₹3,00,00,000 | 7.50% |
| 1 year 1 day to 1 year 9 months | ₹1,000 – ₹3,00,00,000 | 7.50% |
| 1 year 9 months 1 day to less than 2 years | ₹1,000 – ₹3,00,00,000 | 7.50% |
| 2 years to less than 3 years | ₹1,000 – ₹3,00,00,000 | 7.95% |
| 3 years to less than 5 years | ₹1,000 – ₹3,00,00,000 | 7.75% |
| 5 years to up to 10 years | ₹1,000 – ₹3,00,00,000 | 6.60% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2025-08-091 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Tax Saver Fixed Deposit — exactly 5 years | ₹1,000 – ₹1,50,000 | 6.25% |
Tax Saver SCFD_TAX_SC
w.e.f. 2025-08-091 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| Tax Saver Fixed Deposit — exactly 5 years | ₹1,000 – ₹1,50,000 | 7.25% |
Recurring deposits
RDRD
w.e.f. 2026-06-207 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 yearinherited_from_fd | ₹100 and above | 4.20% |
| 1 yearinherited_from_fd | ₹100 and above | 7.00% |
| 1 year 1 day to 1 year 9 monthsinherited_from_fd | ₹100 and above | 7.00% |
| 1 year 9 months 1 day to less than 2 yearsinherited_from_fd | ₹100 and above | 7.00% |
| 2 years to less than 3 yearsinherited_from_fd | ₹100 and above | 7.45% |
| 3 years to less than 5 yearsinherited_from_fd | ₹100 and above | 7.25% |
| 5 years to up to 10 yearsinherited_from_fd | ₹100 and above | 5.85% |
RD · SCRD_SC
w.e.f. 2026-06-207 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 yearinherited_from_fd | ₹100 and above | 4.95% |
| 1 yearinherited_from_fd | ₹100 and above | 7.50% |
| 1 year 1 day to 1 year 9 monthsinherited_from_fd | ₹100 and above | 7.50% |
| 1 year 9 months 1 day to less than 2 yearsinherited_from_fd | ₹100 and above | 7.50% |
| 2 years to less than 3 yearsinherited_from_fd | ₹100 and above | 7.95% |
| 3 years to less than 5 yearsinherited_from_fd | ₹100 and above | 7.75% |
| 5 years to up to 10 yearsinherited_from_fd | ₹100 and above | 6.60% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-05-019 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| [EOD For End-of-Day Balance up to Rs 250 crore] above 1 lakh to 5 lakheod_upto_250cr | ₹1,00,000 – ₹5,00,000 | 2.70% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 5 lakh to 10 lakheod_upto_250cr | ₹5,00,000 – ₹10,00,000 | 6.50% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 10 lakh to 50 lakheod_upto_250cr | ₹10,00,000 – ₹50,00,000 | 5.35% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 50 lakh to 5 croreeod_upto_250cr | ₹50,00,000 – ₹5,00,00,000 | 5.55% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 5 crore to 50 croreeod_upto_250cr | ₹5,00,00,000 – ₹50,00,00,000 | 6.00% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 50 crore to 250 croreeod_upto_250cr | ₹50,00,00,000 – ₹2,50,00,00,000 | 6.00% |
| [EOD above Rs 250 Crore up to Rs 500 Crore] up to Rs 1 lakheod_250cr_500cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 1,000 Crore up to Rs 1,500 Crore] Entire balance above Rs 1 lakheod_1000cr_1500cr | ₹1,00,000 and above | 7.35% |
| [EOD above Rs 1,500 Crore] Entire balance above Rs 1 lakheod_above_1500cr | ₹1,00,000 and above | 6.15% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-05-019 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| [EOD For End-of-Day Balance up to Rs 250 crore] up to Rs 1 lakheod_upto_250cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 1 lakh to 5 lakheod_upto_250cr | ₹1,00,000 – ₹5,00,000 | 2.70% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 5 lakh to 10 lakheod_upto_250cr | ₹5,00,000 – ₹10,00,000 | 6.50% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 10 lakh to 50 lakheod_upto_250cr | ₹10,00,000 – ₹50,00,000 | 5.35% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 50 lakh to 5 croreeod_upto_250cr | ₹50,00,000 – ₹5,00,00,000 | 5.55% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 5 crore to 50 croreeod_upto_250cr | ₹5,00,00,000 – ₹50,00,00,000 | 6.00% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 50 crore to 250 croreeod_upto_250cr | ₹50,00,00,000 – ₹2,50,00,00,000 | 6.00% |
| [EOD above Rs 250 Crore up to Rs 500 Crore] Entire balance above Rs 1 lakheod_250cr_500cr | ₹1,00,000 and above | 6.15% |
| [EOD above Rs 750 crore up to Rs 1,000 crore] Entire balance above Rs 1 lakheod_750cr_1000cr | ₹1,00,000 and above | 7.35% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-05-019 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| [EOD For End-of-Day Balance up to Rs 250 crore] above 1 lakh to 5 lakheod_upto_250cr | ₹1,00,000 – ₹5,00,000 | 2.70% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 5 lakh to 10 lakheod_upto_250cr | ₹5,00,000 – ₹10,00,000 | 6.50% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 10 lakh to 50 lakheod_upto_250cr | ₹10,00,000 – ₹50,00,000 | 5.35% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 50 lakh to 5 croreeod_upto_250cr | ₹50,00,000 – ₹5,00,00,000 | 5.55% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 5 crore to 50 croreeod_upto_250cr | ₹5,00,00,000 – ₹50,00,00,000 | 6.00% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 50 crore to 250 croreeod_upto_250cr | ₹50,00,00,000 – ₹2,50,00,00,000 | 6.00% |
| [EOD above Rs 250 Crore up to Rs 500 Crore] Entire balance above Rs 1 lakheod_250cr_500cr | ₹1,00,000 and above | 6.15% |
| [EOD above Rs 500 Crore up to Rs 750 Crore] up to Rs 1 lakheod_500cr_750cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 750 crore up to Rs 1,000 crore] Entire balance above Rs 1 lakheod_750cr_1000cr | ₹1,00,000 and above | 7.35% |
NRI deposits
NRENRE
2 w.e.f. dates live at once
w.e.f. 2026-06-24rate card 1 of 21 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,000 – ₹3,00,00,000 | 7.00% |
w.e.f. 2026-06-20rate card 2 of 25 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year 1 day to 1 year 9 months | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 1 year 9 months 1 day to less than 2 years | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 2 years to less than 3 years | ₹1,000 – ₹3,00,00,000 | 7.45% |
| 3 years to less than 5 years | ₹1,000 – ₹3,00,00,000 | 7.25% |
| 5 years to up to 10 years | ₹1,000 – ₹3,00,00,000 | 5.85% |
NRONRO
w.e.f. 2026-06-2012 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,000 – ₹3,00,00,000 | 2.95% |
| 15 days to 30 days | ₹1,000 – ₹3,00,00,000 | 2.95% |
| 31 days to less than 2 months | ₹1,000 – ₹3,00,00,000 | 3.45% |
| 2 months to less than 3 months | ₹1,000 – ₹3,00,00,000 | 4.20% |
| 3 months to less than 6 months | ₹1,000 – ₹3,00,00,000 | 4.20% |
| 6 months to less than 1 year | ₹1,000 – ₹3,00,00,000 | 4.20% |
| 1 year | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 1 year 1 day to 1 year 9 months | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 1 year 9 months 1 day to less than 2 years | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 2 years to less than 3 years | ₹1,000 – ₹3,00,00,000 | 7.45% |
| 3 years to less than 5 years | ₹1,000 – ₹3,00,00,000 | 7.25% |
| 5 years to up to 10 years | ₹1,000 – ₹3,00,00,000 | 5.85% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2026-06-206 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yearinherited_from_fd | ₹100 and above | 7.00% |
| 1 year 1 day to 1 year 9 monthsinherited_from_fd | ₹100 and above | 7.00% |
| 1 year 9 months 1 day to less than 2 yearsinherited_from_fd | ₹100 and above | 7.00% |
| 2 years to less than 3 yearsinherited_from_fd | ₹100 and above | 7.45% |
| 3 years to less than 5 yearsinherited_from_fd | ₹100 and above | 7.25% |
| 5 years to up to 10 yearsinherited_from_fd | ₹100 and above | 5.85% |
NRO RDNRO_RD
w.e.f. 2026-06-207 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 yearinherited_from_fd | ₹100 and above | 4.20% |
| 1 yearinherited_from_fd | ₹100 and above | 7.00% |
| 1 year 1 day to 1 year 9 monthsinherited_from_fd | ₹100 and above | 7.00% |
| 1 year 9 months 1 day to less than 2 yearsinherited_from_fd | ₹100 and above | 7.00% |
| 2 years to less than 3 yearsinherited_from_fd | ₹100 and above | 7.45% |
| 3 years to less than 5 yearsinherited_from_fd | ₹100 and above | 7.25% |
| 5 years to up to 10 yearsinherited_from_fd | ₹100 and above | 5.85% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-01USD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | USD 1,000,000 and above | 3.50% |
| 1 year 1 day to < 2 years | USD 1,000,000 and above | 3.50% |
| 2 years to < 3 years | USD 1,000,000 and above | 3.50% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-07-01GBP1 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to < 2 years | — | 3.48% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-07-01USD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to < 4 years | up to USD 1,000,000 | 7.00% |
| 3 years to < 4 years | USD 1,000,000 and above | 7.10% |
| 4 years to < 5 years | up to USD 1,000,000 | 7.00% |
| 4 years to < 5 years | USD 1,000,000 and above | 7.10% |
| 5 years only | up to USD 1,000,000 | 7.00% |
| 5 years only | USD 1,000,000 and above | 7.10% |
If you break it early
Breaking this deposit early — FD · General
Every band Bandhan Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹1,000 to under ₹3 crore | 7 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
Breaking this deposit early — FD · Senior Citizen
Every band Bandhan Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹1,000 to under ₹3 crore | 7 days to 10 years | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
Breaking this deposit early — Tax Saver
Every band Bandhan Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹1,000 to ₹1,50,000 · 5 years to 5 years
“Tax Saver Fixed Deposits cannot be closed prematurely/partially before expiry of the lock-in period of 5 years and cannot be booked with auto renewal facility.”
Source
Breaking this deposit early — Tax Saver SC
Every band Bandhan Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹1,000 to ₹1,50,000 | 5 years to 5 years | cannot be closed early |
The bank’s own wording
- ₹1,000 to ₹1,50,000 · 5 years to 5 years
“Tax Saver Fixed Deposits cannot be closed prematurely/partially before expiry of the lock-in period of 5 years and cannot be booked with auto renewal facility.”
Source
Not yet verified
We have not read and recorded Bandhan Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Bandhan Bank
42 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-04
Recurring deposits
- RD · SSCsource ↗checked 2026-07-22
Auto-sweep
NRI deposits
- NRE · Non-Callablesource ↗checked 2026-07-22
- NRO · Non-Callablesource ↗checked 2026-07-22
- RFC · AUD (returned NRI)source ↗checked 2026-07-20
- RFC · CAD (returned NRI)source ↗checked 2026-07-20
- RFC · CHF (returned NRI)source ↗checked 2026-07-20
- RFC · EUR (returned NRI)source ↗checked 2026-07-20
- RFC · GBP (returned NRI)source ↗checked 2026-07-20
- RFC · HKD (returned NRI)source ↗checked 2026-07-20
- RFC · NZD (returned NRI)source ↗checked 2026-07-20
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)source ↗checked 2026-07-20
- RFC · USD (returned NRI)source ↗checked 2026-07-20
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-20
- RFC Savings (returned NRI)source ↗checked 2026-07-20
FCNR — callable
- FCNR · AUD · Callablesource ↗checked 2026-07-22
- FCNR · CAD · Callablesource ↗checked 2026-07-22
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · EUR · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-22
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-04
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22
Financial healthQ4FY26
Full transparency report →- GNPA
- 3.90%
- NNPA
- 0.95%
- CAR
- 16.60%
- CASA
- 30.60%
- ROA
- 1.20%
- ROE
- 10.00%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Bandhan Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 108 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.