What we know is incomplete on this page
- 1 product live under more than one w.e.f.. NRE (2). Each date is shown as its own rate card, because a single table blending several w.e.f. dates is a table the bank never published.
Fixed deposits
FD · GeneralFD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,000 – ₹3,00,00,000 | 2.95% |
| 15 days to 30 days | ₹1,000 – ₹3,00,00,000 | 2.95% |
| 31 days to less than 2 months | ₹1,000 – ₹3,00,00,000 | 3.45% |
| 2 months to less than 3 months | ₹1,000 – ₹3,00,00,000 | 4.20% |
| 3 months to less than 6 months | ₹1,000 – ₹3,00,00,000 | 4.20% |
| 6 months to less than 1 year | ₹1,000 – ₹3,00,00,000 | 4.20% |
| 1 year | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 1 year 1 day to 1 year 9 months | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 1 year 9 months 1 day to less than 2 years | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 2 years to less than 3 years | ₹1,000 – ₹3,00,00,000 | 7.45% |
| 3 years to less than 5 years | ₹1,000 – ₹3,00,00,000 | 7.25% |
| 5 years to up to 10 years | ₹1,000 – ₹3,00,00,000 | 5.85% |
FD · Senior CitizenFD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,000 – ₹3,00,00,000 | 3.70% |
| 15 days to 30 days | ₹1,000 – ₹3,00,00,000 | 3.70% |
| 31 days to less than 2 months | ₹1,000 – ₹3,00,00,000 | 4.20% |
| 2 months to less than 3 months | ₹1,000 – ₹3,00,00,000 | 4.95% |
| 3 months to less than 6 months | ₹1,000 – ₹3,00,00,000 | 4.95% |
| 6 months to less than 1 year | ₹1,000 – ₹3,00,00,000 | 4.95% |
| 1 year | ₹1,000 – ₹3,00,00,000 | 7.50% |
| 1 year 1 day to 1 year 9 months | ₹1,000 – ₹3,00,00,000 | 7.50% |
| 1 year 9 months 1 day to less than 2 years | ₹1,000 – ₹3,00,00,000 | 7.50% |
| 2 years to less than 3 years | ₹1,000 – ₹3,00,00,000 | 7.95% |
| 3 years to less than 5 years | ₹1,000 – ₹3,00,00,000 | 7.75% |
| 5 years to up to 10 years | ₹1,000 – ₹3,00,00,000 | 6.60% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years (Tax Saver, Section 80C)tax_saver_80c | ₹1,000 – ₹1,50,000 | 6.25% |
Tax Saver SCFD_TAX_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 years (Tax Saver, Section 80C)tax_saver_80c | ₹1,000 – ₹1,50,000 | 7.25% |
Recurring deposits
RDRD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 yearinherited_from_fd | ₹100 and above | 4.20% |
| 1 yearinherited_from_fd | ₹100 and above | 7.00% |
| 1 year 1 day to 1 year 9 monthsinherited_from_fd | ₹100 and above | 7.00% |
| 1 year 9 months 1 day to less than 2 yearsinherited_from_fd | ₹100 and above | 7.00% |
| 2 years to less than 3 yearsinherited_from_fd | ₹100 and above | 7.45% |
| 3 years to less than 5 yearsinherited_from_fd | ₹100 and above | 7.25% |
| 5 years to up to 10 yearsinherited_from_fd | ₹100 and above | 5.85% |
RD · SCRD_SC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 yearinherited_from_fd | ₹100 and above | 4.95% |
| 1 yearinherited_from_fd | ₹100 and above | 7.50% |
| 1 year 1 day to 1 year 9 monthsinherited_from_fd | ₹100 and above | 7.50% |
| 1 year 9 months 1 day to less than 2 yearsinherited_from_fd | ₹100 and above | 7.50% |
| 2 years to less than 3 yearsinherited_from_fd | ₹100 and above | 7.95% |
| 3 years to less than 5 yearsinherited_from_fd | ₹100 and above | 7.75% |
| 5 years to up to 10 yearsinherited_from_fd | ₹100 and above | 6.60% |
Savings accounts
SavingsSAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| [EOD For End-of-Day Balance up to Rs 250 crore] up to Rs 1 lakheod_upto_250cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 1 lakh to 5 lakheod_upto_250cr | ₹1,00,000 – ₹5,00,000 | 2.70% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 5 lakh to 10 lakheod_upto_250cr | ₹5,00,000 – ₹10,00,000 | 6.50% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 10 lakh to 50 lakheod_upto_250cr | ₹10,00,000 – ₹50,00,000 | 5.35% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 50 lakh to 5 croreeod_upto_250cr | ₹50,00,000 – ₹5,00,00,000 | 5.55% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 5 crore to 50 croreeod_upto_250cr | ₹5,00,00,000 – ₹50,00,00,000 | 6.00% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 50 crore to 250 croreeod_upto_250cr | ₹50,00,00,000 – ₹2,50,00,00,000 | 6.00% |
| [EOD above Rs 250 Crore up to Rs 500 Crore] up to Rs 1 lakheod_250cr_500cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 250 Crore up to Rs 500 Crore] Entire balance above Rs 1 lakheod_250cr_500cr | ₹1,00,000 and above | 6.15% |
| [EOD above Rs 500 Crore up to Rs 750 Crore] up to Rs 1 lakheod_500cr_750cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 500 Crore up to Rs 750 Crore] Entire balance above Rs 1 lakheod_500cr_750cr | ₹1,00,000 and above | 7.35% |
| [EOD above Rs 750 crore up to Rs 1,000 crore] up to Rs 1 lakheod_750cr_1000cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 750 crore up to Rs 1,000 crore] Entire balance above Rs 1 lakheod_750cr_1000cr | ₹1,00,000 and above | 7.35% |
| [EOD above Rs 1,000 Crore up to Rs 1,500 Crore] up to Rs 1 lakheod_1000cr_1500cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 1,000 Crore up to Rs 1,500 Crore] Entire balance above Rs 1 lakheod_1000cr_1500cr | ₹1,00,000 and above | 7.35% |
| [EOD above Rs 1,500 Crore] up to Rs 1 lakheod_above_1500cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 1,500 Crore] Entire balance above Rs 1 lakheod_above_1500cr | ₹1,00,000 and above | 6.15% |
NRE SavingsNRE_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| [EOD For End-of-Day Balance up to Rs 250 crore] up to Rs 1 lakheod_upto_250cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 1 lakh to 5 lakheod_upto_250cr | ₹1,00,000 – ₹5,00,000 | 2.70% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 5 lakh to 10 lakheod_upto_250cr | ₹5,00,000 – ₹10,00,000 | 6.50% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 10 lakh to 50 lakheod_upto_250cr | ₹10,00,000 – ₹50,00,000 | 5.35% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 50 lakh to 5 croreeod_upto_250cr | ₹50,00,000 – ₹5,00,00,000 | 5.55% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 5 crore to 50 croreeod_upto_250cr | ₹5,00,00,000 – ₹50,00,00,000 | 6.00% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 50 crore to 250 croreeod_upto_250cr | ₹50,00,00,000 – ₹2,50,00,00,000 | 6.00% |
| [EOD above Rs 250 Crore up to Rs 500 Crore] up to Rs 1 lakheod_250cr_500cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 250 Crore up to Rs 500 Crore] Entire balance above Rs 1 lakheod_250cr_500cr | ₹1,00,000 and above | 6.15% |
| [EOD above Rs 500 Crore up to Rs 750 Crore] up to Rs 1 lakheod_500cr_750cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 500 Crore up to Rs 750 Crore] Entire balance above Rs 1 lakheod_500cr_750cr | ₹1,00,000 and above | 7.35% |
| [EOD above Rs 750 crore up to Rs 1,000 crore] up to Rs 1 lakheod_750cr_1000cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 750 crore up to Rs 1,000 crore] Entire balance above Rs 1 lakheod_750cr_1000cr | ₹1,00,000 and above | 7.35% |
| [EOD above Rs 1,000 Crore up to Rs 1,500 Crore] up to Rs 1 lakheod_1000cr_1500cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 1,000 Crore up to Rs 1,500 Crore] Entire balance above Rs 1 lakheod_1000cr_1500cr | ₹1,00,000 and above | 7.35% |
| [EOD above Rs 1,500 Crore] up to Rs 1 lakheod_above_1500cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 1,500 Crore] Entire balance above Rs 1 lakheod_above_1500cr | ₹1,00,000 and above | 6.15% |
NRO SavingsNRO_SAVINGS
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| [EOD For End-of-Day Balance up to Rs 250 crore] up to Rs 1 lakheod_upto_250cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 1 lakh to 5 lakheod_upto_250cr | ₹1,00,000 – ₹5,00,000 | 2.70% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 5 lakh to 10 lakheod_upto_250cr | ₹5,00,000 – ₹10,00,000 | 6.50% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 10 lakh to 50 lakheod_upto_250cr | ₹10,00,000 – ₹50,00,000 | 5.35% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 50 lakh to 5 croreeod_upto_250cr | ₹50,00,000 – ₹5,00,00,000 | 5.55% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 5 crore to 50 croreeod_upto_250cr | ₹5,00,00,000 – ₹50,00,00,000 | 6.00% |
| [EOD For End-of-Day Balance up to Rs 250 crore] above 50 crore to 250 croreeod_upto_250cr | ₹50,00,00,000 – ₹2,50,00,00,000 | 6.00% |
| [EOD above Rs 250 Crore up to Rs 500 Crore] up to Rs 1 lakheod_250cr_500cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 250 Crore up to Rs 500 Crore] Entire balance above Rs 1 lakheod_250cr_500cr | ₹1,00,000 and above | 6.15% |
| [EOD above Rs 500 Crore up to Rs 750 Crore] up to Rs 1 lakheod_500cr_750cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 500 Crore up to Rs 750 Crore] Entire balance above Rs 1 lakheod_500cr_750cr | ₹1,00,000 and above | 7.35% |
| [EOD above Rs 750 crore up to Rs 1,000 crore] up to Rs 1 lakheod_750cr_1000cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 750 crore up to Rs 1,000 crore] Entire balance above Rs 1 lakheod_750cr_1000cr | ₹1,00,000 and above | 7.35% |
| [EOD above Rs 1,000 Crore up to Rs 1,500 Crore] up to Rs 1 lakheod_1000cr_1500cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 1,000 Crore up to Rs 1,500 Crore] Entire balance above Rs 1 lakheod_1000cr_1500cr | ₹1,00,000 and above | 7.35% |
| [EOD above Rs 1,500 Crore] up to Rs 1 lakheod_above_1500cr | ₹0 – ₹1,00,000 | 2.70% |
| [EOD above Rs 1,500 Crore] Entire balance above Rs 1 lakheod_above_1500cr | ₹1,00,000 and above | 6.15% |
NRI deposits
NRENRE
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year | ₹1,000 – ₹3,00,00,000 | 7.00% |
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year 1 day to 1 year 9 months | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 1 year 9 months 1 day to less than 2 years | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 2 years to less than 3 years | ₹1,000 – ₹3,00,00,000 | 7.45% |
| 3 years to less than 5 years | ₹1,000 – ₹3,00,00,000 | 7.25% |
| 5 years to up to 10 years | ₹1,000 – ₹3,00,00,000 | 5.85% |
NRONRO
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 days to 14 days | ₹1,000 – ₹3,00,00,000 | 2.95% |
| 15 days to 30 days | ₹1,000 – ₹3,00,00,000 | 2.95% |
| 31 days to less than 2 months | ₹1,000 – ₹3,00,00,000 | 3.45% |
| 2 months to less than 3 months | ₹1,000 – ₹3,00,00,000 | 4.20% |
| 3 months to less than 6 months | ₹1,000 – ₹3,00,00,000 | 4.20% |
| 6 months to less than 1 year | ₹1,000 – ₹3,00,00,000 | 4.20% |
| 1 year | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 1 year 1 day to 1 year 9 months | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 1 year 9 months 1 day to less than 2 years | ₹1,000 – ₹3,00,00,000 | 7.00% |
| 2 years to less than 3 years | ₹1,000 – ₹3,00,00,000 | 7.45% |
| 3 years to less than 5 years | ₹1,000 – ₹3,00,00,000 | 7.25% |
| 5 years to up to 10 years | ₹1,000 – ₹3,00,00,000 | 5.85% |
NRI recurring deposits
NRE RDNRE_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 yearinherited_from_fd | ₹100 and above | 7.00% |
| 1 year 1 day to 1 year 9 monthsinherited_from_fd | ₹100 and above | 7.00% |
| 1 year 9 months 1 day to less than 2 yearsinherited_from_fd | ₹100 and above | 7.00% |
| 2 years to less than 3 yearsinherited_from_fd | ₹100 and above | 7.45% |
| 3 years to less than 5 yearsinherited_from_fd | ₹100 and above | 7.25% |
| 5 years to up to 10 yearsinherited_from_fd | ₹100 and above | 5.85% |
NRO RDNRO_RD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months to less than 1 yearinherited_from_fd | ₹100 and above | 4.20% |
| 1 yearinherited_from_fd | ₹100 and above | 7.00% |
| 1 year 1 day to 1 year 9 monthsinherited_from_fd | ₹100 and above | 7.00% |
| 1 year 9 months 1 day to less than 2 yearsinherited_from_fd | ₹100 and above | 7.00% |
| 2 years to less than 3 yearsinherited_from_fd | ₹100 and above | 7.45% |
| 3 years to less than 5 yearsinherited_from_fd | ₹100 and above | 7.25% |
| 5 years to up to 10 yearsinherited_from_fd | ₹100 and above | 5.85% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year only | up to USD 1,000,000 | 3.50% |
| 1 year only | USD 1,000,000 and above | 3.50% |
| 1 year 1 day to < 2 years | up to USD 1,000,000 | 3.50% |
| 1 year 1 day to < 2 years | USD 1,000,000 and above | 3.50% |
| 2 years to < 3 years | up to USD 1,000,000 | 3.50% |
| 2 years to < 3 years | USD 1,000,000 and above | 3.50% |
FCNR · GBP · CallableFCNR_GBP
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year to < 2 years | — | 3.48% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years to < 4 years | up to USD 1,000,000 | 7.00% |
| 3 years to < 4 years | USD 1,000,000 and above | 7.10% |
| 4 years to < 5 years | up to USD 1,000,000 | 7.00% |
| 4 years to < 5 years | USD 1,000,000 and above | 7.10% |
| 5 years only | up to USD 1,000,000 | 7.00% |
| 5 years only | USD 1,000,000 and above | 7.10% |
If you break it early
Not yet verified
We have not read and recorded Bandhan Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Bandhan Bank
42 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-04
Recurring deposits
- RD · SSCsource ↗checked 2026-07-22
Auto-sweep
NRI deposits
- NRE · Non-Callablesource ↗checked 2026-07-22
- NRO · Non-Callablesource ↗checked 2026-07-22
- RFC · AUD (returned NRI)source ↗checked 2026-07-20
- RFC · CAD (returned NRI)source ↗checked 2026-07-20
- RFC · CHF (returned NRI)source ↗checked 2026-07-20
- RFC · EUR (returned NRI)source ↗checked 2026-07-20
- RFC · GBP (returned NRI)source ↗checked 2026-07-20
- RFC · HKD (returned NRI)source ↗checked 2026-07-20
- RFC · NZD (returned NRI)source ↗checked 2026-07-20
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)source ↗checked 2026-07-20
- RFC · USD (returned NRI)source ↗checked 2026-07-20
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-20
- RFC Savings (returned NRI)source ↗checked 2026-07-20
FCNR — callable
- FCNR · AUD · Callablesource ↗checked 2026-07-22
- FCNR · CAD · Callablesource ↗checked 2026-07-22
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · EUR · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-22
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22
FCNR — non-callable
- FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
- FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
- FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
- FCNR · GBP · Non-Callablesource ↗checked 2026-07-04
- FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
- FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
- FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
- FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22
Financial healthQ4FY26
Full transparency report →- GNPA
- 3.90%
- NNPA
- 0.95%
- CAR
- 16.60%
- CASA
- 30.60%
- ROA
- 1.20%
- ROE
- 10.00%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Bandhan Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 135 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.