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Bandhan BankPrivate sector bank

Bandhan Bank
every deposit rate, in one place.

Every product Bandhan Bank publishes — fixed, recurring, tax-saver, savings, sweep, NRE, NRO, FCNR and RFC — each with the bank's own tenure wording, its own amount slab and the w.e.f. date that governs it. Sourced from the bank's official pages. We never restate a rate the bank did not print.

Products published
16
Live rate rows
135
Rate cards
17
Newest w.e.f.
2026-07-01

Jump to a product

Fixed deposits

Tax-saver deposits (80C)

Recurring deposits

Savings accounts

NRI deposits

NRI recurring deposits

FCNR — callable

FCNR — non-callable

What we know is incomplete on this page

  • 1 product live under more than one w.e.f.. NRE (2). Each date is shown as its own rate card, because a single table blending several w.e.f. dates is a table the bank never published.

Fixed deposits

FD · GeneralFD

w.e.f. 2026-06-2012 rows
View source — product page
FD · General rates — w.e.f. 2026-06-20
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 days to 14 days₹1,000 – ₹3,00,00,0002.95%
15 days to 30 days₹1,000 – ₹3,00,00,0002.95%
31 days to less than 2 months₹1,000 – ₹3,00,00,0003.45%
2 months to less than 3 months₹1,000 – ₹3,00,00,0004.20%
3 months to less than 6 months₹1,000 – ₹3,00,00,0004.20%
6 months to less than 1 year₹1,000 – ₹3,00,00,0004.20%
1 year₹1,000 – ₹3,00,00,0007.00%
1 year 1 day to 1 year 9 months₹1,000 – ₹3,00,00,0007.00%
1 year 9 months 1 day to less than 2 years₹1,000 – ₹3,00,00,0007.00%
2 years to less than 3 years₹1,000 – ₹3,00,00,0007.45%
3 years to less than 5 years₹1,000 – ₹3,00,00,0007.25%
5 years to up to 10 years₹1,000 – ₹3,00,00,0005.85%

FD · Senior CitizenFD_SC

w.e.f. 2026-06-2012 rows
View source — product page
FD · Senior Citizen rates — w.e.f. 2026-06-20
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 days to 14 days₹1,000 – ₹3,00,00,0003.70%
15 days to 30 days₹1,000 – ₹3,00,00,0003.70%
31 days to less than 2 months₹1,000 – ₹3,00,00,0004.20%
2 months to less than 3 months₹1,000 – ₹3,00,00,0004.95%
3 months to less than 6 months₹1,000 – ₹3,00,00,0004.95%
6 months to less than 1 year₹1,000 – ₹3,00,00,0004.95%
1 year₹1,000 – ₹3,00,00,0007.50%
1 year 1 day to 1 year 9 months₹1,000 – ₹3,00,00,0007.50%
1 year 9 months 1 day to less than 2 years₹1,000 – ₹3,00,00,0007.50%
2 years to less than 3 years₹1,000 – ₹3,00,00,0007.95%
3 years to less than 5 years₹1,000 – ₹3,00,00,0007.75%
5 years to up to 10 years₹1,000 – ₹3,00,00,0006.60%

Tax-saver deposits (80C)

Tax SaverFD_TAX

w.e.f. 2025-08-091 row
View source — product page
Tax Saver rates — w.e.f. 2025-08-09
Tenure (as the bank states it)Amount slabRate (% p.a.)
5 years (Tax Saver, Section 80C)tax_saver_80c₹1,000 – ₹1,50,0006.25%

Tax Saver SCFD_TAX_SC

w.e.f. 2025-08-091 row
View source — product page
Tax Saver SC rates — w.e.f. 2025-08-09
Tenure (as the bank states it)Amount slabRate (% p.a.)
5 years (Tax Saver, Section 80C)tax_saver_80c₹1,000 – ₹1,50,0007.25%

Recurring deposits

RDRD

w.e.f. 2026-06-207 rows
View source — product page
RD rates — w.e.f. 2026-06-20
Tenure (as the bank states it)Amount slabRate (% p.a.)
6 months to less than 1 yearinherited_from_fd₹100 and above4.20%
1 yearinherited_from_fd₹100 and above7.00%
1 year 1 day to 1 year 9 monthsinherited_from_fd₹100 and above7.00%
1 year 9 months 1 day to less than 2 yearsinherited_from_fd₹100 and above7.00%
2 years to less than 3 yearsinherited_from_fd₹100 and above7.45%
3 years to less than 5 yearsinherited_from_fd₹100 and above7.25%
5 years to up to 10 yearsinherited_from_fd₹100 and above5.85%

RD · SCRD_SC

w.e.f. 2026-06-207 rows
View source — product page
RD · SC rates — w.e.f. 2026-06-20
Tenure (as the bank states it)Amount slabRate (% p.a.)
6 months to less than 1 yearinherited_from_fd₹100 and above4.95%
1 yearinherited_from_fd₹100 and above7.50%
1 year 1 day to 1 year 9 monthsinherited_from_fd₹100 and above7.50%
1 year 9 months 1 day to less than 2 yearsinherited_from_fd₹100 and above7.50%
2 years to less than 3 yearsinherited_from_fd₹100 and above7.95%
3 years to less than 5 yearsinherited_from_fd₹100 and above7.75%
5 years to up to 10 yearsinherited_from_fd₹100 and above6.60%

Savings accounts

SavingsSAVINGS

w.e.f. 2026-05-0117 rows
View source — product page
Savings rates — w.e.f. 2026-05-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
[EOD For End-of-Day Balance up to Rs 250 crore] up to Rs 1 lakheod_upto_250cr₹0 – ₹1,00,0002.70%
[EOD For End-of-Day Balance up to Rs 250 crore] above 1 lakh to 5 lakheod_upto_250cr₹1,00,000 – ₹5,00,0002.70%
[EOD For End-of-Day Balance up to Rs 250 crore] above 5 lakh to 10 lakheod_upto_250cr₹5,00,000 – ₹10,00,0006.50%
[EOD For End-of-Day Balance up to Rs 250 crore] above 10 lakh to 50 lakheod_upto_250cr₹10,00,000 – ₹50,00,0005.35%
[EOD For End-of-Day Balance up to Rs 250 crore] above 50 lakh to 5 croreeod_upto_250cr₹50,00,000 – ₹5,00,00,0005.55%
[EOD For End-of-Day Balance up to Rs 250 crore] above 5 crore to 50 croreeod_upto_250cr₹5,00,00,000 – ₹50,00,00,0006.00%
[EOD For End-of-Day Balance up to Rs 250 crore] above 50 crore to 250 croreeod_upto_250cr₹50,00,00,000 – ₹2,50,00,00,0006.00%
[EOD above Rs 250 Crore up to Rs 500 Crore] up to Rs 1 lakheod_250cr_500cr₹0 – ₹1,00,0002.70%
[EOD above Rs 250 Crore up to Rs 500 Crore] Entire balance above Rs 1 lakheod_250cr_500cr₹1,00,000 and above6.15%
[EOD above Rs 500 Crore up to Rs 750 Crore] up to Rs 1 lakheod_500cr_750cr₹0 – ₹1,00,0002.70%
[EOD above Rs 500 Crore up to Rs 750 Crore] Entire balance above Rs 1 lakheod_500cr_750cr₹1,00,000 and above7.35%
[EOD above Rs 750 crore up to Rs 1,000 crore] up to Rs 1 lakheod_750cr_1000cr₹0 – ₹1,00,0002.70%
[EOD above Rs 750 crore up to Rs 1,000 crore] Entire balance above Rs 1 lakheod_750cr_1000cr₹1,00,000 and above7.35%
[EOD above Rs 1,000 Crore up to Rs 1,500 Crore] up to Rs 1 lakheod_1000cr_1500cr₹0 – ₹1,00,0002.70%
[EOD above Rs 1,000 Crore up to Rs 1,500 Crore] Entire balance above Rs 1 lakheod_1000cr_1500cr₹1,00,000 and above7.35%
[EOD above Rs 1,500 Crore] up to Rs 1 lakheod_above_1500cr₹0 – ₹1,00,0002.70%
[EOD above Rs 1,500 Crore] Entire balance above Rs 1 lakheod_above_1500cr₹1,00,000 and above6.15%

NRE SavingsNRE_SAVINGS

w.e.f. 2026-05-0117 rows
View source — product page
NRE Savings rates — w.e.f. 2026-05-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
[EOD For End-of-Day Balance up to Rs 250 crore] up to Rs 1 lakheod_upto_250cr₹0 – ₹1,00,0002.70%
[EOD For End-of-Day Balance up to Rs 250 crore] above 1 lakh to 5 lakheod_upto_250cr₹1,00,000 – ₹5,00,0002.70%
[EOD For End-of-Day Balance up to Rs 250 crore] above 5 lakh to 10 lakheod_upto_250cr₹5,00,000 – ₹10,00,0006.50%
[EOD For End-of-Day Balance up to Rs 250 crore] above 10 lakh to 50 lakheod_upto_250cr₹10,00,000 – ₹50,00,0005.35%
[EOD For End-of-Day Balance up to Rs 250 crore] above 50 lakh to 5 croreeod_upto_250cr₹50,00,000 – ₹5,00,00,0005.55%
[EOD For End-of-Day Balance up to Rs 250 crore] above 5 crore to 50 croreeod_upto_250cr₹5,00,00,000 – ₹50,00,00,0006.00%
[EOD For End-of-Day Balance up to Rs 250 crore] above 50 crore to 250 croreeod_upto_250cr₹50,00,00,000 – ₹2,50,00,00,0006.00%
[EOD above Rs 250 Crore up to Rs 500 Crore] up to Rs 1 lakheod_250cr_500cr₹0 – ₹1,00,0002.70%
[EOD above Rs 250 Crore up to Rs 500 Crore] Entire balance above Rs 1 lakheod_250cr_500cr₹1,00,000 and above6.15%
[EOD above Rs 500 Crore up to Rs 750 Crore] up to Rs 1 lakheod_500cr_750cr₹0 – ₹1,00,0002.70%
[EOD above Rs 500 Crore up to Rs 750 Crore] Entire balance above Rs 1 lakheod_500cr_750cr₹1,00,000 and above7.35%
[EOD above Rs 750 crore up to Rs 1,000 crore] up to Rs 1 lakheod_750cr_1000cr₹0 – ₹1,00,0002.70%
[EOD above Rs 750 crore up to Rs 1,000 crore] Entire balance above Rs 1 lakheod_750cr_1000cr₹1,00,000 and above7.35%
[EOD above Rs 1,000 Crore up to Rs 1,500 Crore] up to Rs 1 lakheod_1000cr_1500cr₹0 – ₹1,00,0002.70%
[EOD above Rs 1,000 Crore up to Rs 1,500 Crore] Entire balance above Rs 1 lakheod_1000cr_1500cr₹1,00,000 and above7.35%
[EOD above Rs 1,500 Crore] up to Rs 1 lakheod_above_1500cr₹0 – ₹1,00,0002.70%
[EOD above Rs 1,500 Crore] Entire balance above Rs 1 lakheod_above_1500cr₹1,00,000 and above6.15%

NRO SavingsNRO_SAVINGS

w.e.f. 2026-05-0117 rows
View source — product page
NRO Savings rates — w.e.f. 2026-05-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
[EOD For End-of-Day Balance up to Rs 250 crore] up to Rs 1 lakheod_upto_250cr₹0 – ₹1,00,0002.70%
[EOD For End-of-Day Balance up to Rs 250 crore] above 1 lakh to 5 lakheod_upto_250cr₹1,00,000 – ₹5,00,0002.70%
[EOD For End-of-Day Balance up to Rs 250 crore] above 5 lakh to 10 lakheod_upto_250cr₹5,00,000 – ₹10,00,0006.50%
[EOD For End-of-Day Balance up to Rs 250 crore] above 10 lakh to 50 lakheod_upto_250cr₹10,00,000 – ₹50,00,0005.35%
[EOD For End-of-Day Balance up to Rs 250 crore] above 50 lakh to 5 croreeod_upto_250cr₹50,00,000 – ₹5,00,00,0005.55%
[EOD For End-of-Day Balance up to Rs 250 crore] above 5 crore to 50 croreeod_upto_250cr₹5,00,00,000 – ₹50,00,00,0006.00%
[EOD For End-of-Day Balance up to Rs 250 crore] above 50 crore to 250 croreeod_upto_250cr₹50,00,00,000 – ₹2,50,00,00,0006.00%
[EOD above Rs 250 Crore up to Rs 500 Crore] up to Rs 1 lakheod_250cr_500cr₹0 – ₹1,00,0002.70%
[EOD above Rs 250 Crore up to Rs 500 Crore] Entire balance above Rs 1 lakheod_250cr_500cr₹1,00,000 and above6.15%
[EOD above Rs 500 Crore up to Rs 750 Crore] up to Rs 1 lakheod_500cr_750cr₹0 – ₹1,00,0002.70%
[EOD above Rs 500 Crore up to Rs 750 Crore] Entire balance above Rs 1 lakheod_500cr_750cr₹1,00,000 and above7.35%
[EOD above Rs 750 crore up to Rs 1,000 crore] up to Rs 1 lakheod_750cr_1000cr₹0 – ₹1,00,0002.70%
[EOD above Rs 750 crore up to Rs 1,000 crore] Entire balance above Rs 1 lakheod_750cr_1000cr₹1,00,000 and above7.35%
[EOD above Rs 1,000 Crore up to Rs 1,500 Crore] up to Rs 1 lakheod_1000cr_1500cr₹0 – ₹1,00,0002.70%
[EOD above Rs 1,000 Crore up to Rs 1,500 Crore] Entire balance above Rs 1 lakheod_1000cr_1500cr₹1,00,000 and above7.35%
[EOD above Rs 1,500 Crore] up to Rs 1 lakheod_above_1500cr₹0 – ₹1,00,0002.70%
[EOD above Rs 1,500 Crore] Entire balance above Rs 1 lakheod_above_1500cr₹1,00,000 and above6.15%

NRI deposits

NRENRE

2 w.e.f. dates live at once
w.e.f. 2026-06-24rate card 1 of 21 row
View source — product page
NRE rates — w.e.f. 2026-06-24
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year₹1,000 – ₹3,00,00,0007.00%
w.e.f. 2026-06-20rate card 2 of 25 rows
View source — product page
NRE rates — w.e.f. 2026-06-20
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year 1 day to 1 year 9 months₹1,000 – ₹3,00,00,0007.00%
1 year 9 months 1 day to less than 2 years₹1,000 – ₹3,00,00,0007.00%
2 years to less than 3 years₹1,000 – ₹3,00,00,0007.45%
3 years to less than 5 years₹1,000 – ₹3,00,00,0007.25%
5 years to up to 10 years₹1,000 – ₹3,00,00,0005.85%

NRONRO

w.e.f. 2026-06-2012 rows
View source — product page
NRO rates — w.e.f. 2026-06-20
Tenure (as the bank states it)Amount slabRate (% p.a.)
7 days to 14 days₹1,000 – ₹3,00,00,0002.95%
15 days to 30 days₹1,000 – ₹3,00,00,0002.95%
31 days to less than 2 months₹1,000 – ₹3,00,00,0003.45%
2 months to less than 3 months₹1,000 – ₹3,00,00,0004.20%
3 months to less than 6 months₹1,000 – ₹3,00,00,0004.20%
6 months to less than 1 year₹1,000 – ₹3,00,00,0004.20%
1 year₹1,000 – ₹3,00,00,0007.00%
1 year 1 day to 1 year 9 months₹1,000 – ₹3,00,00,0007.00%
1 year 9 months 1 day to less than 2 years₹1,000 – ₹3,00,00,0007.00%
2 years to less than 3 years₹1,000 – ₹3,00,00,0007.45%
3 years to less than 5 years₹1,000 – ₹3,00,00,0007.25%
5 years to up to 10 years₹1,000 – ₹3,00,00,0005.85%

NRI recurring deposits

NRE RDNRE_RD

w.e.f. 2026-06-206 rows
View source — product page
NRE RD rates — w.e.f. 2026-06-20
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 yearinherited_from_fd₹100 and above7.00%
1 year 1 day to 1 year 9 monthsinherited_from_fd₹100 and above7.00%
1 year 9 months 1 day to less than 2 yearsinherited_from_fd₹100 and above7.00%
2 years to less than 3 yearsinherited_from_fd₹100 and above7.45%
3 years to less than 5 yearsinherited_from_fd₹100 and above7.25%
5 years to up to 10 yearsinherited_from_fd₹100 and above5.85%

NRO RDNRO_RD

w.e.f. 2026-06-207 rows
View source — product page
NRO RD rates — w.e.f. 2026-06-20
Tenure (as the bank states it)Amount slabRate (% p.a.)
6 months to less than 1 yearinherited_from_fd₹100 and above4.20%
1 yearinherited_from_fd₹100 and above7.00%
1 year 1 day to 1 year 9 monthsinherited_from_fd₹100 and above7.00%
1 year 9 months 1 day to less than 2 yearsinherited_from_fd₹100 and above7.00%
2 years to less than 3 yearsinherited_from_fd₹100 and above7.45%
3 years to less than 5 yearsinherited_from_fd₹100 and above7.25%
5 years to up to 10 yearsinherited_from_fd₹100 and above5.85%

FCNR — callable

FCNR · USD · CallableFCNR_USD

w.e.f. 2026-07-01USD6 rows
View source — product page
FCNR · USD · Callable rates — w.e.f. 2026-07-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year onlyup to USD 1,000,0003.50%
1 year onlyUSD 1,000,000 and above3.50%
1 year 1 day to < 2 yearsup to USD 1,000,0003.50%
1 year 1 day to < 2 yearsUSD 1,000,000 and above3.50%
2 years to < 3 yearsup to USD 1,000,0003.50%
2 years to < 3 yearsUSD 1,000,000 and above3.50%

FCNR · GBP · CallableFCNR_GBP

w.e.f. 2026-07-01GBP1 row
View source — product page
FCNR · GBP · Callable rates — w.e.f. 2026-07-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
1 year to < 2 years3.48%

FCNR — non-callable

FCNR · USD · Non-CallableFCNR_USD_NC

w.e.f. 2026-07-01USD6 rows
View source — product page
FCNR · USD · Non-Callable rates — w.e.f. 2026-07-01
Tenure (as the bank states it)Amount slabRate (% p.a.)
3 years to < 4 yearsup to USD 1,000,0007.00%
3 years to < 4 yearsUSD 1,000,000 and above7.10%
4 years to < 5 yearsup to USD 1,000,0007.00%
4 years to < 5 yearsUSD 1,000,000 and above7.10%
5 years onlyup to USD 1,000,0007.00%
5 years onlyUSD 1,000,000 and above7.10%

If you break it early

Not yet verified

We have not read and recorded Bandhan Bank’s premature-withdrawal terms for FD · General, FD · Senior Citizen, Tax Saver, Tax Saver SC, RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · USD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.

Not offered by Bandhan Bank

42 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.

Fixed deposits

Tax-saver deposits (80C)

Recurring deposits

Auto-sweep

NRI deposits

  • NRE · Non-Callablesource ↗checked 2026-07-22
  • NRO · Non-Callablesource ↗checked 2026-07-22
  • RFC · AUD (returned NRI)source ↗checked 2026-07-20
  • RFC · CAD (returned NRI)source ↗checked 2026-07-20
  • RFC · CHF (returned NRI)source ↗checked 2026-07-20
  • RFC · EUR (returned NRI)source ↗checked 2026-07-20
  • RFC · GBP (returned NRI)source ↗checked 2026-07-20
  • RFC · HKD (returned NRI)source ↗checked 2026-07-20
  • RFC · NZD (returned NRI)source ↗checked 2026-07-20
  • RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
  • RFC · SGD (returned NRI)source ↗checked 2026-07-20
  • RFC · USD (returned NRI)source ↗checked 2026-07-20
  • RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-20
  • RFC Savings (returned NRI)source ↗checked 2026-07-20

FCNR — callable

  • FCNR · AUD · Callablesource ↗checked 2026-07-22
  • FCNR · CAD · Callablesource ↗checked 2026-07-22
  • FCNR · CHF · Callablesource ↗checked 2026-07-22
  • FCNR · EUR · Callablesource ↗checked 2026-07-22
  • FCNR · HKD · Callablesource ↗checked 2026-07-22
  • FCNR · NZD · Callablesource ↗checked 2026-07-22
  • FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
  • FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
  • FCNR · SGD · Callablesource ↗checked 2026-07-22
  • FCNR · YEN (JPY) · Callablesource ↗checked 2026-07-22

FCNR — non-callable

  • FCNR · AUD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · CAD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · CHF · Non-Callablesource ↗checked 2026-07-22
  • FCNR · EUR · Non-Callablesource ↗checked 2026-07-22
  • FCNR · GBP · Non-Callablesource ↗checked 2026-07-04
  • FCNR · HKD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · NZD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · SGD · Non-Callablesource ↗checked 2026-07-22
  • FCNR · YEN (JPY) · Non-Callablesource ↗checked 2026-07-22

Financial healthQ4FY26

Full transparency report →
GNPA
3.90%
NNPA
0.95%
CAR
16.60%
CASA
30.60%
ROA
1.20%
ROE
10.00%

How to read this page

  • Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Bandhan Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
  • One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
  • Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
  • Only approved, current rows appear. 135 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.

MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.