Fixed deposits
FD · GeneralFD
w.e.f. 2026-08-1718 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 - 14 days | ₹5,000 – ₹3,00,00,000 | 3.00% |
| 15 - 29 days | ₹5,000 – ₹3,00,00,000 | 3.00% |
| 30 - 45 days | ₹5,000 – ₹3,00,00,000 | 3.25% |
| 46 - 60 days | ₹5,000 – ₹3,00,00,000 | 4.00% |
| 61 days - 87 days | ₹5,000 – ₹3,00,00,000 | 4.75% |
| 88 days - 3 months 24 days | ₹5,000 – ₹3,00,00,000 | 5.00% |
| 3 months 25 days < 4 months | ₹5,000 – ₹3,00,00,000 | 5.00% |
| 4 months < 6 months | ₹5,000 – ₹3,00,00,000 | 5.00% |
| 6 months < 9 months | ₹5,000 – ₹3,00,00,000 | 5.50% |
| 9 months < 1 year | ₹5,000 – ₹3,00,00,000 | 5.75% |
| 1 year - 1 year 10 days | ₹5,000 – ₹3,00,00,000 | 6.25% |
| 1 year 11 days < 13 months | ₹5,000 – ₹3,00,00,000 | 6.25% |
| 13 months < 15 months | ₹5,000 – ₹3,00,00,000 | 6.25% |
| 15 months < 18 months | ₹5,000 – ₹3,00,00,000 | 6.45% |
| 18 months < 2 years | ₹5,000 – ₹3,00,00,000 | 6.50% |
| 2 years < 3 years | ₹5,000 – ₹3,00,00,000 | 6.50% |
| 3 years < 5 years | ₹5,000 – ₹3,00,00,000 | 6.50% |
| 5 years to 10 years | ₹5,000 – ₹3,00,00,000 | 6.50% |
FD · Senior CitizenFD_SC
w.e.f. 2026-08-1718 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 - 14 days | ₹5,000 – ₹3,00,00,000 | 3.50% |
| 15 - 29 days | ₹5,000 – ₹3,00,00,000 | 3.50% |
| 30 - 45 days | ₹5,000 – ₹3,00,00,000 | 3.75% |
| 46 - 60 days | ₹5,000 – ₹3,00,00,000 | 4.50% |
| 61 days - 87 days | ₹5,000 – ₹3,00,00,000 | 5.25% |
| 88 days - 3 months 24 days | ₹5,000 – ₹3,00,00,000 | 5.50% |
| 3 months 25 days < 4 months | ₹5,000 – ₹3,00,00,000 | 5.50% |
| 4 months < 6 months | ₹5,000 – ₹3,00,00,000 | 5.50% |
| 6 months < 9 months | ₹5,000 – ₹3,00,00,000 | 6.00% |
| 9 months < 1 year | ₹5,000 – ₹3,00,00,000 | 6.25% |
| 1 year - 1 year 10 days | ₹5,000 – ₹3,00,00,000 | 6.75% |
| 1 year 11 days < 13 months | ₹5,000 – ₹3,00,00,000 | 6.75% |
| 13 months < 15 months | ₹5,000 – ₹3,00,00,000 | 6.75% |
| 15 months < 18 months | ₹5,000 – ₹3,00,00,000 | 6.95% |
| 18 months < 2 years | ₹5,000 – ₹3,00,00,000 | 7.00% |
| 2 years < 3 years | ₹5,000 – ₹3,00,00,000 | 7.00% |
| 3 years < 5 years | ₹5,000 – ₹3,00,00,000 | 7.00% |
| 5 years to 10 years | ₹5,000 – ₹3,00,00,000 | 7.25% |
Tax-saver deposits (80C)
Tax SaverFD_TAX
w.e.f. 2026-08-171 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 calendar years | ₹100 – ₹1,50,000 | 6.50% |
Tax Saver SCFD_TAX_SC
w.e.f. 2026-08-171 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 5 calendar years | ₹100 – ₹1,50,000 | 7.25% |
Recurring deposits
RDRD
w.e.f. 2025-12-2212 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months | ₹500 – ₹3,00,00,000 | 5.50% |
| 9 months | ₹500 – ₹3,00,00,000 | 5.75% |
| 12 months | ₹500 – ₹3,00,00,000 | 6.25% |
| 15 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 18 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 21 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 24 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 30 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 36 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 48 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 60 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 120 months | ₹500 – ₹3,00,00,000 | 6.45% |
RD · SCRD_SC
w.e.f. 2025-12-2212 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months | ₹500 – ₹3,00,00,000 | 6.00% |
| 9 months | ₹500 – ₹3,00,00,000 | 6.25% |
| 12 months | ₹500 – ₹3,00,00,000 | 6.75% |
| 15 months | ₹500 – ₹3,00,00,000 | 6.95% |
| 18 months | ₹500 – ₹3,00,00,000 | 6.95% |
| 21 months | ₹500 – ₹3,00,00,000 | 6.95% |
| 24 months | ₹500 – ₹3,00,00,000 | 6.95% |
| 30 months | ₹500 – ₹3,00,00,000 | 6.95% |
| 36 months | ₹500 – ₹3,00,00,000 | 6.95% |
| 48 months | ₹500 – ₹3,00,00,000 | 6.95% |
| 60 months | ₹500 – ₹3,00,00,000 | 7.20% |
| 120 months | ₹500 – ₹3,00,00,000 | 7.20% |
Savings accounts
SavingsSAVINGS
w.e.f. 2026-04-031 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | ₹0 – ₹20,00,00,00,000 | 2.50% |
NRE SavingsNRE_SAVINGS
w.e.f. 2026-04-031 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| tenure wording not captured | ₹0 – ₹20,00,00,00,000 | 2.50% |
NRO SavingsNRO_SAVINGS
w.e.f. 2026-04-031 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| tenure wording not captured | ₹0 – ₹20,00,00,00,000 | 2.50% |
NRI deposits
NRENRE
w.e.f. 2026-07-248 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year – 1 year 10 days | ₹10,000 – ₹3,00,00,000 | 6.25% |
| 1 year 11 days < 13 months | ₹10,000 – ₹3,00,00,000 | 6.25% |
| 13 months < 15 months | ₹10,000 – ₹3,00,00,000 | 6.25% |
| 15 months < 18 months | ₹10,000 – ₹3,00,00,000 | 6.45% |
| 18 Months < 2 years | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 2 years < 3 years | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 3 years < 5 years | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 5 years to 10 years | ₹10,000 – ₹3,00,00,000 | 6.50% |
NRONRO
w.e.f. 2026-07-2418 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 7 – 14 days | ₹10,000 – ₹3,00,00,000 | 3.00% |
| 15 – 29 days | ₹10,000 – ₹3,00,00,000 | 3.00% |
| 30 – 45 days | ₹10,000 – ₹3,00,00,000 | 3.25% |
| 46 – 60 days | ₹10,000 – ₹3,00,00,000 | 4.00% |
| 61 days - 87 days | ₹10,000 – ₹3,00,00,000 | 4.75% |
| 88 days – 3 months 24 days | ₹10,000 – ₹3,00,00,000 | 5.00% |
| 3 months 25 days < 4 months | ₹10,000 – ₹3,00,00,000 | 5.00% |
| 4 months < 6 months | ₹10,000 – ₹3,00,00,000 | 5.00% |
| 6 months < 9 months | ₹10,000 – ₹3,00,00,000 | 5.50% |
| 9 months < 1 year | ₹10,000 – ₹3,00,00,000 | 5.75% |
| 1 year – 1 year 10 days | ₹10,000 – ₹3,00,00,000 | 6.25% |
| 1 year 11 days < 13 months | ₹10,000 – ₹3,00,00,000 | 6.25% |
| 13 months < 15 months | ₹10,000 – ₹3,00,00,000 | 6.25% |
| 15 months < 18 months | ₹10,000 – ₹3,00,00,000 | 6.45% |
| 18 Months < 2 years | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 2 years < 3 years | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 3 years < 5 years | ₹10,000 – ₹3,00,00,000 | 6.50% |
| 5 years to 10 years | ₹10,000 – ₹3,00,00,000 | 6.50% |
RFC · USD (returned NRI)RFC_USD
w.e.f. 2026-03-02USD16 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 30 days < 3 months | up to USD 1,000,000 | 0.15% |
| 30 days < 3 months | USD 1,000,000 and above | 0.15% |
| 3 months < 6 months | up to USD 1,000,000 | 0.25% |
| 3 months < 6 months | USD 1,000,000 and above | 0.25% |
| 6 months < 1 year | up to USD 1,000,000 | 0.30% |
| 6 months < 1 year | USD 1,000,000 and above | 0.30% |
| 1 year < 2 years | up to USD 1,000,000 | 4.00% |
| 1 year < 2 years | USD 1,000,000 and above | 4.00% |
| 2 years < 3 years | up to USD 1,000,000 | 3.50% |
| 2 years < 3 years | USD 1,000,000 and above | 3.50% |
| 3 years < 4 years | up to USD 1,000,000 | 3.25% |
| 3 years < 4 years | USD 1,000,000 and above | 3.25% |
| 4 years < 5 years | up to USD 1,000,000 | 2.95% |
| 4 years < 5 years | USD 1,000,000 and above | 2.95% |
| 5 years | up to USD 1,000,000 | 2.95% |
| 5 years | USD 1,000,000 and above | 2.95% |
RFC · GBP (returned NRI)RFC_GBP
w.e.f. 2026-03-02GBP8 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 30 days < 3 months | — | 0.15% |
| 3 months < 6 months | — | 0.15% |
| 6 months < 1 year | — | 0.15% |
| 1 year < 2 years | — | 4.10% |
| 2 years < 3 years | — | 3.65% |
| 3 years < 4 years | — | 0.01% |
| 4 years < 5 years | — | 0.01% |
| 5 years | — | 0.01% |
RFC · EUR (returned NRI)RFC_EUR
w.e.f. 2026-03-02EUR8 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 30 days < 3 months | — | 0.01% |
| 3 months < 6 months | — | 0.01% |
| 6 months < 1 year | — | 0.01% |
| 1 year < 2 years | — | 1.65% |
| 2 years < 3 years | — | 0.01% |
| 3 years < 4 years | — | 0.01% |
| 4 years < 5 years | — | 0.01% |
| 5 years | — | 0.01% |
RFC · AUD (returned NRI)RFC_AUD
w.e.f. 2026-03-02AUD8 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 30 days < 3 months | — | 0.30% |
| 3 months < 6 months | — | 0.30% |
| 6 months < 1 year | — | 0.30% |
| 1 year < 2 years | — | 3.75% |
| 2 years < 3 years | — | 3.60% |
| 3 years < 4 years | — | 3.15% |
| 4 years < 5 years | — | 3.15% |
| 5 years | — | 2.95% |
RFC · CAD (returned NRI)RFC_CAD
w.e.f. 2026-03-02CAD8 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 30 days < 3 months | — | 0.35% |
| 3 months < 6 months | — | 0.35% |
| 6 months < 1 year | — | 0.35% |
| 1 year < 2 years | — | 2.30% |
| 2 years < 3 years | — | 2.20% |
| 3 years < 4 years | — | 2.10% |
| 4 years < 5 years | — | 1.95% |
| 5 years | — | 1.75% |
RFC Savings (returned NRI)RFC_SAVINGS
w.e.f. 2024-03-10AUDrate card 1 of 51 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.30% |
w.e.f. 2024-03-10CADrate card 2 of 51 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.35% |
w.e.f. 2024-03-10EURrate card 3 of 51 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.01% |
w.e.f. 2024-03-10GBPrate card 4 of 51 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.15% |
w.e.f. 2024-03-10USDrate card 5 of 51 row
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| on-call | — | 0.15% |
NRI recurring deposits
NRE RDNRE_RD
w.e.f. 2025-12-2210 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 12 months | ₹500 – ₹3,00,00,000 | 6.25% |
| 15 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 18 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 21 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 24 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 30 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 36 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 48 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 60 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 120 months | ₹500 – ₹3,00,00,000 | 6.45% |
NRO RDNRO_RD
w.e.f. 2025-12-2212 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 6 months | ₹500 – ₹3,00,00,000 | 5.50% |
| 9 months | ₹500 – ₹3,00,00,000 | 5.75% |
| 12 months | ₹500 – ₹3,00,00,000 | 6.25% |
| 15 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 18 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 21 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 24 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 30 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 36 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 48 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 60 months | ₹500 – ₹3,00,00,000 | 6.45% |
| 120 months | ₹500 – ₹3,00,00,000 | 6.45% |
FCNR — callable
FCNR · USD · CallableFCNR_USD
w.e.f. 2026-07-18USD4 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year < 2 years | up to USD 1,000,000 | 4.00% |
| 1 year < 2 years | USD 1,000,000 and above | 4.00% |
| 2 years < 3 years | up to USD 1,000,000 | 3.50% |
| 2 years < 3 years | USD 1,000,000 and above | 3.50% |
FCNR · GBP · CallableFCNR_GBP
w.e.f. 2026-07-18GBP2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year < 2 years | — | 4.10% |
| 2 years < 3 years | — | 3.65% |
FCNR · EUR · CallableFCNR_EUR
w.e.f. 2026-07-18EUR2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year < 2 years | — | 1.65% |
| 2 years < 3 years | — | 0.01% |
FCNR · YEN (JPY) · CallableFCNR_JPY
w.e.f. 2026-07-18JPY2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year < 2 years | — | 0.01% |
| 2 years < 3 years | — | 0.01% |
FCNR · CAD · CallableFCNR_CAD
w.e.f. 2026-07-18CAD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year < 2 years | — | 2.30% |
| 2 years < 3 years | — | 2.20% |
FCNR · AUD · CallableFCNR_AUD
w.e.f. 2026-07-18AUD2 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 1 year < 2 years | — | 3.75% |
| 2 years < 3 years | — | 3.60% |
FCNR — non-callable
FCNR · USD · Non-CallableFCNR_USD_NC
w.e.f. 2026-07-18USD6 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years < 4 years | up to USD 1,000,000 | 6.00% |
| 3 years < 4 years | USD 1,000,000 and above | 6.00% |
| 4 years < 5 years | up to USD 1,000,000 | 6.00% |
| 4 years < 5 years | USD 1,000,000 and above | 6.00% |
| 5 years | up to USD 1,000,000 | 6.00% |
| 5 years | USD 1,000,000 and above | 6.00% |
FCNR · GBP · Non-CallableFCNR_GBP_NC
w.e.f. 2026-07-18GBP3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years < 4 years | — | 5.90% |
| 4 years < 5 years | — | 5.90% |
| 5 years | — | 5.90% |
FCNR · EUR · Non-CallableFCNR_EUR_NC
w.e.f. 2026-07-18EUR3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years < 4 years | — | 4.50% |
| 4 years < 5 years | — | 4.55% |
| 5 years | — | 4.55% |
FCNR · YEN (JPY) · Non-CallableFCNR_JPY_NC
w.e.f. 2026-07-18JPY3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years < 4 years | — | 0.01% |
| 4 years < 5 years | — | 0.01% |
| 5 years | — | 0.01% |
FCNR · CAD · Non-CallableFCNR_CAD_NC
w.e.f. 2026-07-18CAD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years < 4 years | — | 4.50% |
| 4 years < 5 years | — | 4.50% |
| 5 years | — | 4.50% |
FCNR · AUD · Non-CallableFCNR_AUD_NC
w.e.f. 2026-07-18AUD3 rows
View source — product page ↗| Tenure (as the bank states it) | Amount slab | Rate (% p.a.) |
|---|---|---|
| 3 years < 4 years | — | 6.25% |
| 4 years < 5 years | — | 6.25% |
| 5 years | — | 6.25% |
If you break it early
Breaking this deposit early — FD · General
Every band Axis Bank publishes for premature closure of FD · General, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹5,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹5,000 to under ₹3 crore | 0 days to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5,000 to under ₹3 crore | 7 days to 14 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5,000 to under ₹3 crore | 15 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹5,000 to under ₹3 crore · 0 days to 6 days
“Targeted semantic extract captured from the official Axis Bank pages on 2026-08-20 after telemetry was persisted and before schema remediation. Raw parent: captures/fixed-deposits-current.html (SHA-256 443a5a91ff73784f361659d42264b551e7c8c370d260aff1d1b18ef47c492c79) Official URL: https://www.axis.bank.in/deposits/fixed-deposits For Rupee Term Deposits of a contracted amount less than ₹5 crores opened/renewed on or after May 1, 2014 (including Flexi Deposits), interest rate will be 1.00% below the card rate, prevailing as on the date of deposit, as applicable for the period the deposit has remained with the bank. However, for Rupee Term Deposits closing within 7 days from the date of booking of the deposit, no interest will be applicable and for Rupee Term Deposits closing within 7-14 days from the date of booking of the deposit, the interest rate will be the rate applicable for the period the deposit has remained with the bank. For Rupee Term Deposits of a contracted amount less than ₹5 crores opened/renewed on or after December 15, 2017 (including Flexi Deposits), for the first partial withdrawal with value <= 25% of the Term Deposit’s original principal value, Premature Closure Penalty Rate will not be applicable. For subsequent partial withdrawals, Premature Closure Penalty Rate will be applicable on the entire withdrawal amount. For the partial withdrawal with value > 25% of Term Deposit original principal value, Premature Closure Penalty Rate will be applicable for the entire withdrawal amount. However, for Rupee Term Deposits closing within 14 days from the date of booking of the deposit, the interest rate shall be the rate applicable for the period the deposit has remained with the bank. Raw parent: captures/digital-fixed-deposit.html (SHA-256 b26844429e57a0134c84cc0d2937b6f7f083c3ef1b31677b5faae95412041b75) Official URL: https://www.axis.bank.in/deposits/digital-fixed-deposit No penalty for premature withdrawal up to 25% of the deposit amount.”
Source - ₹5,000 to under ₹3 crore · 0 days to 36500 days
“Targeted semantic extract captured from the official Axis Bank pages on 2026-08-20 after telemetry was persisted and before schema remediation. Raw parent: captures/fixed-deposits-current.html (SHA-256 443a5a91ff73784f361659d42264b551e7c8c370d260aff1d1b18ef47c492c79) Official URL: https://www.axis.bank.in/deposits/fixed-deposits For Rupee Term Deposits of a contracted amount less than ₹5 crores opened/renewed on or after May 1, 2014 (including Flexi Deposits), interest rate will be 1.00% below the card rate, prevailing as on the date of deposit, as applicable for the period the deposit has remained with the bank. However, for Rupee Term Deposits closing within 7 days from the date of booking of the deposit, no interest will be applicable and for Rupee Term Deposits closing within 7-14 days from the date of booking of the deposit, the interest rate will be the rate applicable for the period the deposit has remained with the bank. For Rupee Term Deposits of a contracted amount less than ₹5 crores opened/renewed on or after December 15, 2017 (including Flexi Deposits), for the first partial withdrawal with value <= 25% of the Term Deposit’s original principal value, Premature Closure Penalty Rate will not be applicable. For subsequent partial withdrawals, Premature Closure Penalty Rate will be applicable on the entire withdrawal amount. For the partial withdrawal with value > 25% of Term Deposit original principal value, Premature Closure Penalty Rate will be applicable for the entire withdrawal amount. However, for Rupee Term Deposits closing within 14 days from the date of booking of the deposit, the interest rate shall be the rate applicable for the period the deposit has remained with the bank. Raw parent: captures/digital-fixed-deposit.html (SHA-256 b26844429e57a0134c84cc0d2937b6f7f083c3ef1b31677b5faae95412041b75) Official URL: https://www.axis.bank.in/deposits/digital-fixed-deposit No penalty for premature withdrawal up to 25% of the deposit amount.”
Source - ₹5,000 to under ₹3 crore · 7 days to 14 days
“Targeted semantic extract captured from the official Axis Bank pages on 2026-08-20 after telemetry was persisted and before schema remediation. Raw parent: captures/fixed-deposits-current.html (SHA-256 443a5a91ff73784f361659d42264b551e7c8c370d260aff1d1b18ef47c492c79) Official URL: https://www.axis.bank.in/deposits/fixed-deposits For Rupee Term Deposits of a contracted amount less than ₹5 crores opened/renewed on or after May 1, 2014 (including Flexi Deposits), interest rate will be 1.00% below the card rate, prevailing as on the date of deposit, as applicable for the period the deposit has remained with the bank. However, for Rupee Term Deposits closing within 7 days from the date of booking of the deposit, no interest will be applicable and for Rupee Term Deposits closing within 7-14 days from the date of booking of the deposit, the interest rate will be the rate applicable for the period the deposit has remained with the bank. For Rupee Term Deposits of a contracted amount less than ₹5 crores opened/renewed on or after December 15, 2017 (including Flexi Deposits), for the first partial withdrawal with value <= 25% of the Term Deposit’s original principal value, Premature Closure Penalty Rate will not be applicable. For subsequent partial withdrawals, Premature Closure Penalty Rate will be applicable on the entire withdrawal amount. For the partial withdrawal with value > 25% of Term Deposit original principal value, Premature Closure Penalty Rate will be applicable for the entire withdrawal amount. However, for Rupee Term Deposits closing within 14 days from the date of booking of the deposit, the interest rate shall be the rate applicable for the period the deposit has remained with the bank. Raw parent: captures/digital-fixed-deposit.html (SHA-256 b26844429e57a0134c84cc0d2937b6f7f083c3ef1b31677b5faae95412041b75) Official URL: https://www.axis.bank.in/deposits/digital-fixed-deposit No penalty for premature withdrawal up to 25% of the deposit amount.”
Source - ₹5,000 to under ₹3 crore · 15 days to 36500 days
“Targeted semantic extract captured from the official Axis Bank pages on 2026-08-20 after telemetry was persisted and before schema remediation. Raw parent: captures/fixed-deposits-current.html (SHA-256 443a5a91ff73784f361659d42264b551e7c8c370d260aff1d1b18ef47c492c79) Official URL: https://www.axis.bank.in/deposits/fixed-deposits For Rupee Term Deposits of a contracted amount less than ₹5 crores opened/renewed on or after May 1, 2014 (including Flexi Deposits), interest rate will be 1.00% below the card rate, prevailing as on the date of deposit, as applicable for the period the deposit has remained with the bank. However, for Rupee Term Deposits closing within 7 days from the date of booking of the deposit, no interest will be applicable and for Rupee Term Deposits closing within 7-14 days from the date of booking of the deposit, the interest rate will be the rate applicable for the period the deposit has remained with the bank. For Rupee Term Deposits of a contracted amount less than ₹5 crores opened/renewed on or after December 15, 2017 (including Flexi Deposits), for the first partial withdrawal with value <= 25% of the Term Deposit’s original principal value, Premature Closure Penalty Rate will not be applicable. For subsequent partial withdrawals, Premature Closure Penalty Rate will be applicable on the entire withdrawal amount. For the partial withdrawal with value > 25% of Term Deposit original principal value, Premature Closure Penalty Rate will be applicable for the entire withdrawal amount. However, for Rupee Term Deposits closing within 14 days from the date of booking of the deposit, the interest rate shall be the rate applicable for the period the deposit has remained with the bank. Raw parent: captures/digital-fixed-deposit.html (SHA-256 b26844429e57a0134c84cc0d2937b6f7f083c3ef1b31677b5faae95412041b75) Official URL: https://www.axis.bank.in/deposits/digital-fixed-deposit No penalty for premature withdrawal up to 25% of the deposit amount.”
Source
Breaking this deposit early — FD · Senior Citizen
Every band Axis Bank publishes for premature closure of FD · Senior Citizen, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹5,000 to under ₹3 crore | 0 days to 36500 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5,000 to under ₹3 crore | 0 days to 6 days | no penalty | No interest is paid at all. |
| ₹5,000 to under ₹3 crore | 7 days to 14 days | no penalty | Worked out on the rate for the period you actually ran, not the rate you booked at. |
| ₹5,000 to under ₹3 crore | 15 days to 36500 days | 1% off your rate | Worked out on the rate for the period you actually ran, not the rate you booked at. |
The bank’s own wording
- ₹5,000 to under ₹3 crore · 0 days to 36500 days
“Targeted semantic extract captured from the official Axis Bank pages on 2026-08-20 after telemetry was persisted and before schema remediation. Raw parent: captures/fixed-deposits-current.html (SHA-256 443a5a91ff73784f361659d42264b551e7c8c370d260aff1d1b18ef47c492c79) Official URL: https://www.axis.bank.in/deposits/fixed-deposits For Rupee Term Deposits of a contracted amount less than ₹5 crores opened/renewed on or after May 1, 2014 (including Flexi Deposits), interest rate will be 1.00% below the card rate, prevailing as on the date of deposit, as applicable for the period the deposit has remained with the bank. However, for Rupee Term Deposits closing within 7 days from the date of booking of the deposit, no interest will be applicable and for Rupee Term Deposits closing within 7-14 days from the date of booking of the deposit, the interest rate will be the rate applicable for the period the deposit has remained with the bank. For Rupee Term Deposits of a contracted amount less than ₹5 crores opened/renewed on or after December 15, 2017 (including Flexi Deposits), for the first partial withdrawal with value <= 25% of the Term Deposit’s original principal value, Premature Closure Penalty Rate will not be applicable. For subsequent partial withdrawals, Premature Closure Penalty Rate will be applicable on the entire withdrawal amount. For the partial withdrawal with value > 25% of Term Deposit original principal value, Premature Closure Penalty Rate will be applicable for the entire withdrawal amount. However, for Rupee Term Deposits closing within 14 days from the date of booking of the deposit, the interest rate shall be the rate applicable for the period the deposit has remained with the bank. Raw parent: captures/digital-fixed-deposit.html (SHA-256 b26844429e57a0134c84cc0d2937b6f7f083c3ef1b31677b5faae95412041b75) Official URL: https://www.axis.bank.in/deposits/digital-fixed-deposit No penalty for premature withdrawal up to 25% of the deposit amount.”
Source - ₹5,000 to under ₹3 crore · 0 days to 6 days
“Targeted semantic extract captured from the official Axis Bank pages on 2026-08-20 after telemetry was persisted and before schema remediation. Raw parent: captures/fixed-deposits-current.html (SHA-256 443a5a91ff73784f361659d42264b551e7c8c370d260aff1d1b18ef47c492c79) Official URL: https://www.axis.bank.in/deposits/fixed-deposits For Rupee Term Deposits of a contracted amount less than ₹5 crores opened/renewed on or after May 1, 2014 (including Flexi Deposits), interest rate will be 1.00% below the card rate, prevailing as on the date of deposit, as applicable for the period the deposit has remained with the bank. However, for Rupee Term Deposits closing within 7 days from the date of booking of the deposit, no interest will be applicable and for Rupee Term Deposits closing within 7-14 days from the date of booking of the deposit, the interest rate will be the rate applicable for the period the deposit has remained with the bank. For Rupee Term Deposits of a contracted amount less than ₹5 crores opened/renewed on or after December 15, 2017 (including Flexi Deposits), for the first partial withdrawal with value <= 25% of the Term Deposit’s original principal value, Premature Closure Penalty Rate will not be applicable. For subsequent partial withdrawals, Premature Closure Penalty Rate will be applicable on the entire withdrawal amount. For the partial withdrawal with value > 25% of Term Deposit original principal value, Premature Closure Penalty Rate will be applicable for the entire withdrawal amount. However, for Rupee Term Deposits closing within 14 days from the date of booking of the deposit, the interest rate shall be the rate applicable for the period the deposit has remained with the bank. Raw parent: captures/digital-fixed-deposit.html (SHA-256 b26844429e57a0134c84cc0d2937b6f7f083c3ef1b31677b5faae95412041b75) Official URL: https://www.axis.bank.in/deposits/digital-fixed-deposit No penalty for premature withdrawal up to 25% of the deposit amount.”
Source - ₹5,000 to under ₹3 crore · 7 days to 14 days
“Targeted semantic extract captured from the official Axis Bank pages on 2026-08-20 after telemetry was persisted and before schema remediation. Raw parent: captures/fixed-deposits-current.html (SHA-256 443a5a91ff73784f361659d42264b551e7c8c370d260aff1d1b18ef47c492c79) Official URL: https://www.axis.bank.in/deposits/fixed-deposits For Rupee Term Deposits of a contracted amount less than ₹5 crores opened/renewed on or after May 1, 2014 (including Flexi Deposits), interest rate will be 1.00% below the card rate, prevailing as on the date of deposit, as applicable for the period the deposit has remained with the bank. However, for Rupee Term Deposits closing within 7 days from the date of booking of the deposit, no interest will be applicable and for Rupee Term Deposits closing within 7-14 days from the date of booking of the deposit, the interest rate will be the rate applicable for the period the deposit has remained with the bank. For Rupee Term Deposits of a contracted amount less than ₹5 crores opened/renewed on or after December 15, 2017 (including Flexi Deposits), for the first partial withdrawal with value <= 25% of the Term Deposit’s original principal value, Premature Closure Penalty Rate will not be applicable. For subsequent partial withdrawals, Premature Closure Penalty Rate will be applicable on the entire withdrawal amount. For the partial withdrawal with value > 25% of Term Deposit original principal value, Premature Closure Penalty Rate will be applicable for the entire withdrawal amount. However, for Rupee Term Deposits closing within 14 days from the date of booking of the deposit, the interest rate shall be the rate applicable for the period the deposit has remained with the bank. Raw parent: captures/digital-fixed-deposit.html (SHA-256 b26844429e57a0134c84cc0d2937b6f7f083c3ef1b31677b5faae95412041b75) Official URL: https://www.axis.bank.in/deposits/digital-fixed-deposit No penalty for premature withdrawal up to 25% of the deposit amount.”
Source - ₹5,000 to under ₹3 crore · 15 days to 36500 days
“Targeted semantic extract captured from the official Axis Bank pages on 2026-08-20 after telemetry was persisted and before schema remediation. Raw parent: captures/fixed-deposits-current.html (SHA-256 443a5a91ff73784f361659d42264b551e7c8c370d260aff1d1b18ef47c492c79) Official URL: https://www.axis.bank.in/deposits/fixed-deposits For Rupee Term Deposits of a contracted amount less than ₹5 crores opened/renewed on or after May 1, 2014 (including Flexi Deposits), interest rate will be 1.00% below the card rate, prevailing as on the date of deposit, as applicable for the period the deposit has remained with the bank. However, for Rupee Term Deposits closing within 7 days from the date of booking of the deposit, no interest will be applicable and for Rupee Term Deposits closing within 7-14 days from the date of booking of the deposit, the interest rate will be the rate applicable for the period the deposit has remained with the bank. For Rupee Term Deposits of a contracted amount less than ₹5 crores opened/renewed on or after December 15, 2017 (including Flexi Deposits), for the first partial withdrawal with value <= 25% of the Term Deposit’s original principal value, Premature Closure Penalty Rate will not be applicable. For subsequent partial withdrawals, Premature Closure Penalty Rate will be applicable on the entire withdrawal amount. For the partial withdrawal with value > 25% of Term Deposit original principal value, Premature Closure Penalty Rate will be applicable for the entire withdrawal amount. However, for Rupee Term Deposits closing within 14 days from the date of booking of the deposit, the interest rate shall be the rate applicable for the period the deposit has remained with the bank. Raw parent: captures/digital-fixed-deposit.html (SHA-256 b26844429e57a0134c84cc0d2937b6f7f083c3ef1b31677b5faae95412041b75) Official URL: https://www.axis.bank.in/deposits/digital-fixed-deposit No penalty for premature withdrawal up to 25% of the deposit amount.”
Source
Breaking this deposit early — Tax Saver
Every band Axis Bank publishes for premature closure of Tax Saver, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 0 days to 36500 days
“Deposits from 7 days to less than 6 months use simple interest. Reinvestment deposits pay accumulated interest with principal at maturity. For cumulative deposits, interest for the final broken period after the last completed anniversary quarter is calculated for the actual number of days using the same fixed 365 denominator. The terms do not publish a universal rupee-rounding rule or a single net-of-TDS customer result. For premature Rupee Term Deposit withdrawal after the applicable minimum period, interest is the rate applicable for the actual period for which the deposit remained with the bank, less 1.00 percentage point. Fixed Deposit Plus has a minimum of Rs 3 crore and senior special rates do not apply. No separate Tax Saver rate schedule was published in these terms.”
Source
Breaking this deposit early — Tax Saver SC
Every band Axis Bank publishes for premature closure of Tax Saver SC, in the bank’s own amount and tenure boundaries. The cost changes with BOTH how much you deposited and how long it has run.
| Deposit amount | How long it has run | What it costs | How it is worked out |
|---|---|---|---|
| ₹100 to ₹1,50,000 | 0 days to 36500 days | cannot be closed early |
The bank’s own wording
- ₹100 to ₹1,50,000 · 0 days to 36500 days
“Deposits from 7 days to less than 6 months use simple interest. Reinvestment deposits pay accumulated interest with principal at maturity. For cumulative deposits, interest for the final broken period after the last completed anniversary quarter is calculated for the actual number of days using the same fixed 365 denominator. The terms do not publish a universal rupee-rounding rule or a single net-of-TDS customer result. For premature Rupee Term Deposit withdrawal after the applicable minimum period, interest is the rate applicable for the actual period for which the deposit remained with the bank, less 1.00 percentage point. Fixed Deposit Plus has a minimum of Rs 3 crore and senior special rates do not apply. No separate Tax Saver rate schedule was published in these terms.”
Source
Not yet verified
We have not read and recorded Axis Bank’s premature-withdrawal terms for RD, RD · SC, Savings, NRE Savings, NRO Savings, NRE, NRO, RFC · USD (returned NRI), RFC · GBP (returned NRI), RFC · EUR (returned NRI), RFC · AUD (returned NRI), RFC · CAD (returned NRI), RFC Savings (returned NRI), NRE RD, NRO RD, FCNR · USD · Callable, FCNR · GBP · Callable, FCNR · EUR · Callable, FCNR · YEN (JPY) · Callable, FCNR · CAD · Callable, FCNR · AUD · Callable, FCNR · USD · Non-Callable, FCNR · GBP · Non-Callable, FCNR · EUR · Non-Callable, FCNR · YEN (JPY) · Non-Callable, FCNR · CAD · Non-Callable, FCNR · AUD · Non-Callable. That is not a statement that breaking these is free. It means nobody has yet read the bank’s own wording for them. Ask the bank before you assume a cost.
Not offered by Axis Bank
27 products we track are confirmed absent from this bank — each verdict recorded against the page that was read. Products missing from both lists are ones we have not yet established either way.
Fixed deposits
Tax-saver deposits (80C)
- Tax Saver SSCsource ↗checked 2026-07-22
Recurring deposits
- RD · SSCsource ↗checked 2026-07-22
Auto-sweep
NRI deposits
- NRE · Non-Callablesource ↗checked 2026-07-27
- NRO · Non-Callablesource ↗checked 2026-07-27
- RFC · CHF (returned NRI)source ↗checked 2026-07-20
- RFC · HKD (returned NRI)source ↗checked 2026-07-20
- RFC · NZD (returned NRI)source ↗checked 2026-07-20
- RFC · SEK (Krona) (returned NRI)source ↗checked 2026-07-20
- RFC · SGD (returned NRI)source ↗checked 2026-07-20
- RFC · YEN (JPY) (returned NRI)source ↗checked 2026-07-20
FCNR — callable
- FCNR · CHF · Callablesource ↗checked 2026-07-22
- FCNR · HKD · Callablesource ↗checked 2026-07-22
- FCNR · NZD · Callablesource ↗checked 2026-07-22
- FCNR · SEK (Krona) · Callablesource ↗checked 2026-07-20
- FCNR · SEK (Krona) · Non-Callablesource ↗checked 2026-07-20
- FCNR · SGD · Callablesource ↗checked 2026-07-27
Financial healthQ4FY26
Full transparency report →- GNPA
- 1.25%
- NNPA
- 0.24%
- CAR
- 17.60%
- CASA
- 40.10%
- ROA
- 1.82%
- ROE
- 17.00%
How to read this page
- Tenures are the bank's own words. “1 Year to 443 days” is printed exactly as Axis Bank prints it. We never convert a band into a day count or a midpoint — that would be a number the bank never published.
- One card, one w.e.f. When a product is live under several “with effect from” dates, each gets its own card. We do not merge them into a table the bank never issued.
- Every card links to its source. The product's own page where we have it, otherwise the bank's FD rate page, otherwise the bank's website. Aggregator sites are never a source.
- Only approved, current rows appear. 201 rows on this page are published and un-superseded. Rows awaiting verification, and rows a later rate card replaced, are not shown.
MyPassbook is read-only and never touches your money. Rates change without notice — always confirm on the bank's own page before you book. Deposits with scheduled commercial banks in India are insured by DICGC up to ₹5,00,000 per depositor per bank.