AU Small Finance Bank
every deposit rate, in one place.

“Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026   Tenures Interest Rates (per annum) Annualized Yield 7 Days to 1 Month 15 Days 3.50% - 1 Month 16 Days to 3 Months 4.75% - 3 Month 1 Day to 6 Months 5.25% 5.35% 6 Months 1 Day to 12 Months 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.00% 7.19% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% 1.b) Non-callable rates for Domestic/NRE/NRO Retail Fixed Deposits of INR >= 1 Crore 1 Thousand to < 3 Crores Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (per annum) Annualised Rate 12 Months 1 Day to 15 Months 7.20% 7.40% 15 Months 1 Day to 18 Months 7.10% 7.29% 18 months 1 days to 24 months 7.10% 7.29% 24 Months 1 Day to 30 Months 7.20% 7.40% 30 Months 1 Day to 36 Months 7.50% 7.71% 2. Senior Citizen Fixed Deposit Interest Rates (for amounts less than INR 3 Crore)* Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (Per annum)  Annualized Yield 7 Days to 1 Month 15 Days 4.00% - 1 Month 16 Days to 3 Months 5.25% - 3 Month 1 Day to 6 Months 5.75% 5.88% 6 Months 1 Day to 12 Months 6.85% 7.03% 12 Months 1 Day to 15 Months 7.60% 7.82% 15 Months 1 Day to 18 Months 7.50% 7.71% 18 months 1 days to 24 months 7.50% 7.71% 24 Months 1 Day to 30 Months 7.60% 7.82% 30 Months 1 Day to 36 Months 7.90% 8.14% 36 Months 1 Day to 45 Months 7.50% 7.71% 45 Months 1 Day to less than 60 Months 7.25% 7.45% 60 Months to 120 Months 7.25% 7.45% * Only resident Indian individual Senior Citizen customers, having a banking relationship with AU Small Finance Bank are eligible for the above mentioned rates 3. For Domestic & NRO Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Resident / NRO Interest Rates for Monthly payout p.a.(%) Senior Citizen Interest Rates for Monthly payout p.a.(%) 7 Days to 1 Month 15 Days - - 1 Month 16 Days to 3 Months - - 3 Month 1 Day to 6 Months 5.23% 5.72% 6 Months 1 Day to 12 Months 6.32% 6.81% 12 Months 1 Day to 15 Months 7.06% 7.55% 15 Months 1 Day to 18 Months 6.96% 7.45% 18 months 1 days to 24 months 6.96% 7.45% 24 Months 1 Day to 30 Months 7.06% 7.55% 30 Months 1 Day to 36 Months 7.35% 7.85% 36 Months 1 Day to 45 Months 6.96% 7.45% 45 Months 1 Day to less than 60 Months 6.71% 7.21% 60 Months to 120 Months 6.71% 7.21% NRE** Retail Fixed Deposit Interest Rates (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Per annum) Annualized Yield 12 Months 0 Days 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.60% 7.82% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% NRE** Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Monthly payout) 12 Months 0 Days 6.32% 12 Months 1 Day to 15 Months 7.06% 15 Months 1 Day to 18 Months 6.96% 18 months 1 days to 24 months 6.96% 24 Months 1 Day to 30 Months 7.06% 30 Months 1 Day to 36 Months 7.35% 36 Months 1 Day to 45 Months 7.55% 45 Months 1 Day to less than 60 Months 6.71% 60 Months to 120 Months 6.71% Terms and Conditions 1. Retail Fixed Deposits are single Fixed Deposits booked for an amount less than INR 3 Crore w.e.f 8th June 2024. 2. ** For NRE Fixed Deposit: tenures of 12 months & above are applicable. 3. Interest rates are subject to periodic changes. The applicable interest rates will be offered based on the date and time of receipt of the funds by the Bank. The depositor shall ascertain the rates on the booking date of Fixed Deposit. 4. Only resident Indian individual Senior Citizen (of 60 years of age and above) are eligible for the Senior Citizen Interest rate specified. The special rates are applicable only for Resident deposits. 5. The Bank computes interest based on the actual number of months & days in a year. In case, the deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e. 366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of months & days. 6. The interest rate applicable on premature closure of Fixed Deposits (all amounts) will be lower of:      (i). the base rate for the original/contracted tenure for which the Fixed Deposit has been booked      OR      (ii). the base rate applicable for the tenure for which the Fixed Deposit has been in force with the Bank The base rate is the rate applicable to Retail Fixed Deposits as on the date of booking the deposit. 7.In case of NRE deposit no interest will be paid if the NRE Deposit is liquidated before the completion of 1 year from the date of booking. 8. The penalty on premature closure / withdrawal of Retail Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1% 9. In case of Domestic Fixed Deposits: No interest will be paid if the deposit is withdrawn within 7 days of the date of booking the deposit 10. Please read the Terms & Conditions for Fixed Deposits to know more 11. Interest compounding frequency and interest payout frequency, on our Fixed Deposits, is on anniversary basis 12. Monthly Payout Fixed Deposits are available only for tenures above 3 months 13. Monthly Payout Fixed Deposits are available for both individuals (Domestic, NRO, Senior Citizens) and non-individuals 14. Monthly Payout Fixed Deposits are available at discounted rates as mentioned above 15. For Interbank Deposit rates contact AU Small Finance Bank Branch 16. Tax saver Fixed deposits can only be booked for a tenure of 60 months and interest rates as mentioned above for the tenure shall apply. 17. AU Small Finance Bank also offers MIBOR linked Term Deposits. For more details, please contact your Relationship Manager or visit your nearest AU Small Finance Bank branch.”

“Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026   Tenures Interest Rates (per annum) Annualized Yield 7 Days to 1 Month 15 Days 3.50% - 1 Month 16 Days to 3 Months 4.75% - 3 Month 1 Day to 6 Months 5.25% 5.35% 6 Months 1 Day to 12 Months 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.00% 7.19% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% 1.b) Non-callable rates for Domestic/NRE/NRO Retail Fixed Deposits of INR >= 1 Crore 1 Thousand to < 3 Crores Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (per annum) Annualised Rate 12 Months 1 Day to 15 Months 7.20% 7.40% 15 Months 1 Day to 18 Months 7.10% 7.29% 18 months 1 days to 24 months 7.10% 7.29% 24 Months 1 Day to 30 Months 7.20% 7.40% 30 Months 1 Day to 36 Months 7.50% 7.71% 2. Senior Citizen Fixed Deposit Interest Rates (for amounts less than INR 3 Crore)* Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (Per annum)  Annualized Yield 7 Days to 1 Month 15 Days 4.00% - 1 Month 16 Days to 3 Months 5.25% - 3 Month 1 Day to 6 Months 5.75% 5.88% 6 Months 1 Day to 12 Months 6.85% 7.03% 12 Months 1 Day to 15 Months 7.60% 7.82% 15 Months 1 Day to 18 Months 7.50% 7.71% 18 months 1 days to 24 months 7.50% 7.71% 24 Months 1 Day to 30 Months 7.60% 7.82% 30 Months 1 Day to 36 Months 7.90% 8.14% 36 Months 1 Day to 45 Months 7.50% 7.71% 45 Months 1 Day to less than 60 Months 7.25% 7.45% 60 Months to 120 Months 7.25% 7.45% * Only resident Indian individual Senior Citizen customers, having a banking relationship with AU Small Finance Bank are eligible for the above mentioned rates 3. For Domestic & NRO Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Resident / NRO Interest Rates for Monthly payout p.a.(%) Senior Citizen Interest Rates for Monthly payout p.a.(%) 7 Days to 1 Month 15 Days - - 1 Month 16 Days to 3 Months - - 3 Month 1 Day to 6 Months 5.23% 5.72% 6 Months 1 Day to 12 Months 6.32% 6.81% 12 Months 1 Day to 15 Months 7.06% 7.55% 15 Months 1 Day to 18 Months 6.96% 7.45% 18 months 1 days to 24 months 6.96% 7.45% 24 Months 1 Day to 30 Months 7.06% 7.55% 30 Months 1 Day to 36 Months 7.35% 7.85% 36 Months 1 Day to 45 Months 6.96% 7.45% 45 Months 1 Day to less than 60 Months 6.71% 7.21% 60 Months to 120 Months 6.71% 7.21% NRE** Retail Fixed Deposit Interest Rates (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Per annum) Annualized Yield 12 Months 0 Days 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.60% 7.82% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% NRE** Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Monthly payout) 12 Months 0 Days 6.32% 12 Months 1 Day to 15 Months 7.06% 15 Months 1 Day to 18 Months 6.96% 18 months 1 days to 24 months 6.96% 24 Months 1 Day to 30 Months 7.06% 30 Months 1 Day to 36 Months 7.35% 36 Months 1 Day to 45 Months 7.55% 45 Months 1 Day to less than 60 Months 6.71% 60 Months to 120 Months 6.71% Terms and Conditions 1. Retail Fixed Deposits are single Fixed Deposits booked for an amount less than INR 3 Crore w.e.f 8th June 2024. 2. ** For NRE Fixed Deposit: tenures of 12 months & above are applicable. 3. Interest rates are subject to periodic changes. The applicable interest rates will be offered based on the date and time of receipt of the funds by the Bank. The depositor shall ascertain the rates on the booking date of Fixed Deposit. 4. Only resident Indian individual Senior Citizen (of 60 years of age and above) are eligible for the Senior Citizen Interest rate specified. The special rates are applicable only for Resident deposits. 5. The Bank computes interest based on the actual number of months & days in a year. In case, the deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e. 366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of months & days. 6. The interest rate applicable on premature closure of Fixed Deposits (all amounts) will be lower of:      (i). the base rate for the original/contracted tenure for which the Fixed Deposit has been booked      OR      (ii). the base rate applicable for the tenure for which the Fixed Deposit has been in force with the Bank The base rate is the rate applicable to Retail Fixed Deposits as on the date of booking the deposit. 7.In case of NRE deposit no interest will be paid if the NRE Deposit is liquidated before the completion of 1 year from the date of booking. 8. The penalty on premature closure / withdrawal of Retail Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1% 9. In case of Domestic Fixed Deposits: No interest will be paid if the deposit is withdrawn within 7 days of the date of booking the deposit 10. Please read the Terms & Conditions for Fixed Deposits to know more 11. Interest compounding frequency and interest payout frequency, on our Fixed Deposits, is on anniversary basis 12. Monthly Payout Fixed Deposits are available only for tenures above 3 months 13. Monthly Payout Fixed Deposits are available for both individuals (Domestic, NRO, Senior Citizens) and non-individuals 14. Monthly Payout Fixed Deposits are available at discounted rates as mentioned above 15. For Interbank Deposit rates contact AU Small Finance Bank Branch 16. Tax saver Fixed deposits can only be booked for a tenure of 60 months and interest rates as mentioned above for the tenure shall apply. 17. AU Small Finance Bank also offers MIBOR linked Term Deposits. For more details, please contact your Relationship Manager or visit your nearest AU Small Finance Bank branch.”

“Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026   Tenures Interest Rates (per annum) Annualized Yield 7 Days to 1 Month 15 Days 3.50% - 1 Month 16 Days to 3 Months 4.75% - 3 Month 1 Day to 6 Months 5.25% 5.35% 6 Months 1 Day to 12 Months 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.00% 7.19% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% 1.b) Non-callable rates for Domestic/NRE/NRO Retail Fixed Deposits of INR >= 1 Crore 1 Thousand to < 3 Crores Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (per annum) Annualised Rate 12 Months 1 Day to 15 Months 7.20% 7.40% 15 Months 1 Day to 18 Months 7.10% 7.29% 18 months 1 days to 24 months 7.10% 7.29% 24 Months 1 Day to 30 Months 7.20% 7.40% 30 Months 1 Day to 36 Months 7.50% 7.71% 2. Senior Citizen Fixed Deposit Interest Rates (for amounts less than INR 3 Crore)* Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (Per annum)  Annualized Yield 7 Days to 1 Month 15 Days 4.00% - 1 Month 16 Days to 3 Months 5.25% - 3 Month 1 Day to 6 Months 5.75% 5.88% 6 Months 1 Day to 12 Months 6.85% 7.03% 12 Months 1 Day to 15 Months 7.60% 7.82% 15 Months 1 Day to 18 Months 7.50% 7.71% 18 months 1 days to 24 months 7.50% 7.71% 24 Months 1 Day to 30 Months 7.60% 7.82% 30 Months 1 Day to 36 Months 7.90% 8.14% 36 Months 1 Day to 45 Months 7.50% 7.71% 45 Months 1 Day to less than 60 Months 7.25% 7.45% 60 Months to 120 Months 7.25% 7.45% * Only resident Indian individual Senior Citizen customers, having a banking relationship with AU Small Finance Bank are eligible for the above mentioned rates 3. For Domestic & NRO Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Resident / NRO Interest Rates for Monthly payout p.a.(%) Senior Citizen Interest Rates for Monthly payout p.a.(%) 7 Days to 1 Month 15 Days - - 1 Month 16 Days to 3 Months - - 3 Month 1 Day to 6 Months 5.23% 5.72% 6 Months 1 Day to 12 Months 6.32% 6.81% 12 Months 1 Day to 15 Months 7.06% 7.55% 15 Months 1 Day to 18 Months 6.96% 7.45% 18 months 1 days to 24 months 6.96% 7.45% 24 Months 1 Day to 30 Months 7.06% 7.55% 30 Months 1 Day to 36 Months 7.35% 7.85% 36 Months 1 Day to 45 Months 6.96% 7.45% 45 Months 1 Day to less than 60 Months 6.71% 7.21% 60 Months to 120 Months 6.71% 7.21% NRE** Retail Fixed Deposit Interest Rates (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Per annum) Annualized Yield 12 Months 0 Days 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.60% 7.82% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% NRE** Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Monthly payout) 12 Months 0 Days 6.32% 12 Months 1 Day to 15 Months 7.06% 15 Months 1 Day to 18 Months 6.96% 18 months 1 days to 24 months 6.96% 24 Months 1 Day to 30 Months 7.06% 30 Months 1 Day to 36 Months 7.35% 36 Months 1 Day to 45 Months 7.55% 45 Months 1 Day to less than 60 Months 6.71% 60 Months to 120 Months 6.71% Terms and Conditions 1. Retail Fixed Deposits are single Fixed Deposits booked for an amount less than INR 3 Crore w.e.f 8th June 2024. 2. ** For NRE Fixed Deposit: tenures of 12 months & above are applicable. 3. Interest rates are subject to periodic changes. The applicable interest rates will be offered based on the date and time of receipt of the funds by the Bank. The depositor shall ascertain the rates on the booking date of Fixed Deposit. 4. Only resident Indian individual Senior Citizen (of 60 years of age and above) are eligible for the Senior Citizen Interest rate specified. The special rates are applicable only for Resident deposits. 5. The Bank computes interest based on the actual number of months & days in a year. In case, the deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e. 366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of months & days. 6. The interest rate applicable on premature closure of Fixed Deposits (all amounts) will be lower of:      (i). the base rate for the original/contracted tenure for which the Fixed Deposit has been booked      OR      (ii). the base rate applicable for the tenure for which the Fixed Deposit has been in force with the Bank The base rate is the rate applicable to Retail Fixed Deposits as on the date of booking the deposit. 7.In case of NRE deposit no interest will be paid if the NRE Deposit is liquidated before the completion of 1 year from the date of booking. 8. The penalty on premature closure / withdrawal of Retail Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1% 9. In case of Domestic Fixed Deposits: No interest will be paid if the deposit is withdrawn within 7 days of the date of booking the deposit 10. Please read the Terms & Conditions for Fixed Deposits to know more 11. Interest compounding frequency and interest payout frequency, on our Fixed Deposits, is on anniversary basis 12. Monthly Payout Fixed Deposits are available only for tenures above 3 months 13. Monthly Payout Fixed Deposits are available for both individuals (Domestic, NRO, Senior Citizens) and non-individuals 14. Monthly Payout Fixed Deposits are available at discounted rates as mentioned above 15. For Interbank Deposit rates contact AU Small Finance Bank Branch 16. Tax saver Fixed deposits can only be booked for a tenure of 60 months and interest rates as mentioned above for the tenure shall apply. 17. AU Small Finance Bank also offers MIBOR linked Term Deposits. For more details, please contact your Relationship Manager or visit your nearest AU Small Finance Bank branch.”

“Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026   Tenures Interest Rates (per annum) Annualized Yield 7 Days to 1 Month 15 Days 3.50% - 1 Month 16 Days to 3 Months 4.75% - 3 Month 1 Day to 6 Months 5.25% 5.35% 6 Months 1 Day to 12 Months 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.00% 7.19% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% 1.b) Non-callable rates for Domestic/NRE/NRO Retail Fixed Deposits of INR >= 1 Crore 1 Thousand to < 3 Crores Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (per annum) Annualised Rate 12 Months 1 Day to 15 Months 7.20% 7.40% 15 Months 1 Day to 18 Months 7.10% 7.29% 18 months 1 days to 24 months 7.10% 7.29% 24 Months 1 Day to 30 Months 7.20% 7.40% 30 Months 1 Day to 36 Months 7.50% 7.71% 2. Senior Citizen Fixed Deposit Interest Rates (for amounts less than INR 3 Crore)* Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (Per annum)  Annualized Yield 7 Days to 1 Month 15 Days 4.00% - 1 Month 16 Days to 3 Months 5.25% - 3 Month 1 Day to 6 Months 5.75% 5.88% 6 Months 1 Day to 12 Months 6.85% 7.03% 12 Months 1 Day to 15 Months 7.60% 7.82% 15 Months 1 Day to 18 Months 7.50% 7.71% 18 months 1 days to 24 months 7.50% 7.71% 24 Months 1 Day to 30 Months 7.60% 7.82% 30 Months 1 Day to 36 Months 7.90% 8.14% 36 Months 1 Day to 45 Months 7.50% 7.71% 45 Months 1 Day to less than 60 Months 7.25% 7.45% 60 Months to 120 Months 7.25% 7.45% * Only resident Indian individual Senior Citizen customers, having a banking relationship with AU Small Finance Bank are eligible for the above mentioned rates 3. For Domestic & NRO Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Resident / NRO Interest Rates for Monthly payout p.a.(%) Senior Citizen Interest Rates for Monthly payout p.a.(%) 7 Days to 1 Month 15 Days - - 1 Month 16 Days to 3 Months - - 3 Month 1 Day to 6 Months 5.23% 5.72% 6 Months 1 Day to 12 Months 6.32% 6.81% 12 Months 1 Day to 15 Months 7.06% 7.55% 15 Months 1 Day to 18 Months 6.96% 7.45% 18 months 1 days to 24 months 6.96% 7.45% 24 Months 1 Day to 30 Months 7.06% 7.55% 30 Months 1 Day to 36 Months 7.35% 7.85% 36 Months 1 Day to 45 Months 6.96% 7.45% 45 Months 1 Day to less than 60 Months 6.71% 7.21% 60 Months to 120 Months 6.71% 7.21% NRE** Retail Fixed Deposit Interest Rates (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Per annum) Annualized Yield 12 Months 0 Days 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.60% 7.82% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% NRE** Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Monthly payout) 12 Months 0 Days 6.32% 12 Months 1 Day to 15 Months 7.06% 15 Months 1 Day to 18 Months 6.96% 18 months 1 days to 24 months 6.96% 24 Months 1 Day to 30 Months 7.06% 30 Months 1 Day to 36 Months 7.35% 36 Months 1 Day to 45 Months 7.55% 45 Months 1 Day to less than 60 Months 6.71% 60 Months to 120 Months 6.71% Terms and Conditions 1. Retail Fixed Deposits are single Fixed Deposits booked for an amount less than INR 3 Crore w.e.f 8th June 2024. 2. ** For NRE Fixed Deposit: tenures of 12 months & above are applicable. 3. Interest rates are subject to periodic changes. The applicable interest rates will be offered based on the date and time of receipt of the funds by the Bank. The depositor shall ascertain the rates on the booking date of Fixed Deposit. 4. Only resident Indian individual Senior Citizen (of 60 years of age and above) are eligible for the Senior Citizen Interest rate specified. The special rates are applicable only for Resident deposits. 5. The Bank computes interest based on the actual number of months & days in a year. In case, the deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e. 366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of months & days. 6. The interest rate applicable on premature closure of Fixed Deposits (all amounts) will be lower of:      (i). the base rate for the original/contracted tenure for which the Fixed Deposit has been booked      OR      (ii). the base rate applicable for the tenure for which the Fixed Deposit has been in force with the Bank The base rate is the rate applicable to Retail Fixed Deposits as on the date of booking the deposit. 7.In case of NRE deposit no interest will be paid if the NRE Deposit is liquidated before the completion of 1 year from the date of booking. 8. The penalty on premature closure / withdrawal of Retail Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1% 9. In case of Domestic Fixed Deposits: No interest will be paid if the deposit is withdrawn within 7 days of the date of booking the deposit 10. Please read the Terms & Conditions for Fixed Deposits to know more 11. Interest compounding frequency and interest payout frequency, on our Fixed Deposits, is on anniversary basis 12. Monthly Payout Fixed Deposits are available only for tenures above 3 months 13. Monthly Payout Fixed Deposits are available for both individuals (Domestic, NRO, Senior Citizens) and non-individuals 14. Monthly Payout Fixed Deposits are available at discounted rates as mentioned above 15. For Interbank Deposit rates contact AU Small Finance Bank Branch 16. Tax saver Fixed deposits can only be booked for a tenure of 60 months and interest rates as mentioned above for the tenure shall apply. 17. AU Small Finance Bank also offers MIBOR linked Term Deposits. For more details, please contact your Relationship Manager or visit your nearest AU Small Finance Bank branch.”

“Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026   Tenures Interest Rates (per annum) Annualized Yield 7 Days to 1 Month 15 Days 3.50% - 1 Month 16 Days to 3 Months 4.75% - 3 Month 1 Day to 6 Months 5.25% 5.35% 6 Months 1 Day to 12 Months 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.00% 7.19% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% 1.b) Non-callable rates for Domestic/NRE/NRO Retail Fixed Deposits of INR >= 1 Crore 1 Thousand to < 3 Crores Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (per annum) Annualised Rate 12 Months 1 Day to 15 Months 7.20% 7.40% 15 Months 1 Day to 18 Months 7.10% 7.29% 18 months 1 days to 24 months 7.10% 7.29% 24 Months 1 Day to 30 Months 7.20% 7.40% 30 Months 1 Day to 36 Months 7.50% 7.71% 2. Senior Citizen Fixed Deposit Interest Rates (for amounts less than INR 3 Crore)* Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (Per annum)  Annualized Yield 7 Days to 1 Month 15 Days 4.00% - 1 Month 16 Days to 3 Months 5.25% - 3 Month 1 Day to 6 Months 5.75% 5.88% 6 Months 1 Day to 12 Months 6.85% 7.03% 12 Months 1 Day to 15 Months 7.60% 7.82% 15 Months 1 Day to 18 Months 7.50% 7.71% 18 months 1 days to 24 months 7.50% 7.71% 24 Months 1 Day to 30 Months 7.60% 7.82% 30 Months 1 Day to 36 Months 7.90% 8.14% 36 Months 1 Day to 45 Months 7.50% 7.71% 45 Months 1 Day to less than 60 Months 7.25% 7.45% 60 Months to 120 Months 7.25% 7.45% * Only resident Indian individual Senior Citizen customers, having a banking relationship with AU Small Finance Bank are eligible for the above mentioned rates 3. For Domestic & NRO Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Resident / NRO Interest Rates for Monthly payout p.a.(%) Senior Citizen Interest Rates for Monthly payout p.a.(%) 7 Days to 1 Month 15 Days - - 1 Month 16 Days to 3 Months - - 3 Month 1 Day to 6 Months 5.23% 5.72% 6 Months 1 Day to 12 Months 6.32% 6.81% 12 Months 1 Day to 15 Months 7.06% 7.55% 15 Months 1 Day to 18 Months 6.96% 7.45% 18 months 1 days to 24 months 6.96% 7.45% 24 Months 1 Day to 30 Months 7.06% 7.55% 30 Months 1 Day to 36 Months 7.35% 7.85% 36 Months 1 Day to 45 Months 6.96% 7.45% 45 Months 1 Day to less than 60 Months 6.71% 7.21% 60 Months to 120 Months 6.71% 7.21% NRE** Retail Fixed Deposit Interest Rates (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Per annum) Annualized Yield 12 Months 0 Days 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.60% 7.82% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% NRE** Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Monthly payout) 12 Months 0 Days 6.32% 12 Months 1 Day to 15 Months 7.06% 15 Months 1 Day to 18 Months 6.96% 18 months 1 days to 24 months 6.96% 24 Months 1 Day to 30 Months 7.06% 30 Months 1 Day to 36 Months 7.35% 36 Months 1 Day to 45 Months 7.55% 45 Months 1 Day to less than 60 Months 6.71% 60 Months to 120 Months 6.71% Terms and Conditions 1. Retail Fixed Deposits are single Fixed Deposits booked for an amount less than INR 3 Crore w.e.f 8th June 2024. 2. ** For NRE Fixed Deposit: tenures of 12 months & above are applicable. 3. Interest rates are subject to periodic changes. The applicable interest rates will be offered based on the date and time of receipt of the funds by the Bank. The depositor shall ascertain the rates on the booking date of Fixed Deposit. 4. Only resident Indian individual Senior Citizen (of 60 years of age and above) are eligible for the Senior Citizen Interest rate specified. The special rates are applicable only for Resident deposits. 5. The Bank computes interest based on the actual number of months & days in a year. In case, the deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e. 366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of months & days. 6. The interest rate applicable on premature closure of Fixed Deposits (all amounts) will be lower of:      (i). the base rate for the original/contracted tenure for which the Fixed Deposit has been booked      OR      (ii). the base rate applicable for the tenure for which the Fixed Deposit has been in force with the Bank The base rate is the rate applicable to Retail Fixed Deposits as on the date of booking the deposit. 7.In case of NRE deposit no interest will be paid if the NRE Deposit is liquidated before the completion of 1 year from the date of booking. 8. The penalty on premature closure / withdrawal of Retail Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1% 9. In case of Domestic Fixed Deposits: No interest will be paid if the deposit is withdrawn within 7 days of the date of booking the deposit 10. Please read the Terms & Conditions for Fixed Deposits to know more 11. Interest compounding frequency and interest payout frequency, on our Fixed Deposits, is on anniversary basis 12. Monthly Payout Fixed Deposits are available only for tenures above 3 months 13. Monthly Payout Fixed Deposits are available for both individuals (Domestic, NRO, Senior Citizens) and non-individuals 14. Monthly Payout Fixed Deposits are available at discounted rates as mentioned above 15. For Interbank Deposit rates contact AU Small Finance Bank Branch 16. Tax saver Fixed deposits can only be booked for a tenure of 60 months and interest rates as mentioned above for the tenure shall apply. 17. AU Small Finance Bank also offers MIBOR linked Term Deposits. For more details, please contact your Relationship Manager or visit your nearest AU Small Finance Bank branch.”

“Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026   Tenures Interest Rates (per annum) Annualized Yield 7 Days to 1 Month 15 Days 3.50% - 1 Month 16 Days to 3 Months 4.75% - 3 Month 1 Day to 6 Months 5.25% 5.35% 6 Months 1 Day to 12 Months 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.00% 7.19% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% 1.b) Non-callable rates for Domestic/NRE/NRO Retail Fixed Deposits of INR >= 1 Crore 1 Thousand to < 3 Crores Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (per annum) Annualised Rate 12 Months 1 Day to 15 Months 7.20% 7.40% 15 Months 1 Day to 18 Months 7.10% 7.29% 18 months 1 days to 24 months 7.10% 7.29% 24 Months 1 Day to 30 Months 7.20% 7.40% 30 Months 1 Day to 36 Months 7.50% 7.71% 2. Senior Citizen Fixed Deposit Interest Rates (for amounts less than INR 3 Crore)* Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (Per annum)  Annualized Yield 7 Days to 1 Month 15 Days 4.00% - 1 Month 16 Days to 3 Months 5.25% - 3 Month 1 Day to 6 Months 5.75% 5.88% 6 Months 1 Day to 12 Months 6.85% 7.03% 12 Months 1 Day to 15 Months 7.60% 7.82% 15 Months 1 Day to 18 Months 7.50% 7.71% 18 months 1 days to 24 months 7.50% 7.71% 24 Months 1 Day to 30 Months 7.60% 7.82% 30 Months 1 Day to 36 Months 7.90% 8.14% 36 Months 1 Day to 45 Months 7.50% 7.71% 45 Months 1 Day to less than 60 Months 7.25% 7.45% 60 Months to 120 Months 7.25% 7.45% * Only resident Indian individual Senior Citizen customers, having a banking relationship with AU Small Finance Bank are eligible for the above mentioned rates 3. For Domestic & NRO Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Resident / NRO Interest Rates for Monthly payout p.a.(%) Senior Citizen Interest Rates for Monthly payout p.a.(%) 7 Days to 1 Month 15 Days - - 1 Month 16 Days to 3 Months - - 3 Month 1 Day to 6 Months 5.23% 5.72% 6 Months 1 Day to 12 Months 6.32% 6.81% 12 Months 1 Day to 15 Months 7.06% 7.55% 15 Months 1 Day to 18 Months 6.96% 7.45% 18 months 1 days to 24 months 6.96% 7.45% 24 Months 1 Day to 30 Months 7.06% 7.55% 30 Months 1 Day to 36 Months 7.35% 7.85% 36 Months 1 Day to 45 Months 6.96% 7.45% 45 Months 1 Day to less than 60 Months 6.71% 7.21% 60 Months to 120 Months 6.71% 7.21% NRE** Retail Fixed Deposit Interest Rates (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Per annum) Annualized Yield 12 Months 0 Days 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.60% 7.82% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% NRE** Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Monthly payout) 12 Months 0 Days 6.32% 12 Months 1 Day to 15 Months 7.06% 15 Months 1 Day to 18 Months 6.96% 18 months 1 days to 24 months 6.96% 24 Months 1 Day to 30 Months 7.06% 30 Months 1 Day to 36 Months 7.35% 36 Months 1 Day to 45 Months 7.55% 45 Months 1 Day to less than 60 Months 6.71% 60 Months to 120 Months 6.71% Terms and Conditions 1. Retail Fixed Deposits are single Fixed Deposits booked for an amount less than INR 3 Crore w.e.f 8th June 2024. 2. ** For NRE Fixed Deposit: tenures of 12 months & above are applicable. 3. Interest rates are subject to periodic changes. The applicable interest rates will be offered based on the date and time of receipt of the funds by the Bank. The depositor shall ascertain the rates on the booking date of Fixed Deposit. 4. Only resident Indian individual Senior Citizen (of 60 years of age and above) are eligible for the Senior Citizen Interest rate specified. The special rates are applicable only for Resident deposits. 5. The Bank computes interest based on the actual number of months & days in a year. In case, the deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e. 366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of months & days. 6. The interest rate applicable on premature closure of Fixed Deposits (all amounts) will be lower of:      (i). the base rate for the original/contracted tenure for which the Fixed Deposit has been booked      OR      (ii). the base rate applicable for the tenure for which the Fixed Deposit has been in force with the Bank The base rate is the rate applicable to Retail Fixed Deposits as on the date of booking the deposit. 7.In case of NRE deposit no interest will be paid if the NRE Deposit is liquidated before the completion of 1 year from the date of booking. 8. The penalty on premature closure / withdrawal of Retail Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1% 9. In case of Domestic Fixed Deposits: No interest will be paid if the deposit is withdrawn within 7 days of the date of booking the deposit 10. Please read the Terms & Conditions for Fixed Deposits to know more 11. Interest compounding frequency and interest payout frequency, on our Fixed Deposits, is on anniversary basis 12. Monthly Payout Fixed Deposits are available only for tenures above 3 months 13. Monthly Payout Fixed Deposits are available for both individuals (Domestic, NRO, Senior Citizens) and non-individuals 14. Monthly Payout Fixed Deposits are available at discounted rates as mentioned above 15. For Interbank Deposit rates contact AU Small Finance Bank Branch 16. Tax saver Fixed deposits can only be booked for a tenure of 60 months and interest rates as mentioned above for the tenure shall apply. 17. AU Small Finance Bank also offers MIBOR linked Term Deposits. For more details, please contact your Relationship Manager or visit your nearest AU Small Finance Bank branch.”

“Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026   Tenures Interest Rates (per annum) Annualized Yield 7 Days to 1 Month 15 Days 3.50% - 1 Month 16 Days to 3 Months 4.75% - 3 Month 1 Day to 6 Months 5.25% 5.35% 6 Months 1 Day to 12 Months 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.00% 7.19% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% 1.b) Non-callable rates for Domestic/NRE/NRO Retail Fixed Deposits of INR >= 1 Crore 1 Thousand to < 3 Crores Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (per annum) Annualised Rate 12 Months 1 Day to 15 Months 7.20% 7.40% 15 Months 1 Day to 18 Months 7.10% 7.29% 18 months 1 days to 24 months 7.10% 7.29% 24 Months 1 Day to 30 Months 7.20% 7.40% 30 Months 1 Day to 36 Months 7.50% 7.71% 2. Senior Citizen Fixed Deposit Interest Rates (for amounts less than INR 3 Crore)* Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (Per annum)  Annualized Yield 7 Days to 1 Month 15 Days 4.00% - 1 Month 16 Days to 3 Months 5.25% - 3 Month 1 Day to 6 Months 5.75% 5.88% 6 Months 1 Day to 12 Months 6.85% 7.03% 12 Months 1 Day to 15 Months 7.60% 7.82% 15 Months 1 Day to 18 Months 7.50% 7.71% 18 months 1 days to 24 months 7.50% 7.71% 24 Months 1 Day to 30 Months 7.60% 7.82% 30 Months 1 Day to 36 Months 7.90% 8.14% 36 Months 1 Day to 45 Months 7.50% 7.71% 45 Months 1 Day to less than 60 Months 7.25% 7.45% 60 Months to 120 Months 7.25% 7.45% * Only resident Indian individual Senior Citizen customers, having a banking relationship with AU Small Finance Bank are eligible for the above mentioned rates 3. For Domestic & NRO Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Resident / NRO Interest Rates for Monthly payout p.a.(%) Senior Citizen Interest Rates for Monthly payout p.a.(%) 7 Days to 1 Month 15 Days - - 1 Month 16 Days to 3 Months - - 3 Month 1 Day to 6 Months 5.23% 5.72% 6 Months 1 Day to 12 Months 6.32% 6.81% 12 Months 1 Day to 15 Months 7.06% 7.55% 15 Months 1 Day to 18 Months 6.96% 7.45% 18 months 1 days to 24 months 6.96% 7.45% 24 Months 1 Day to 30 Months 7.06% 7.55% 30 Months 1 Day to 36 Months 7.35% 7.85% 36 Months 1 Day to 45 Months 6.96% 7.45% 45 Months 1 Day to less than 60 Months 6.71% 7.21% 60 Months to 120 Months 6.71% 7.21% NRE** Retail Fixed Deposit Interest Rates (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Per annum) Annualized Yield 12 Months 0 Days 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.60% 7.82% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% NRE** Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Monthly payout) 12 Months 0 Days 6.32% 12 Months 1 Day to 15 Months 7.06% 15 Months 1 Day to 18 Months 6.96% 18 months 1 days to 24 months 6.96% 24 Months 1 Day to 30 Months 7.06% 30 Months 1 Day to 36 Months 7.35% 36 Months 1 Day to 45 Months 7.55% 45 Months 1 Day to less than 60 Months 6.71% 60 Months to 120 Months 6.71% Terms and Conditions 1. Retail Fixed Deposits are single Fixed Deposits booked for an amount less than INR 3 Crore w.e.f 8th June 2024. 2. ** For NRE Fixed Deposit: tenures of 12 months & above are applicable. 3. Interest rates are subject to periodic changes. The applicable interest rates will be offered based on the date and time of receipt of the funds by the Bank. The depositor shall ascertain the rates on the booking date of Fixed Deposit. 4. Only resident Indian individual Senior Citizen (of 60 years of age and above) are eligible for the Senior Citizen Interest rate specified. The special rates are applicable only for Resident deposits. 5. The Bank computes interest based on the actual number of months & days in a year. In case, the deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e. 366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of months & days. 6. The interest rate applicable on premature closure of Fixed Deposits (all amounts) will be lower of:      (i). the base rate for the original/contracted tenure for which the Fixed Deposit has been booked      OR      (ii). the base rate applicable for the tenure for which the Fixed Deposit has been in force with the Bank The base rate is the rate applicable to Retail Fixed Deposits as on the date of booking the deposit. 7.In case of NRE deposit no interest will be paid if the NRE Deposit is liquidated before the completion of 1 year from the date of booking. 8. The penalty on premature closure / withdrawal of Retail Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1% 9. In case of Domestic Fixed Deposits: No interest will be paid if the deposit is withdrawn within 7 days of the date of booking the deposit 10. Please read the Terms & Conditions for Fixed Deposits to know more 11. Interest compounding frequency and interest payout frequency, on our Fixed Deposits, is on anniversary basis 12. Monthly Payout Fixed Deposits are available only for tenures above 3 months 13. Monthly Payout Fixed Deposits are available for both individuals (Domestic, NRO, Senior Citizens) and non-individuals 14. Monthly Payout Fixed Deposits are available at discounted rates as mentioned above 15. For Interbank Deposit rates contact AU Small Finance Bank Branch 16. Tax saver Fixed deposits can only be booked for a tenure of 60 months and interest rates as mentioned above for the tenure shall apply. 17. AU Small Finance Bank also offers MIBOR linked Term Deposits. For more details, please contact your Relationship Manager or visit your nearest AU Small Finance Bank branch.”

“Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026   Tenures Interest Rates (per annum) Annualized Yield 7 Days to 1 Month 15 Days 3.50% - 1 Month 16 Days to 3 Months 4.75% - 3 Month 1 Day to 6 Months 5.25% 5.35% 6 Months 1 Day to 12 Months 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.00% 7.19% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% 1.b) Non-callable rates for Domestic/NRE/NRO Retail Fixed Deposits of INR >= 1 Crore 1 Thousand to < 3 Crores Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (per annum) Annualised Rate 12 Months 1 Day to 15 Months 7.20% 7.40% 15 Months 1 Day to 18 Months 7.10% 7.29% 18 months 1 days to 24 months 7.10% 7.29% 24 Months 1 Day to 30 Months 7.20% 7.40% 30 Months 1 Day to 36 Months 7.50% 7.71% 2. Senior Citizen Fixed Deposit Interest Rates (for amounts less than INR 3 Crore)* Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (Per annum)  Annualized Yield 7 Days to 1 Month 15 Days 4.00% - 1 Month 16 Days to 3 Months 5.25% - 3 Month 1 Day to 6 Months 5.75% 5.88% 6 Months 1 Day to 12 Months 6.85% 7.03% 12 Months 1 Day to 15 Months 7.60% 7.82% 15 Months 1 Day to 18 Months 7.50% 7.71% 18 months 1 days to 24 months 7.50% 7.71% 24 Months 1 Day to 30 Months 7.60% 7.82% 30 Months 1 Day to 36 Months 7.90% 8.14% 36 Months 1 Day to 45 Months 7.50% 7.71% 45 Months 1 Day to less than 60 Months 7.25% 7.45% 60 Months to 120 Months 7.25% 7.45% * Only resident Indian individual Senior Citizen customers, having a banking relationship with AU Small Finance Bank are eligible for the above mentioned rates 3. For Domestic & NRO Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Resident / NRO Interest Rates for Monthly payout p.a.(%) Senior Citizen Interest Rates for Monthly payout p.a.(%) 7 Days to 1 Month 15 Days - - 1 Month 16 Days to 3 Months - - 3 Month 1 Day to 6 Months 5.23% 5.72% 6 Months 1 Day to 12 Months 6.32% 6.81% 12 Months 1 Day to 15 Months 7.06% 7.55% 15 Months 1 Day to 18 Months 6.96% 7.45% 18 months 1 days to 24 months 6.96% 7.45% 24 Months 1 Day to 30 Months 7.06% 7.55% 30 Months 1 Day to 36 Months 7.35% 7.85% 36 Months 1 Day to 45 Months 6.96% 7.45% 45 Months 1 Day to less than 60 Months 6.71% 7.21% 60 Months to 120 Months 6.71% 7.21% NRE** Retail Fixed Deposit Interest Rates (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Per annum) Annualized Yield 12 Months 0 Days 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.60% 7.82% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% NRE** Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Monthly payout) 12 Months 0 Days 6.32% 12 Months 1 Day to 15 Months 7.06% 15 Months 1 Day to 18 Months 6.96% 18 months 1 days to 24 months 6.96% 24 Months 1 Day to 30 Months 7.06% 30 Months 1 Day to 36 Months 7.35% 36 Months 1 Day to 45 Months 7.55% 45 Months 1 Day to less than 60 Months 6.71% 60 Months to 120 Months 6.71% Terms and Conditions 1. Retail Fixed Deposits are single Fixed Deposits booked for an amount less than INR 3 Crore w.e.f 8th June 2024. 2. ** For NRE Fixed Deposit: tenures of 12 months & above are applicable. 3. Interest rates are subject to periodic changes. The applicable interest rates will be offered based on the date and time of receipt of the funds by the Bank. The depositor shall ascertain the rates on the booking date of Fixed Deposit. 4. Only resident Indian individual Senior Citizen (of 60 years of age and above) are eligible for the Senior Citizen Interest rate specified. The special rates are applicable only for Resident deposits. 5. The Bank computes interest based on the actual number of months & days in a year. In case, the deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e. 366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of months & days. 6. The interest rate applicable on premature closure of Fixed Deposits (all amounts) will be lower of:      (i). the base rate for the original/contracted tenure for which the Fixed Deposit has been booked      OR      (ii). the base rate applicable for the tenure for which the Fixed Deposit has been in force with the Bank The base rate is the rate applicable to Retail Fixed Deposits as on the date of booking the deposit. 7.In case of NRE deposit no interest will be paid if the NRE Deposit is liquidated before the completion of 1 year from the date of booking. 8. The penalty on premature closure / withdrawal of Retail Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1% 9. In case of Domestic Fixed Deposits: No interest will be paid if the deposit is withdrawn within 7 days of the date of booking the deposit 10. Please read the Terms & Conditions for Fixed Deposits to know more 11. Interest compounding frequency and interest payout frequency, on our Fixed Deposits, is on anniversary basis 12. Monthly Payout Fixed Deposits are available only for tenures above 3 months 13. Monthly Payout Fixed Deposits are available for both individuals (Domestic, NRO, Senior Citizens) and non-individuals 14. Monthly Payout Fixed Deposits are available at discounted rates as mentioned above 15. For Interbank Deposit rates contact AU Small Finance Bank Branch 16. Tax saver Fixed deposits can only be booked for a tenure of 60 months and interest rates as mentioned above for the tenure shall apply. 17. AU Small Finance Bank also offers MIBOR linked Term Deposits. For more details, please contact your Relationship Manager or visit your nearest AU Small Finance Bank branch.”

“Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026   Tenures Interest Rates (per annum) Annualized Yield 7 Days to 1 Month 15 Days 3.50% - 1 Month 16 Days to 3 Months 4.75% - 3 Month 1 Day to 6 Months 5.25% 5.35% 6 Months 1 Day to 12 Months 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.00% 7.19% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% 1.b) Non-callable rates for Domestic/NRE/NRO Retail Fixed Deposits of INR >= 1 Crore 1 Thousand to < 3 Crores Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (per annum) Annualised Rate 12 Months 1 Day to 15 Months 7.20% 7.40% 15 Months 1 Day to 18 Months 7.10% 7.29% 18 months 1 days to 24 months 7.10% 7.29% 24 Months 1 Day to 30 Months 7.20% 7.40% 30 Months 1 Day to 36 Months 7.50% 7.71% 2. Senior Citizen Fixed Deposit Interest Rates (for amounts less than INR 3 Crore)* Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (Per annum)  Annualized Yield 7 Days to 1 Month 15 Days 4.00% - 1 Month 16 Days to 3 Months 5.25% - 3 Month 1 Day to 6 Months 5.75% 5.88% 6 Months 1 Day to 12 Months 6.85% 7.03% 12 Months 1 Day to 15 Months 7.60% 7.82% 15 Months 1 Day to 18 Months 7.50% 7.71% 18 months 1 days to 24 months 7.50% 7.71% 24 Months 1 Day to 30 Months 7.60% 7.82% 30 Months 1 Day to 36 Months 7.90% 8.14% 36 Months 1 Day to 45 Months 7.50% 7.71% 45 Months 1 Day to less than 60 Months 7.25% 7.45% 60 Months to 120 Months 7.25% 7.45% * Only resident Indian individual Senior Citizen customers, having a banking relationship with AU Small Finance Bank are eligible for the above mentioned rates 3. For Domestic & NRO Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Resident / NRO Interest Rates for Monthly payout p.a.(%) Senior Citizen Interest Rates for Monthly payout p.a.(%) 7 Days to 1 Month 15 Days - - 1 Month 16 Days to 3 Months - - 3 Month 1 Day to 6 Months 5.23% 5.72% 6 Months 1 Day to 12 Months 6.32% 6.81% 12 Months 1 Day to 15 Months 7.06% 7.55% 15 Months 1 Day to 18 Months 6.96% 7.45% 18 months 1 days to 24 months 6.96% 7.45% 24 Months 1 Day to 30 Months 7.06% 7.55% 30 Months 1 Day to 36 Months 7.35% 7.85% 36 Months 1 Day to 45 Months 6.96% 7.45% 45 Months 1 Day to less than 60 Months 6.71% 7.21% 60 Months to 120 Months 6.71% 7.21% NRE** Retail Fixed Deposit Interest Rates (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Per annum) Annualized Yield 12 Months 0 Days 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.60% 7.82% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% NRE** Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Monthly payout) 12 Months 0 Days 6.32% 12 Months 1 Day to 15 Months 7.06% 15 Months 1 Day to 18 Months 6.96% 18 months 1 days to 24 months 6.96% 24 Months 1 Day to 30 Months 7.06% 30 Months 1 Day to 36 Months 7.35% 36 Months 1 Day to 45 Months 7.55% 45 Months 1 Day to less than 60 Months 6.71% 60 Months to 120 Months 6.71% Terms and Conditions 1. Retail Fixed Deposits are single Fixed Deposits booked for an amount less than INR 3 Crore w.e.f 8th June 2024. 2. ** For NRE Fixed Deposit: tenures of 12 months & above are applicable. 3. Interest rates are subject to periodic changes. The applicable interest rates will be offered based on the date and time of receipt of the funds by the Bank. The depositor shall ascertain the rates on the booking date of Fixed Deposit. 4. Only resident Indian individual Senior Citizen (of 60 years of age and above) are eligible for the Senior Citizen Interest rate specified. The special rates are applicable only for Resident deposits. 5. The Bank computes interest based on the actual number of months & days in a year. In case, the deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e. 366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of months & days. 6. The interest rate applicable on premature closure of Fixed Deposits (all amounts) will be lower of:      (i). the base rate for the original/contracted tenure for which the Fixed Deposit has been booked      OR      (ii). the base rate applicable for the tenure for which the Fixed Deposit has been in force with the Bank The base rate is the rate applicable to Retail Fixed Deposits as on the date of booking the deposit. 7.In case of NRE deposit no interest will be paid if the NRE Deposit is liquidated before the completion of 1 year from the date of booking. 8. The penalty on premature closure / withdrawal of Retail Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1% 9. In case of Domestic Fixed Deposits: No interest will be paid if the deposit is withdrawn within 7 days of the date of booking the deposit 10. Please read the Terms & Conditions for Fixed Deposits to know more 11. Interest compounding frequency and interest payout frequency, on our Fixed Deposits, is on anniversary basis 12. Monthly Payout Fixed Deposits are available only for tenures above 3 months 13. Monthly Payout Fixed Deposits are available for both individuals (Domestic, NRO, Senior Citizens) and non-individuals 14. Monthly Payout Fixed Deposits are available at discounted rates as mentioned above 15. For Interbank Deposit rates contact AU Small Finance Bank Branch 16. Tax saver Fixed deposits can only be booked for a tenure of 60 months and interest rates as mentioned above for the tenure shall apply. 17. AU Small Finance Bank also offers MIBOR linked Term Deposits. For more details, please contact your Relationship Manager or visit your nearest AU Small Finance Bank branch.”

“Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026   Tenures Interest Rates (per annum) Annualized Yield 7 Days to 1 Month 15 Days 3.50% - 1 Month 16 Days to 3 Months 4.75% - 3 Month 1 Day to 6 Months 5.25% 5.35% 6 Months 1 Day to 12 Months 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.00% 7.19% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% 1.b) Non-callable rates for Domestic/NRE/NRO Retail Fixed Deposits of INR >= 1 Crore 1 Thousand to < 3 Crores Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (per annum) Annualised Rate 12 Months 1 Day to 15 Months 7.20% 7.40% 15 Months 1 Day to 18 Months 7.10% 7.29% 18 months 1 days to 24 months 7.10% 7.29% 24 Months 1 Day to 30 Months 7.20% 7.40% 30 Months 1 Day to 36 Months 7.50% 7.71% 2. Senior Citizen Fixed Deposit Interest Rates (for amounts less than INR 3 Crore)* Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (Per annum)  Annualized Yield 7 Days to 1 Month 15 Days 4.00% - 1 Month 16 Days to 3 Months 5.25% - 3 Month 1 Day to 6 Months 5.75% 5.88% 6 Months 1 Day to 12 Months 6.85% 7.03% 12 Months 1 Day to 15 Months 7.60% 7.82% 15 Months 1 Day to 18 Months 7.50% 7.71% 18 months 1 days to 24 months 7.50% 7.71% 24 Months 1 Day to 30 Months 7.60% 7.82% 30 Months 1 Day to 36 Months 7.90% 8.14% 36 Months 1 Day to 45 Months 7.50% 7.71% 45 Months 1 Day to less than 60 Months 7.25% 7.45% 60 Months to 120 Months 7.25% 7.45% * Only resident Indian individual Senior Citizen customers, having a banking relationship with AU Small Finance Bank are eligible for the above mentioned rates 3. For Domestic & NRO Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Resident / NRO Interest Rates for Monthly payout p.a.(%) Senior Citizen Interest Rates for Monthly payout p.a.(%) 7 Days to 1 Month 15 Days - - 1 Month 16 Days to 3 Months - - 3 Month 1 Day to 6 Months 5.23% 5.72% 6 Months 1 Day to 12 Months 6.32% 6.81% 12 Months 1 Day to 15 Months 7.06% 7.55% 15 Months 1 Day to 18 Months 6.96% 7.45% 18 months 1 days to 24 months 6.96% 7.45% 24 Months 1 Day to 30 Months 7.06% 7.55% 30 Months 1 Day to 36 Months 7.35% 7.85% 36 Months 1 Day to 45 Months 6.96% 7.45% 45 Months 1 Day to less than 60 Months 6.71% 7.21% 60 Months to 120 Months 6.71% 7.21% NRE** Retail Fixed Deposit Interest Rates (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Per annum) Annualized Yield 12 Months 0 Days 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.60% 7.82% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% NRE** Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Monthly payout) 12 Months 0 Days 6.32% 12 Months 1 Day to 15 Months 7.06% 15 Months 1 Day to 18 Months 6.96% 18 months 1 days to 24 months 6.96% 24 Months 1 Day to 30 Months 7.06% 30 Months 1 Day to 36 Months 7.35% 36 Months 1 Day to 45 Months 7.55% 45 Months 1 Day to less than 60 Months 6.71% 60 Months to 120 Months 6.71% Terms and Conditions 1. Retail Fixed Deposits are single Fixed Deposits booked for an amount less than INR 3 Crore w.e.f 8th June 2024. 2. ** For NRE Fixed Deposit: tenures of 12 months & above are applicable. 3. Interest rates are subject to periodic changes. The applicable interest rates will be offered based on the date and time of receipt of the funds by the Bank. The depositor shall ascertain the rates on the booking date of Fixed Deposit. 4. Only resident Indian individual Senior Citizen (of 60 years of age and above) are eligible for the Senior Citizen Interest rate specified. The special rates are applicable only for Resident deposits. 5. The Bank computes interest based on the actual number of months & days in a year. In case, the deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e. 366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of months & days. 6. The interest rate applicable on premature closure of Fixed Deposits (all amounts) will be lower of:      (i). the base rate for the original/contracted tenure for which the Fixed Deposit has been booked      OR      (ii). the base rate applicable for the tenure for which the Fixed Deposit has been in force with the Bank The base rate is the rate applicable to Retail Fixed Deposits as on the date of booking the deposit. 7.In case of NRE deposit no interest will be paid if the NRE Deposit is liquidated before the completion of 1 year from the date of booking. 8. The penalty on premature closure / withdrawal of Retail Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1% 9. In case of Domestic Fixed Deposits: No interest will be paid if the deposit is withdrawn within 7 days of the date of booking the deposit 10. Please read the Terms & Conditions for Fixed Deposits to know more 11. Interest compounding frequency and interest payout frequency, on our Fixed Deposits, is on anniversary basis 12. Monthly Payout Fixed Deposits are available only for tenures above 3 months 13. Monthly Payout Fixed Deposits are available for both individuals (Domestic, NRO, Senior Citizens) and non-individuals 14. Monthly Payout Fixed Deposits are available at discounted rates as mentioned above 15. For Interbank Deposit rates contact AU Small Finance Bank Branch 16. Tax saver Fixed deposits can only be booked for a tenure of 60 months and interest rates as mentioned above for the tenure shall apply. 17. AU Small Finance Bank also offers MIBOR linked Term Deposits. For more details, please contact your Relationship Manager or visit your nearest AU Small Finance Bank branch.”

“Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026   Tenures Interest Rates (per annum) Annualized Yield 7 Days to 1 Month 15 Days 3.50% - 1 Month 16 Days to 3 Months 4.75% - 3 Month 1 Day to 6 Months 5.25% 5.35% 6 Months 1 Day to 12 Months 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.00% 7.19% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% 1.b) Non-callable rates for Domestic/NRE/NRO Retail Fixed Deposits of INR >= 1 Crore 1 Thousand to < 3 Crores Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (per annum) Annualised Rate 12 Months 1 Day to 15 Months 7.20% 7.40% 15 Months 1 Day to 18 Months 7.10% 7.29% 18 months 1 days to 24 months 7.10% 7.29% 24 Months 1 Day to 30 Months 7.20% 7.40% 30 Months 1 Day to 36 Months 7.50% 7.71% 2. Senior Citizen Fixed Deposit Interest Rates (for amounts less than INR 3 Crore)* Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (Per annum)  Annualized Yield 7 Days to 1 Month 15 Days 4.00% - 1 Month 16 Days to 3 Months 5.25% - 3 Month 1 Day to 6 Months 5.75% 5.88% 6 Months 1 Day to 12 Months 6.85% 7.03% 12 Months 1 Day to 15 Months 7.60% 7.82% 15 Months 1 Day to 18 Months 7.50% 7.71% 18 months 1 days to 24 months 7.50% 7.71% 24 Months 1 Day to 30 Months 7.60% 7.82% 30 Months 1 Day to 36 Months 7.90% 8.14% 36 Months 1 Day to 45 Months 7.50% 7.71% 45 Months 1 Day to less than 60 Months 7.25% 7.45% 60 Months to 120 Months 7.25% 7.45% * Only resident Indian individual Senior Citizen customers, having a banking relationship with AU Small Finance Bank are eligible for the above mentioned rates 3. For Domestic & NRO Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Resident / NRO Interest Rates for Monthly payout p.a.(%) Senior Citizen Interest Rates for Monthly payout p.a.(%) 7 Days to 1 Month 15 Days - - 1 Month 16 Days to 3 Months - - 3 Month 1 Day to 6 Months 5.23% 5.72% 6 Months 1 Day to 12 Months 6.32% 6.81% 12 Months 1 Day to 15 Months 7.06% 7.55% 15 Months 1 Day to 18 Months 6.96% 7.45% 18 months 1 days to 24 months 6.96% 7.45% 24 Months 1 Day to 30 Months 7.06% 7.55% 30 Months 1 Day to 36 Months 7.35% 7.85% 36 Months 1 Day to 45 Months 6.96% 7.45% 45 Months 1 Day to less than 60 Months 6.71% 7.21% 60 Months to 120 Months 6.71% 7.21% NRE** Retail Fixed Deposit Interest Rates (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Per annum) Annualized Yield 12 Months 0 Days 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.60% 7.82% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% NRE** Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Monthly payout) 12 Months 0 Days 6.32% 12 Months 1 Day to 15 Months 7.06% 15 Months 1 Day to 18 Months 6.96% 18 months 1 days to 24 months 6.96% 24 Months 1 Day to 30 Months 7.06% 30 Months 1 Day to 36 Months 7.35% 36 Months 1 Day to 45 Months 7.55% 45 Months 1 Day to less than 60 Months 6.71% 60 Months to 120 Months 6.71% Terms and Conditions 1. Retail Fixed Deposits are single Fixed Deposits booked for an amount less than INR 3 Crore w.e.f 8th June 2024. 2. ** For NRE Fixed Deposit: tenures of 12 months & above are applicable. 3. Interest rates are subject to periodic changes. The applicable interest rates will be offered based on the date and time of receipt of the funds by the Bank. The depositor shall ascertain the rates on the booking date of Fixed Deposit. 4. Only resident Indian individual Senior Citizen (of 60 years of age and above) are eligible for the Senior Citizen Interest rate specified. The special rates are applicable only for Resident deposits. 5. The Bank computes interest based on the actual number of months & days in a year. In case, the deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e. 366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of months & days. 6. The interest rate applicable on premature closure of Fixed Deposits (all amounts) will be lower of:      (i). the base rate for the original/contracted tenure for which the Fixed Deposit has been booked      OR      (ii). the base rate applicable for the tenure for which the Fixed Deposit has been in force with the Bank The base rate is the rate applicable to Retail Fixed Deposits as on the date of booking the deposit. 7.In case of NRE deposit no interest will be paid if the NRE Deposit is liquidated before the completion of 1 year from the date of booking. 8. The penalty on premature closure / withdrawal of Retail Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1% 9. In case of Domestic Fixed Deposits: No interest will be paid if the deposit is withdrawn within 7 days of the date of booking the deposit 10. Please read the Terms & Conditions for Fixed Deposits to know more 11. Interest compounding frequency and interest payout frequency, on our Fixed Deposits, is on anniversary basis 12. Monthly Payout Fixed Deposits are available only for tenures above 3 months 13. Monthly Payout Fixed Deposits are available for both individuals (Domestic, NRO, Senior Citizens) and non-individuals 14. Monthly Payout Fixed Deposits are available at discounted rates as mentioned above 15. For Interbank Deposit rates contact AU Small Finance Bank Branch 16. Tax saver Fixed deposits can only be booked for a tenure of 60 months and interest rates as mentioned above for the tenure shall apply. 17. AU Small Finance Bank also offers MIBOR linked Term Deposits. For more details, please contact your Relationship Manager or visit your nearest AU Small Finance Bank branch.”

“Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026   Tenures Interest Rates (per annum) Annualized Yield 7 Days to 1 Month 15 Days 3.50% - 1 Month 16 Days to 3 Months 4.75% - 3 Month 1 Day to 6 Months 5.25% 5.35% 6 Months 1 Day to 12 Months 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.00% 7.19% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% 1.b) Non-callable rates for Domestic/NRE/NRO Retail Fixed Deposits of INR >= 1 Crore 1 Thousand to < 3 Crores Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (per annum) Annualised Rate 12 Months 1 Day to 15 Months 7.20% 7.40% 15 Months 1 Day to 18 Months 7.10% 7.29% 18 months 1 days to 24 months 7.10% 7.29% 24 Months 1 Day to 30 Months 7.20% 7.40% 30 Months 1 Day to 36 Months 7.50% 7.71% 2. Senior Citizen Fixed Deposit Interest Rates (for amounts less than INR 3 Crore)* Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (Per annum)  Annualized Yield 7 Days to 1 Month 15 Days 4.00% - 1 Month 16 Days to 3 Months 5.25% - 3 Month 1 Day to 6 Months 5.75% 5.88% 6 Months 1 Day to 12 Months 6.85% 7.03% 12 Months 1 Day to 15 Months 7.60% 7.82% 15 Months 1 Day to 18 Months 7.50% 7.71% 18 months 1 days to 24 months 7.50% 7.71% 24 Months 1 Day to 30 Months 7.60% 7.82% 30 Months 1 Day to 36 Months 7.90% 8.14% 36 Months 1 Day to 45 Months 7.50% 7.71% 45 Months 1 Day to less than 60 Months 7.25% 7.45% 60 Months to 120 Months 7.25% 7.45% * Only resident Indian individual Senior Citizen customers, having a banking relationship with AU Small Finance Bank are eligible for the above mentioned rates 3. For Domestic & NRO Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Resident / NRO Interest Rates for Monthly payout p.a.(%) Senior Citizen Interest Rates for Monthly payout p.a.(%) 7 Days to 1 Month 15 Days - - 1 Month 16 Days to 3 Months - - 3 Month 1 Day to 6 Months 5.23% 5.72% 6 Months 1 Day to 12 Months 6.32% 6.81% 12 Months 1 Day to 15 Months 7.06% 7.55% 15 Months 1 Day to 18 Months 6.96% 7.45% 18 months 1 days to 24 months 6.96% 7.45% 24 Months 1 Day to 30 Months 7.06% 7.55% 30 Months 1 Day to 36 Months 7.35% 7.85% 36 Months 1 Day to 45 Months 6.96% 7.45% 45 Months 1 Day to less than 60 Months 6.71% 7.21% 60 Months to 120 Months 6.71% 7.21% NRE** Retail Fixed Deposit Interest Rates (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Per annum) Annualized Yield 12 Months 0 Days 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.60% 7.82% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% NRE** Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Monthly payout) 12 Months 0 Days 6.32% 12 Months 1 Day to 15 Months 7.06% 15 Months 1 Day to 18 Months 6.96% 18 months 1 days to 24 months 6.96% 24 Months 1 Day to 30 Months 7.06% 30 Months 1 Day to 36 Months 7.35% 36 Months 1 Day to 45 Months 7.55% 45 Months 1 Day to less than 60 Months 6.71% 60 Months to 120 Months 6.71% Terms and Conditions 1. Retail Fixed Deposits are single Fixed Deposits booked for an amount less than INR 3 Crore w.e.f 8th June 2024. 2. ** For NRE Fixed Deposit: tenures of 12 months & above are applicable. 3. Interest rates are subject to periodic changes. The applicable interest rates will be offered based on the date and time of receipt of the funds by the Bank. The depositor shall ascertain the rates on the booking date of Fixed Deposit. 4. Only resident Indian individual Senior Citizen (of 60 years of age and above) are eligible for the Senior Citizen Interest rate specified. The special rates are applicable only for Resident deposits. 5. The Bank computes interest based on the actual number of months & days in a year. In case, the deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e. 366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of months & days. 6. The interest rate applicable on premature closure of Fixed Deposits (all amounts) will be lower of:      (i). the base rate for the original/contracted tenure for which the Fixed Deposit has been booked      OR      (ii). the base rate applicable for the tenure for which the Fixed Deposit has been in force with the Bank The base rate is the rate applicable to Retail Fixed Deposits as on the date of booking the deposit. 7.In case of NRE deposit no interest will be paid if the NRE Deposit is liquidated before the completion of 1 year from the date of booking. 8. The penalty on premature closure / withdrawal of Retail Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1% 9. In case of Domestic Fixed Deposits: No interest will be paid if the deposit is withdrawn within 7 days of the date of booking the deposit 10. Please read the Terms & Conditions for Fixed Deposits to know more 11. Interest compounding frequency and interest payout frequency, on our Fixed Deposits, is on anniversary basis 12. Monthly Payout Fixed Deposits are available only for tenures above 3 months 13. Monthly Payout Fixed Deposits are available for both individuals (Domestic, NRO, Senior Citizens) and non-individuals 14. Monthly Payout Fixed Deposits are available at discounted rates as mentioned above 15. For Interbank Deposit rates contact AU Small Finance Bank Branch 16. Tax saver Fixed deposits can only be booked for a tenure of 60 months and interest rates as mentioned above for the tenure shall apply. 17. AU Small Finance Bank also offers MIBOR linked Term Deposits. For more details, please contact your Relationship Manager or visit your nearest AU Small Finance Bank branch.”

“Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026   Tenures Interest Rates (per annum) Annualized Yield 7 Days to 1 Month 15 Days 3.50% - 1 Month 16 Days to 3 Months 4.75% - 3 Month 1 Day to 6 Months 5.25% 5.35% 6 Months 1 Day to 12 Months 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.00% 7.19% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% 1.b) Non-callable rates for Domestic/NRE/NRO Retail Fixed Deposits of INR >= 1 Crore 1 Thousand to < 3 Crores Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (per annum) Annualised Rate 12 Months 1 Day to 15 Months 7.20% 7.40% 15 Months 1 Day to 18 Months 7.10% 7.29% 18 months 1 days to 24 months 7.10% 7.29% 24 Months 1 Day to 30 Months 7.20% 7.40% 30 Months 1 Day to 36 Months 7.50% 7.71% 2. Senior Citizen Fixed Deposit Interest Rates (for amounts less than INR 3 Crore)* Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (Per annum)  Annualized Yield 7 Days to 1 Month 15 Days 4.00% - 1 Month 16 Days to 3 Months 5.25% - 3 Month 1 Day to 6 Months 5.75% 5.88% 6 Months 1 Day to 12 Months 6.85% 7.03% 12 Months 1 Day to 15 Months 7.60% 7.82% 15 Months 1 Day to 18 Months 7.50% 7.71% 18 months 1 days to 24 months 7.50% 7.71% 24 Months 1 Day to 30 Months 7.60% 7.82% 30 Months 1 Day to 36 Months 7.90% 8.14% 36 Months 1 Day to 45 Months 7.50% 7.71% 45 Months 1 Day to less than 60 Months 7.25% 7.45% 60 Months to 120 Months 7.25% 7.45% * Only resident Indian individual Senior Citizen customers, having a banking relationship with AU Small Finance Bank are eligible for the above mentioned rates 3. For Domestic & NRO Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Resident / NRO Interest Rates for Monthly payout p.a.(%) Senior Citizen Interest Rates for Monthly payout p.a.(%) 7 Days to 1 Month 15 Days - - 1 Month 16 Days to 3 Months - - 3 Month 1 Day to 6 Months 5.23% 5.72% 6 Months 1 Day to 12 Months 6.32% 6.81% 12 Months 1 Day to 15 Months 7.06% 7.55% 15 Months 1 Day to 18 Months 6.96% 7.45% 18 months 1 days to 24 months 6.96% 7.45% 24 Months 1 Day to 30 Months 7.06% 7.55% 30 Months 1 Day to 36 Months 7.35% 7.85% 36 Months 1 Day to 45 Months 6.96% 7.45% 45 Months 1 Day to less than 60 Months 6.71% 7.21% 60 Months to 120 Months 6.71% 7.21% NRE** Retail Fixed Deposit Interest Rates (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Per annum) Annualized Yield 12 Months 0 Days 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.60% 7.82% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% NRE** Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Monthly payout) 12 Months 0 Days 6.32% 12 Months 1 Day to 15 Months 7.06% 15 Months 1 Day to 18 Months 6.96% 18 months 1 days to 24 months 6.96% 24 Months 1 Day to 30 Months 7.06% 30 Months 1 Day to 36 Months 7.35% 36 Months 1 Day to 45 Months 7.55% 45 Months 1 Day to less than 60 Months 6.71% 60 Months to 120 Months 6.71% Terms and Conditions 1. Retail Fixed Deposits are single Fixed Deposits booked for an amount less than INR 3 Crore w.e.f 8th June 2024. 2. ** For NRE Fixed Deposit: tenures of 12 months & above are applicable. 3. Interest rates are subject to periodic changes. The applicable interest rates will be offered based on the date and time of receipt of the funds by the Bank. The depositor shall ascertain the rates on the booking date of Fixed Deposit. 4. Only resident Indian individual Senior Citizen (of 60 years of age and above) are eligible for the Senior Citizen Interest rate specified. The special rates are applicable only for Resident deposits. 5. The Bank computes interest based on the actual number of months & days in a year. In case, the deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e. 366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of months & days. 6. The interest rate applicable on premature closure of Fixed Deposits (all amounts) will be lower of:      (i). the base rate for the original/contracted tenure for which the Fixed Deposit has been booked      OR      (ii). the base rate applicable for the tenure for which the Fixed Deposit has been in force with the Bank The base rate is the rate applicable to Retail Fixed Deposits as on the date of booking the deposit. 7.In case of NRE deposit no interest will be paid if the NRE Deposit is liquidated before the completion of 1 year from the date of booking. 8. The penalty on premature closure / withdrawal of Retail Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1% 9. In case of Domestic Fixed Deposits: No interest will be paid if the deposit is withdrawn within 7 days of the date of booking the deposit 10. Please read the Terms & Conditions for Fixed Deposits to know more 11. Interest compounding frequency and interest payout frequency, on our Fixed Deposits, is on anniversary basis 12. Monthly Payout Fixed Deposits are available only for tenures above 3 months 13. Monthly Payout Fixed Deposits are available for both individuals (Domestic, NRO, Senior Citizens) and non-individuals 14. Monthly Payout Fixed Deposits are available at discounted rates as mentioned above 15. For Interbank Deposit rates contact AU Small Finance Bank Branch 16. Tax saver Fixed deposits can only be booked for a tenure of 60 months and interest rates as mentioned above for the tenure shall apply. 17. AU Small Finance Bank also offers MIBOR linked Term Deposits. For more details, please contact your Relationship Manager or visit your nearest AU Small Finance Bank branch.”

“Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026   Tenures Interest Rates (per annum) Annualized Yield 7 Days to 1 Month 15 Days 3.50% - 1 Month 16 Days to 3 Months 4.75% - 3 Month 1 Day to 6 Months 5.25% 5.35% 6 Months 1 Day to 12 Months 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.00% 7.19% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% 1.b) Non-callable rates for Domestic/NRE/NRO Retail Fixed Deposits of INR >= 1 Crore 1 Thousand to < 3 Crores Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (per annum) Annualised Rate 12 Months 1 Day to 15 Months 7.20% 7.40% 15 Months 1 Day to 18 Months 7.10% 7.29% 18 months 1 days to 24 months 7.10% 7.29% 24 Months 1 Day to 30 Months 7.20% 7.40% 30 Months 1 Day to 36 Months 7.50% 7.71% 2. Senior Citizen Fixed Deposit Interest Rates (for amounts less than INR 3 Crore)* Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Interest Rates (Per annum)  Annualized Yield 7 Days to 1 Month 15 Days 4.00% - 1 Month 16 Days to 3 Months 5.25% - 3 Month 1 Day to 6 Months 5.75% 5.88% 6 Months 1 Day to 12 Months 6.85% 7.03% 12 Months 1 Day to 15 Months 7.60% 7.82% 15 Months 1 Day to 18 Months 7.50% 7.71% 18 months 1 days to 24 months 7.50% 7.71% 24 Months 1 Day to 30 Months 7.60% 7.82% 30 Months 1 Day to 36 Months 7.90% 8.14% 36 Months 1 Day to 45 Months 7.50% 7.71% 45 Months 1 Day to less than 60 Months 7.25% 7.45% 60 Months to 120 Months 7.25% 7.45% * Only resident Indian individual Senior Citizen customers, having a banking relationship with AU Small Finance Bank are eligible for the above mentioned rates 3. For Domestic & NRO Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 10th June, 2026 Tenures Resident / NRO Interest Rates for Monthly payout p.a.(%) Senior Citizen Interest Rates for Monthly payout p.a.(%) 7 Days to 1 Month 15 Days - - 1 Month 16 Days to 3 Months - - 3 Month 1 Day to 6 Months 5.23% 5.72% 6 Months 1 Day to 12 Months 6.32% 6.81% 12 Months 1 Day to 15 Months 7.06% 7.55% 15 Months 1 Day to 18 Months 6.96% 7.45% 18 months 1 days to 24 months 6.96% 7.45% 24 Months 1 Day to 30 Months 7.06% 7.55% 30 Months 1 Day to 36 Months 7.35% 7.85% 36 Months 1 Day to 45 Months 6.96% 7.45% 45 Months 1 Day to less than 60 Months 6.71% 7.21% 60 Months to 120 Months 6.71% 7.21% NRE** Retail Fixed Deposit Interest Rates (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Per annum) Annualized Yield 12 Months 0 Days 6.35% 6.50% 12 Months 1 Day to 15 Months 7.10% 7.29% 15 Months 1 Day to 18 Months 7.00% 7.19% 18 months 1 days to 24 months 7.00% 7.19% 24 Months 1 Day to 30 Months 7.10% 7.29% 30 Months 1 Day to 36 Months 7.40% 7.61% 36 Months 1 Day to 45 Months 7.60% 7.82% 45 Months 1 Day to less than 60 Months 6.75% 6.92% 60 Months to 120 Months 6.75% 6.92% NRE** Retail Monthly Payout Fixed Deposits (for amounts less than INR 3 Crore) Applicable Interest Rates on Fixed Deposits w.e.f. 27th July, 2026 Tenures Interest Rates (Monthly payout) 12 Months 0 Days 6.32% 12 Months 1 Day to 15 Months 7.06% 15 Months 1 Day to 18 Months 6.96% 18 months 1 days to 24 months 6.96% 24 Months 1 Day to 30 Months 7.06% 30 Months 1 Day to 36 Months 7.35% 36 Months 1 Day to 45 Months 7.55% 45 Months 1 Day to less than 60 Months 6.71% 60 Months to 120 Months 6.71% Terms and Conditions 1. Retail Fixed Deposits are single Fixed Deposits booked for an amount less than INR 3 Crore w.e.f 8th June 2024. 2. ** For NRE Fixed Deposit: tenures of 12 months & above are applicable. 3. Interest rates are subject to periodic changes. The applicable interest rates will be offered based on the date and time of receipt of the funds by the Bank. The depositor shall ascertain the rates on the booking date of Fixed Deposit. 4. Only resident Indian individual Senior Citizen (of 60 years of age and above) are eligible for the Senior Citizen Interest rate specified. The special rates are applicable only for Resident deposits. 5. The Bank computes interest based on the actual number of months & days in a year. In case, the deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e. 366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of months & days. 6. The interest rate applicable on premature closure of Fixed Deposits (all amounts) will be lower of:      (i). the base rate for the original/contracted tenure for which the Fixed Deposit has been booked      OR      (ii). the base rate applicable for the tenure for which the Fixed Deposit has been in force with the Bank The base rate is the rate applicable to Retail Fixed Deposits as on the date of booking the deposit. 7.In case of NRE deposit no interest will be paid if the NRE Deposit is liquidated before the completion of 1 year from the date of booking. 8. The penalty on premature closure / withdrawal of Retail Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1% 9. In case of Domestic Fixed Deposits: No interest will be paid if the deposit is withdrawn within 7 days of the date of booking the deposit 10. Please read the Terms & Conditions for Fixed Deposits to know more 11. Interest compounding frequency and interest payout frequency, on our Fixed Deposits, is on anniversary basis 12. Monthly Payout Fixed Deposits are available only for tenures above 3 months 13. Monthly Payout Fixed Deposits are available for both individuals (Domestic, NRO, Senior Citizens) and non-individuals 14. Monthly Payout Fixed Deposits are available at discounted rates as mentioned above 15. For Interbank Deposit rates contact AU Small Finance Bank Branch 16. Tax saver Fixed deposits can only be booked for a tenure of 60 months and interest rates as mentioned above for the tenure shall apply. 17. AU Small Finance Bank also offers MIBOR linked Term Deposits. For more details, please contact your Relationship Manager or visit your nearest AU Small Finance Bank branch.”